Consumer Credit (Western Australia) Act 1996: Consumer Credit (Charge Card) Amendment Regulation (No. 1) 2005 (Qld)
Uniform Legislation and Statutes Review Committee· 4 April 2006general_report
The WA parliamentary committee reviewed the Consumer Credit (Charge Card) Amendment Regulation (No. 1) 2005 (Qld), which exempts specific charge card providers (American Express, Diners Club, Motorcharge) from the Consumer Credit Code. The committee supports the draft order adopting the Queensland amendment, finding it addresses unintended consequences of 2001 amendments to the Code.
Impact
Consumers using charge cards from American Express, Diners Club, and Motorcharge will be affected, as the terms and conditions of these cards will not be governed by the full Consumer Credit Code. The listed credit providers will benefit from reduced regulatory burden.
financeconsumer credit codecharge cardscredit regulationexemptionsuniform legislationAmerican ExpressDiners ClubMotorchargeQueensland amendmentcredit contracts
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