❓ Question on Notice regarding the Carpenter government's housing affordability initiative, the First Start shared equity home loan scheme, aimed at assisting first home buyers in Western Australia. The Minister defends the initiative against opposition criticism, highlighting its benefits and national significance.
AnsweredQoN 20Legislative Assembly
QuestionView source ↗
HOUSING AFFORDABILITY INITIATIVE
The Carpenter government has launched an innovative housing affordability initiative designed to help Western Australian families own their own homes, which I am sure will benefit many residents in Swan Hills. Can the minister provide the house with specific details of this nationally significant initiative? Mrs M.H. ROBERTS
The Carpenter government has launched an innovative housing affordability initiative designed to help Western Australian families own their own homes, which I am sure will benefit many residents in Swan Hills. Can the minister provide the house with specific details of this nationally significant initiative? Mrs M.H. ROBERTS
AnswerView source ↗
I thank the member for Swan Hills for the question. It is certainly an issue that she has shown a lot of interest in. Mr T. Buswell : How and when? Mrs M.H. ROBERTS : Our government, unlike members opposite, understands the needs and aspirations of ordinary Western Australian families. We know that they want to own their own homes and we are willing to look at new ways of supporting them. The current unprecedented house and land prices, together with interest rate increases, have heightened pressure on housing affordability for both first home buyers and renters. Mr T. Buswell interjected. The SPEAKER : I call the member for Vasse to order for the second time. Mrs M.H. ROBERTS : There is a lot of carping from members opposite. I thought that they would have welcomed this initiative. If they want to direct some criticism at someone, perhaps they might like to direct it at John Howard and Peter Costello and the impact they have had through superannuation incentives and changes, which have meant that investment in the rental property market and negative gearing are no longer as attractive as they used to be. Mr T. Buswell interjected. The SPEAKER : I call the member for Vasse to order for the third and final time. Mrs M.H. ROBERTS : The changes to superannuation are one of the reasons that the rental market is currently so tight. Our government is getting on with the job of helping first home buyers realise their dream. Mr C.J. Barnett : Land tax might have just a little bit to do with it! You don’t pay land tax, so I suppose it’s different. The SPEAKER : I call the member for Cottesloe to order for the third time. Mrs M.H. ROBERTS : Is that not interesting? The concern of the member for Cottesloe is land tax. How many potential first home owners could only ever dream of paying land tax? These people have the most basic of needs. They need shelter, and there is no land tax on a person’s residence. This is about real, ordinary Western Australians who aspire to purchase their own homes. This is an initiative for first home buyers, and no-one sitting opposite gives a toss. They do not give a toss about ordinary young Western Australians who aspire to buy their own homes. If members opposite had any concern for young people in Western Australia, they would applaud this initiative. This initiative is an Australian first. No other state or territory has a home loan scheme for first home buyers on the scale of the scheme that we have put in place. The First Start initiative is a $300 million shared equity home loan scheme. It will assist up to 3 000 families in Western Australia. Under the scheme, the Department of Housing and Works will purchase up to 30 to 40 per cent of the value of properties that are worth up to $365 000. A home buyer will be able to take up a Keystart low-deposit loan to purchase the remaining share. To complement and support the initiative, we are releasing 500 affordable properties that will be made available through our joint venture land developments under the New Living program. Borrowers are not limited to taking those properties; they can purchase properties in the private sector. Mr T. Buswell : Where are they? Mrs M.H. ROBERTS : The Deputy Leader of the Opposition asks where they are. I invite him to visit the Banksia Grove development, where there are two display homes that can be built at a range of locations for under $365 000. Several members interjected. Mrs M.H. ROBERTS : Members opposite are showing their ignorance, because the response to this initiative has been fantastic. Keystart officers have been furiously processing applications from first home buyers who are very keen to take up this initiative. Indeed, I have had inquiries from other states about this initiative, which other states are looking at following. Once again the Carpenter government is leading the way. We will make home ownership more attainable. Through our initiatives, some 3 000 families will be able to access a product that is clearly not supported by members opposite.
Mrs M.H. ROBERTS replied: I thank the member for Swan Hills for the question. It is certainly an issue that she has shown a lot of interest in. Mr T. Buswell : How and when? Mrs M.H. ROBERTS : Our government, unlike members opposite, understands the needs and aspirations of ordinary Western Australian families. We know that they want to own their own homes and we are willing to look at new ways of supporting them. The current unprecedented house and land prices, together with interest rate increases, have heightened pressure on housing affordability for both first home buyers and renters. Mr T. Buswell interjected. The SPEAKER : I call the member for Vasse to order for the second time. Mrs M.H. ROBERTS : There is a lot of carping from members opposite. I thought that they would have welcomed this initiative. If they want to direct some criticism at someone, perhaps they might like to direct it at John Howard and Peter Costello and the impact they have had through superannuation incentives and changes, which have meant that investment in the rental property market and negative gearing are no longer as attractive as they used to be. Mr T. Buswell interjected. The SPEAKER : I call the member for Vasse to order for the third and final time. Mrs M.H. ROBERTS : The changes to superannuation are one of the reasons that the rental market is currently so tight. Our government is getting on with the job of helping first home buyers realise their dream. Mr C.J. Barnett : Land tax might have just a little bit to do with it! You don’t pay land tax, so I suppose it’s different. The SPEAKER : I call the member for Cottesloe to order for the third time. Mrs M.H. ROBERTS : Is that not interesting? The concern of the member for Cottesloe is land tax. How many potential first home owners could only ever dream of paying land tax? These people have the most basic of needs. They need shelter, and there is no land tax on a person’s residence. This is about real, ordinary Western Australians who aspire to purchase their own homes. This is an initiative for first home buyers, and no-one sitting opposite gives a toss. They do not give a toss about ordinary young Western Australians who aspire to buy their own homes. If members opposite had any concern for young people in Western Australia, they would applaud this initiative. This initiative is an Australian first. No other state or territory has a home loan scheme for first home buyers on the scale of the scheme that we have put in place. The First Start initiative is a $300 million shared equity home loan scheme. It will assist up to 3 000 families in Western Australia. Under the scheme, the Department of Housing and Works will purchase up to 30 to 40 per cent of the value of properties that are worth up to $365 000. A home buyer will be able to take up a Keystart low-deposit loan to purchase the remaining share. To complement and support the initiative, we are releasing 500 affordable properties that will be made available through our joint venture land developments under the New Living program. Borrowers are not limited to taking those properties; they can purchase properties in the private sector. Mr T. Buswell : Where are they? Mrs M.H. ROBERTS : The Deputy Leader of the Opposition asks where they are. I invite him to visit the Banksia Grove development, where there are two display homes that can be built at a range of locations for under $365 000. Several members interjected. Mrs M.H. ROBERTS : Members opposite are showing their ignorance, because the response to this initiative has been fantastic. Keystart officers have been furiously processing applications from first home buyers who are very keen to take up this initiative. Indeed, I have had inquiries from other states about this initiative, which other states are looking at following. Once again the Carpenter government is leading the way. We will make home ownership more attainable. Through our initiatives, some 3 000 families will be able to access a product that is clearly not supported by members opposite.
I thank the member for Swan Hills for the question. It is certainly an issue that she has shown a lot of interest in. Mr T. Buswell : How and when? Mrs M.H. ROBERTS : Our government, unlike members opposite, understands the needs and aspirations of ordinary Western Australian families. We know that they want to own their own homes and we are willing to look at new ways of supporting them. The current unprecedented house and land prices, together with interest rate increases, have heightened pressure on housing affordability for both first home buyers and renters. Mr T. Buswell interjected. The SPEAKER : I call the member for Vasse to order for the second time. Mrs M.H. ROBERTS : There is a lot of carping from members opposite. I thought that they would have welcomed this initiative. If they want to direct some criticism at someone, perhaps they might like to direct it at John Howard and Peter Costello and the impact they have had through superannuation incentives and changes, which have meant that investment in the rental property market and negative gearing are no longer as attractive as they used to be. Mr T. Buswell interjected. The SPEAKER : I call the member for Vasse to order for the third and final time. Mrs M.H. ROBERTS : The changes to superannuation are one of the reasons that the rental market is currently so tight. Our government is getting on with the job of helping first home buyers realise their dream. Mr C.J. Barnett : Land tax might have just a little bit to do with it! You don’t pay land tax, so I suppose it’s different. The SPEAKER : I call the member for Cottesloe to order for the third time. Mrs M.H. ROBERTS : Is that not interesting? The concern of the member for Cottesloe is land tax. How many potential first home owners could only ever dream of paying land tax? These people have the most basic of needs. They need shelter, and there is no land tax on a person’s residence. This is about real, ordinary Western Australians who aspire to purchase their own homes. This is an initiative for first home buyers, and no-one sitting opposite gives a toss. They do not give a toss about ordinary young Western Australians who aspire to buy their own homes. If members opposite had any concern for young people in Western Australia, they would applaud this initiative. This initiative is an Australian first. No other state or territory has a home loan scheme for first home buyers on the scale of the scheme that we have put in place. The First Start initiative is a $300 million shared equity home loan scheme. It will assist up to 3 000 families in Western Australia. Under the scheme, the Department of Housing and Works will purchase up to 30 to 40 per cent of the value of properties that are worth up to $365 000. A home buyer will be able to take up a Keystart low-deposit loan to purchase the remaining share. To complement and support the initiative, we are releasing 500 affordable properties that will be made available through our joint venture land developments under the New Living program. Borrowers are not limited to taking those properties; they can purchase properties in the private sector. Mr T. Buswell : Where are they? Mrs M.H. ROBERTS : The Deputy Leader of the Opposition asks where they are. I invite him to visit the Banksia Grove development, where there are two display homes that can be built at a range of locations for under $365 000. Several members interjected. Mrs M.H. ROBERTS : Members opposite are showing their ignorance, because the response to this initiative has been fantastic. Keystart officers have been furiously processing applications from first home buyers who are very keen to take up this initiative. Indeed, I have had inquiries from other states about this initiative, which other states are looking at following. Once again the Carpenter government is leading the way. We will make home ownership more attainable. Through our initiatives, some 3 000 families will be able to access a product that is clearly not supported by members opposite.
Mr T. Buswell : How and when? Mrs M.H. ROBERTS : Our government, unlike members opposite, understands the needs and aspirations of ordinary Western Australian families. We know that they want to own their own homes and we are willing to look at new ways of supporting them. The current unprecedented house and land prices, together with interest rate increases, have heightened pressure on housing affordability for both first home buyers and renters. Mr T. Buswell interjected. The SPEAKER : I call the member for Vasse to order for the second time. Mrs M.H. ROBERTS : There is a lot of carping from members opposite. I thought that they would have welcomed this initiative. If they want to direct some criticism at someone, perhaps they might like to direct it at John Howard and Peter Costello and the impact they have had through superannuation incentives and changes, which have meant that investment in the rental property market and negative gearing are no longer as attractive as they used to be. Mr T. Buswell interjected. The SPEAKER : I call the member for Vasse to order for the third and final time. Mrs M.H. ROBERTS : The changes to superannuation are one of the reasons that the rental market is currently so tight. Our government is getting on with the job of helping first home buyers realise their dream. Mr C.J. Barnett : Land tax might have just a little bit to do with it! You don’t pay land tax, so I suppose it’s different. The SPEAKER : I call the member for Cottesloe to order for the third time. Mrs M.H. ROBERTS : Is that not interesting? The concern of the member for Cottesloe is land tax. How many potential first home owners could only ever dream of paying land tax? These people have the most basic of needs. They need shelter, and there is no land tax on a person’s residence. This is about real, ordinary Western Australians who aspire to purchase their own homes. This is an initiative for first home buyers, and no-one sitting opposite gives a toss. They do not give a toss about ordinary young Western Australians who aspire to buy their own homes. If members opposite had any concern for young people in Western Australia, they would applaud this initiative. This initiative is an Australian first. No other state or territory has a home loan scheme for first home buyers on the scale of the scheme that we have put in place. The First Start initiative is a $300 million shared equity home loan scheme. It will assist up to 3 000 families in Western Australia. Under the scheme, the Department of Housing and Works will purchase up to 30 to 40 per cent of the value of properties that are worth up to $365 000. A home buyer will be able to take up a Keystart low-deposit loan to purchase the remaining share. To complement and support the initiative, we are releasing 500 affordable properties that will be made available through our joint venture land developments under the New Living program. Borrowers are not limited to taking those properties; they can purchase properties in the private sector. Mr T. Buswell : Where are they? Mrs M.H. ROBERTS : The Deputy Leader of the Opposition asks where they are. I invite him to visit the Banksia Grove development, where there are two display homes that can be built at a range of locations for under $365 000. Several members interjected. Mrs M.H. ROBERTS : Members opposite are showing their ignorance, because the response to this initiative has been fantastic. Keystart officers have been furiously processing applications from first home buyers who are very keen to take up this initiative. Indeed, I have had inquiries from other states about this initiative, which other states are looking at following. Once again the Carpenter government is leading the way. We will make home ownership more attainable. Through our initiatives, some 3 000 families will be able to access a product that is clearly not supported by members opposite.
Mrs M.H. ROBERTS : Our government, unlike members opposite, understands the needs and aspirations of ordinary Western Australian families. We know that they want to own their own homes and we are willing to look at new ways of supporting them. The current unprecedented house and land prices, together with interest rate increases, have heightened pressure on housing affordability for both first home buyers and renters. Mr T. Buswell interjected. The SPEAKER : I call the member for Vasse to order for the second time. Mrs M.H. ROBERTS : There is a lot of carping from members opposite. I thought that they would have welcomed this initiative. If they want to direct some criticism at someone, perhaps they might like to direct it at John Howard and Peter Costello and the impact they have had through superannuation incentives and changes, which have meant that investment in the rental property market and negative gearing are no longer as attractive as they used to be. Mr T. Buswell interjected. The SPEAKER : I call the member for Vasse to order for the third and final time. Mrs M.H. ROBERTS : The changes to superannuation are one of the reasons that the rental market is currently so tight. Our government is getting on with the job of helping first home buyers realise their dream. Mr C.J. Barnett : Land tax might have just a little bit to do with it! You don’t pay land tax, so I suppose it’s different. The SPEAKER : I call the member for Cottesloe to order for the third time. Mrs M.H. ROBERTS : Is that not interesting? The concern of the member for Cottesloe is land tax. How many potential first home owners could only ever dream of paying land tax? These people have the most basic of needs. They need shelter, and there is no land tax on a person’s residence. This is about real, ordinary Western Australians who aspire to purchase their own homes. This is an initiative for first home buyers, and no-one sitting opposite gives a toss. They do not give a toss about ordinary young Western Australians who aspire to buy their own homes. If members opposite had any concern for young people in Western Australia, they would applaud this initiative. This initiative is an Australian first. No other state or territory has a home loan scheme for first home buyers on the scale of the scheme that we have put in place. The First Start initiative is a $300 million shared equity home loan scheme. It will assist up to 3 000 families in Western Australia. Under the scheme, the Department of Housing and Works will purchase up to 30 to 40 per cent of the value of properties that are worth up to $365 000. A home buyer will be able to take up a Keystart low-deposit loan to purchase the remaining share. To complement and support the initiative, we are releasing 500 affordable properties that will be made available through our joint venture land developments under the New Living program. Borrowers are not limited to taking those properties; they can purchase properties in the private sector. Mr T. Buswell : Where are they? Mrs M.H. ROBERTS : The Deputy Leader of the Opposition asks where they are. I invite him to visit the Banksia Grove development, where there are two display homes that can be built at a range of locations for under $365 000. Several members interjected. Mrs M.H. ROBERTS : Members opposite are showing their ignorance, because the response to this initiative has been fantastic. Keystart officers have been furiously processing applications from first home buyers who are very keen to take up this initiative. Indeed, I have had inquiries from other states about this initiative, which other states are looking at following. Once again the Carpenter government is leading the way. We will make home ownership more attainable. Through our initiatives, some 3 000 families will be able to access a product that is clearly not supported by members opposite.
Mr T. Buswell interjected. The SPEAKER : I call the member for Vasse to order for the second time. Mrs M.H. ROBERTS : There is a lot of carping from members opposite. I thought that they would have welcomed this initiative. If they want to direct some criticism at someone, perhaps they might like to direct it at John Howard and Peter Costello and the impact they have had through superannuation incentives and changes, which have meant that investment in the rental property market and negative gearing are no longer as attractive as they used to be. Mr T. Buswell interjected. The SPEAKER : I call the member for Vasse to order for the third and final time. Mrs M.H. ROBERTS : The changes to superannuation are one of the reasons that the rental market is currently so tight. Our government is getting on with the job of helping first home buyers realise their dream. Mr C.J. Barnett : Land tax might have just a little bit to do with it! You don’t pay land tax, so I suppose it’s different. The SPEAKER : I call the member for Cottesloe to order for the third time. Mrs M.H. ROBERTS : Is that not interesting? The concern of the member for Cottesloe is land tax. How many potential first home owners could only ever dream of paying land tax? These people have the most basic of needs. They need shelter, and there is no land tax on a person’s residence. This is about real, ordinary Western Australians who aspire to purchase their own homes. This is an initiative for first home buyers, and no-one sitting opposite gives a toss. They do not give a toss about ordinary young Western Australians who aspire to buy their own homes. If members opposite had any concern for young people in Western Australia, they would applaud this initiative. This initiative is an Australian first. No other state or territory has a home loan scheme for first home buyers on the scale of the scheme that we have put in place. The First Start initiative is a $300 million shared equity home loan scheme. It will assist up to 3 000 families in Western Australia. Under the scheme, the Department of Housing and Works will purchase up to 30 to 40 per cent of the value of properties that are worth up to $365 000. A home buyer will be able to take up a Keystart low-deposit loan to purchase the remaining share. To complement and support the initiative, we are releasing 500 affordable properties that will be made available through our joint venture land developments under the New Living program. Borrowers are not limited to taking those properties; they can purchase properties in the private sector. Mr T. Buswell : Where are they? Mrs M.H. ROBERTS : The Deputy Leader of the Opposition asks where they are. I invite him to visit the Banksia Grove development, where there are two display homes that can be built at a range of locations for under $365 000. Several members interjected. Mrs M.H. ROBERTS : Members opposite are showing their ignorance, because the response to this initiative has been fantastic. Keystart officers have been furiously processing applications from first home buyers who are very keen to take up this initiative. Indeed, I have had inquiries from other states about this initiative, which other states are looking at following. Once again the Carpenter government is leading the way. We will make home ownership more attainable. Through our initiatives, some 3 000 families will be able to access a product that is clearly not supported by members opposite.
The SPEAKER : I call the member for Vasse to order for the second time. Mrs M.H. ROBERTS : There is a lot of carping from members opposite. I thought that they would have welcomed this initiative. If they want to direct some criticism at someone, perhaps they might like to direct it at John Howard and Peter Costello and the impact they have had through superannuation incentives and changes, which have meant that investment in the rental property market and negative gearing are no longer as attractive as they used to be. Mr T. Buswell interjected. The SPEAKER : I call the member for Vasse to order for the third and final time. Mrs M.H. ROBERTS : The changes to superannuation are one of the reasons that the rental market is currently so tight. Our government is getting on with the job of helping first home buyers realise their dream. Mr C.J. Barnett : Land tax might have just a little bit to do with it! You don’t pay land tax, so I suppose it’s different. The SPEAKER : I call the member for Cottesloe to order for the third time. Mrs M.H. ROBERTS : Is that not interesting? The concern of the member for Cottesloe is land tax. How many potential first home owners could only ever dream of paying land tax? These people have the most basic of needs. They need shelter, and there is no land tax on a person’s residence. This is about real, ordinary Western Australians who aspire to purchase their own homes. This is an initiative for first home buyers, and no-one sitting opposite gives a toss. They do not give a toss about ordinary young Western Australians who aspire to buy their own homes. If members opposite had any concern for young people in Western Australia, they would applaud this initiative. This initiative is an Australian first. No other state or territory has a home loan scheme for first home buyers on the scale of the scheme that we have put in place. The First Start initiative is a $300 million shared equity home loan scheme. It will assist up to 3 000 families in Western Australia. Under the scheme, the Department of Housing and Works will purchase up to 30 to 40 per cent of the value of properties that are worth up to $365 000. A home buyer will be able to take up a Keystart low-deposit loan to purchase the remaining share. To complement and support the initiative, we are releasing 500 affordable properties that will be made available through our joint venture land developments under the New Living program. Borrowers are not limited to taking those properties; they can purchase properties in the private sector. Mr T. Buswell : Where are they? Mrs M.H. ROBERTS : The Deputy Leader of the Opposition asks where they are. I invite him to visit the Banksia Grove development, where there are two display homes that can be built at a range of locations for under $365 000. Several members interjected. Mrs M.H. ROBERTS : Members opposite are showing their ignorance, because the response to this initiative has been fantastic. Keystart officers have been furiously processing applications from first home buyers who are very keen to take up this initiative. Indeed, I have had inquiries from other states about this initiative, which other states are looking at following. Once again the Carpenter government is leading the way. We will make home ownership more attainable. Through our initiatives, some 3 000 families will be able to access a product that is clearly not supported by members opposite.
Mrs M.H. ROBERTS : There is a lot of carping from members opposite. I thought that they would have welcomed this initiative. If they want to direct some criticism at someone, perhaps they might like to direct it at John Howard and Peter Costello and the impact they have had through superannuation incentives and changes, which have meant that investment in the rental property market and negative gearing are no longer as attractive as they used to be. Mr T. Buswell interjected. The SPEAKER : I call the member for Vasse to order for the third and final time. Mrs M.H. ROBERTS : The changes to superannuation are one of the reasons that the rental market is currently so tight. Our government is getting on with the job of helping first home buyers realise their dream. Mr C.J. Barnett : Land tax might have just a little bit to do with it! You don’t pay land tax, so I suppose it’s different. The SPEAKER : I call the member for Cottesloe to order for the third time. Mrs M.H. ROBERTS : Is that not interesting? The concern of the member for Cottesloe is land tax. How many potential first home owners could only ever dream of paying land tax? These people have the most basic of needs. They need shelter, and there is no land tax on a person’s residence. This is about real, ordinary Western Australians who aspire to purchase their own homes. This is an initiative for first home buyers, and no-one sitting opposite gives a toss. They do not give a toss about ordinary young Western Australians who aspire to buy their own homes. If members opposite had any concern for young people in Western Australia, they would applaud this initiative. This initiative is an Australian first. No other state or territory has a home loan scheme for first home buyers on the scale of the scheme that we have put in place. The First Start initiative is a $300 million shared equity home loan scheme. It will assist up to 3 000 families in Western Australia. Under the scheme, the Department of Housing and Works will purchase up to 30 to 40 per cent of the value of properties that are worth up to $365 000. A home buyer will be able to take up a Keystart low-deposit loan to purchase the remaining share. To complement and support the initiative, we are releasing 500 affordable properties that will be made available through our joint venture land developments under the New Living program. Borrowers are not limited to taking those properties; they can purchase properties in the private sector. Mr T. Buswell : Where are they? Mrs M.H. ROBERTS : The Deputy Leader of the Opposition asks where they are. I invite him to visit the Banksia Grove development, where there are two display homes that can be built at a range of locations for under $365 000. Several members interjected. Mrs M.H. ROBERTS : Members opposite are showing their ignorance, because the response to this initiative has been fantastic. Keystart officers have been furiously processing applications from first home buyers who are very keen to take up this initiative. Indeed, I have had inquiries from other states about this initiative, which other states are looking at following. Once again the Carpenter government is leading the way. We will make home ownership more attainable. Through our initiatives, some 3 000 families will be able to access a product that is clearly not supported by members opposite.
Mr T. Buswell interjected. The SPEAKER : I call the member for Vasse to order for the third and final time. Mrs M.H. ROBERTS : The changes to superannuation are one of the reasons that the rental market is currently so tight. Our government is getting on with the job of helping first home buyers realise their dream. Mr C.J. Barnett : Land tax might have just a little bit to do with it! You don’t pay land tax, so I suppose it’s different. The SPEAKER : I call the member for Cottesloe to order for the third time. Mrs M.H. ROBERTS : Is that not interesting? The concern of the member for Cottesloe is land tax. How many potential first home owners could only ever dream of paying land tax? These people have the most basic of needs. They need shelter, and there is no land tax on a person’s residence. This is about real, ordinary Western Australians who aspire to purchase their own homes. This is an initiative for first home buyers, and no-one sitting opposite gives a toss. They do not give a toss about ordinary young Western Australians who aspire to buy their own homes. If members opposite had any concern for young people in Western Australia, they would applaud this initiative. This initiative is an Australian first. No other state or territory has a home loan scheme for first home buyers on the scale of the scheme that we have put in place. The First Start initiative is a $300 million shared equity home loan scheme. It will assist up to 3 000 families in Western Australia. Under the scheme, the Department of Housing and Works will purchase up to 30 to 40 per cent of the value of properties that are worth up to $365 000. A home buyer will be able to take up a Keystart low-deposit loan to purchase the remaining share. To complement and support the initiative, we are releasing 500 affordable properties that will be made available through our joint venture land developments under the New Living program. Borrowers are not limited to taking those properties; they can purchase properties in the private sector. Mr T. Buswell : Where are they? Mrs M.H. ROBERTS : The Deputy Leader of the Opposition asks where they are. I invite him to visit the Banksia Grove development, where there are two display homes that can be built at a range of locations for under $365 000. Several members interjected. Mrs M.H. ROBERTS : Members opposite are showing their ignorance, because the response to this initiative has been fantastic. Keystart officers have been furiously processing applications from first home buyers who are very keen to take up this initiative. Indeed, I have had inquiries from other states about this initiative, which other states are looking at following. Once again the Carpenter government is leading the way. We will make home ownership more attainable. Through our initiatives, some 3 000 families will be able to access a product that is clearly not supported by members opposite.
The SPEAKER : I call the member for Vasse to order for the third and final time. Mrs M.H. ROBERTS : The changes to superannuation are one of the reasons that the rental market is currently so tight. Our government is getting on with the job of helping first home buyers realise their dream. Mr C.J. Barnett : Land tax might have just a little bit to do with it! You don’t pay land tax, so I suppose it’s different. The SPEAKER : I call the member for Cottesloe to order for the third time. Mrs M.H. ROBERTS : Is that not interesting? The concern of the member for Cottesloe is land tax. How many potential first home owners could only ever dream of paying land tax? These people have the most basic of needs. They need shelter, and there is no land tax on a person’s residence. This is about real, ordinary Western Australians who aspire to purchase their own homes. This is an initiative for first home buyers, and no-one sitting opposite gives a toss. They do not give a toss about ordinary young Western Australians who aspire to buy their own homes. If members opposite had any concern for young people in Western Australia, they would applaud this initiative. This initiative is an Australian first. No other state or territory has a home loan scheme for first home buyers on the scale of the scheme that we have put in place. The First Start initiative is a $300 million shared equity home loan scheme. It will assist up to 3 000 families in Western Australia. Under the scheme, the Department of Housing and Works will purchase up to 30 to 40 per cent of the value of properties that are worth up to $365 000. A home buyer will be able to take up a Keystart low-deposit loan to purchase the remaining share. To complement and support the initiative, we are releasing 500 affordable properties that will be made available through our joint venture land developments under the New Living program. Borrowers are not limited to taking those properties; they can purchase properties in the private sector. Mr T. Buswell : Where are they? Mrs M.H. ROBERTS : The Deputy Leader of the Opposition asks where they are. I invite him to visit the Banksia Grove development, where there are two display homes that can be built at a range of locations for under $365 000. Several members interjected. Mrs M.H. ROBERTS : Members opposite are showing their ignorance, because the response to this initiative has been fantastic. Keystart officers have been furiously processing applications from first home buyers who are very keen to take up this initiative. Indeed, I have had inquiries from other states about this initiative, which other states are looking at following. Once again the Carpenter government is leading the way. We will make home ownership more attainable. Through our initiatives, some 3 000 families will be able to access a product that is clearly not supported by members opposite.
Mrs M.H. ROBERTS : The changes to superannuation are one of the reasons that the rental market is currently so tight. Our government is getting on with the job of helping first home buyers realise their dream. Mr C.J. Barnett : Land tax might have just a little bit to do with it! You don’t pay land tax, so I suppose it’s different. The SPEAKER : I call the member for Cottesloe to order for the third time. Mrs M.H. ROBERTS : Is that not interesting? The concern of the member for Cottesloe is land tax. How many potential first home owners could only ever dream of paying land tax? These people have the most basic of needs. They need shelter, and there is no land tax on a person’s residence. This is about real, ordinary Western Australians who aspire to purchase their own homes. This is an initiative for first home buyers, and no-one sitting opposite gives a toss. They do not give a toss about ordinary young Western Australians who aspire to buy their own homes. If members opposite had any concern for young people in Western Australia, they would applaud this initiative. This initiative is an Australian first. No other state or territory has a home loan scheme for first home buyers on the scale of the scheme that we have put in place. The First Start initiative is a $300 million shared equity home loan scheme. It will assist up to 3 000 families in Western Australia. Under the scheme, the Department of Housing and Works will purchase up to 30 to 40 per cent of the value of properties that are worth up to $365 000. A home buyer will be able to take up a Keystart low-deposit loan to purchase the remaining share. To complement and support the initiative, we are releasing 500 affordable properties that will be made available through our joint venture land developments under the New Living program. Borrowers are not limited to taking those properties; they can purchase properties in the private sector. Mr T. Buswell : Where are they? Mrs M.H. ROBERTS : The Deputy Leader of the Opposition asks where they are. I invite him to visit the Banksia Grove development, where there are two display homes that can be built at a range of locations for under $365 000. Several members interjected. Mrs M.H. ROBERTS : Members opposite are showing their ignorance, because the response to this initiative has been fantastic. Keystart officers have been furiously processing applications from first home buyers who are very keen to take up this initiative. Indeed, I have had inquiries from other states about this initiative, which other states are looking at following. Once again the Carpenter government is leading the way. We will make home ownership more attainable. Through our initiatives, some 3 000 families will be able to access a product that is clearly not supported by members opposite.
Mr C.J. Barnett : Land tax might have just a little bit to do with it! You don’t pay land tax, so I suppose it’s different. The SPEAKER : I call the member for Cottesloe to order for the third time. Mrs M.H. ROBERTS : Is that not interesting? The concern of the member for Cottesloe is land tax. How many potential first home owners could only ever dream of paying land tax? These people have the most basic of needs. They need shelter, and there is no land tax on a person’s residence. This is about real, ordinary Western Australians who aspire to purchase their own homes. This is an initiative for first home buyers, and no-one sitting opposite gives a toss. They do not give a toss about ordinary young Western Australians who aspire to buy their own homes. If members opposite had any concern for young people in Western Australia, they would applaud this initiative. This initiative is an Australian first. No other state or territory has a home loan scheme for first home buyers on the scale of the scheme that we have put in place. The First Start initiative is a $300 million shared equity home loan scheme. It will assist up to 3 000 families in Western Australia. Under the scheme, the Department of Housing and Works will purchase up to 30 to 40 per cent of the value of properties that are worth up to $365 000. A home buyer will be able to take up a Keystart low-deposit loan to purchase the remaining share. To complement and support the initiative, we are releasing 500 affordable properties that will be made available through our joint venture land developments under the New Living program. Borrowers are not limited to taking those properties; they can purchase properties in the private sector. Mr T. Buswell : Where are they? Mrs M.H. ROBERTS : The Deputy Leader of the Opposition asks where they are. I invite him to visit the Banksia Grove development, where there are two display homes that can be built at a range of locations for under $365 000. Several members interjected. Mrs M.H. ROBERTS : Members opposite are showing their ignorance, because the response to this initiative has been fantastic. Keystart officers have been furiously processing applications from first home buyers who are very keen to take up this initiative. Indeed, I have had inquiries from other states about this initiative, which other states are looking at following. Once again the Carpenter government is leading the way. We will make home ownership more attainable. Through our initiatives, some 3 000 families will be able to access a product that is clearly not supported by members opposite.
The SPEAKER : I call the member for Cottesloe to order for the third time. Mrs M.H. ROBERTS : Is that not interesting? The concern of the member for Cottesloe is land tax. How many potential first home owners could only ever dream of paying land tax? These people have the most basic of needs. They need shelter, and there is no land tax on a person’s residence. This is about real, ordinary Western Australians who aspire to purchase their own homes. This is an initiative for first home buyers, and no-one sitting opposite gives a toss. They do not give a toss about ordinary young Western Australians who aspire to buy their own homes. If members opposite had any concern for young people in Western Australia, they would applaud this initiative. This initiative is an Australian first. No other state or territory has a home loan scheme for first home buyers on the scale of the scheme that we have put in place. The First Start initiative is a $300 million shared equity home loan scheme. It will assist up to 3 000 families in Western Australia. Under the scheme, the Department of Housing and Works will purchase up to 30 to 40 per cent of the value of properties that are worth up to $365 000. A home buyer will be able to take up a Keystart low-deposit loan to purchase the remaining share. To complement and support the initiative, we are releasing 500 affordable properties that will be made available through our joint venture land developments under the New Living program. Borrowers are not limited to taking those properties; they can purchase properties in the private sector. Mr T. Buswell : Where are they? Mrs M.H. ROBERTS : The Deputy Leader of the Opposition asks where they are. I invite him to visit the Banksia Grove development, where there are two display homes that can be built at a range of locations for under $365 000. Several members interjected. Mrs M.H. ROBERTS : Members opposite are showing their ignorance, because the response to this initiative has been fantastic. Keystart officers have been furiously processing applications from first home buyers who are very keen to take up this initiative. Indeed, I have had inquiries from other states about this initiative, which other states are looking at following. Once again the Carpenter government is leading the way. We will make home ownership more attainable. Through our initiatives, some 3 000 families will be able to access a product that is clearly not supported by members opposite.
Mrs M.H. ROBERTS : Is that not interesting? The concern of the member for Cottesloe is land tax. How many potential first home owners could only ever dream of paying land tax? These people have the most basic of needs. They need shelter, and there is no land tax on a person’s residence. This is about real, ordinary Western Australians who aspire to purchase their own homes. This is an initiative for first home buyers, and no-one sitting opposite gives a toss. They do not give a toss about ordinary young Western Australians who aspire to buy their own homes. If members opposite had any concern for young people in Western Australia, they would applaud this initiative. This initiative is an Australian first. No other state or territory has a home loan scheme for first home buyers on the scale of the scheme that we have put in place. The First Start initiative is a $300 million shared equity home loan scheme. It will assist up to 3 000 families in Western Australia. Under the scheme, the Department of Housing and Works will purchase up to 30 to 40 per cent of the value of properties that are worth up to $365 000. A home buyer will be able to take up a Keystart low-deposit loan to purchase the remaining share. To complement and support the initiative, we are releasing 500 affordable properties that will be made available through our joint venture land developments under the New Living program. Borrowers are not limited to taking those properties; they can purchase properties in the private sector. Mr T. Buswell : Where are they? Mrs M.H. ROBERTS : The Deputy Leader of the Opposition asks where they are. I invite him to visit the Banksia Grove development, where there are two display homes that can be built at a range of locations for under $365 000. Several members interjected. Mrs M.H. ROBERTS : Members opposite are showing their ignorance, because the response to this initiative has been fantastic. Keystart officers have been furiously processing applications from first home buyers who are very keen to take up this initiative. Indeed, I have had inquiries from other states about this initiative, which other states are looking at following. Once again the Carpenter government is leading the way. We will make home ownership more attainable. Through our initiatives, some 3 000 families will be able to access a product that is clearly not supported by members opposite.
Mr T. Buswell : Where are they? Mrs M.H. ROBERTS : The Deputy Leader of the Opposition asks where they are. I invite him to visit the Banksia Grove development, where there are two display homes that can be built at a range of locations for under $365 000. Several members interjected. Mrs M.H. ROBERTS : Members opposite are showing their ignorance, because the response to this initiative has been fantastic. Keystart officers have been furiously processing applications from first home buyers who are very keen to take up this initiative. Indeed, I have had inquiries from other states about this initiative, which other states are looking at following. Once again the Carpenter government is leading the way. We will make home ownership more attainable. Through our initiatives, some 3 000 families will be able to access a product that is clearly not supported by members opposite.
Mrs M.H. ROBERTS : The Deputy Leader of the Opposition asks where they are. I invite him to visit the Banksia Grove development, where there are two display homes that can be built at a range of locations for under $365 000. Several members interjected. Mrs M.H. ROBERTS : Members opposite are showing their ignorance, because the response to this initiative has been fantastic. Keystart officers have been furiously processing applications from first home buyers who are very keen to take up this initiative. Indeed, I have had inquiries from other states about this initiative, which other states are looking at following. Once again the Carpenter government is leading the way. We will make home ownership more attainable. Through our initiatives, some 3 000 families will be able to access a product that is clearly not supported by members opposite.
Several members interjected. Mrs M.H. ROBERTS : Members opposite are showing their ignorance, because the response to this initiative has been fantastic. Keystart officers have been furiously processing applications from first home buyers who are very keen to take up this initiative. Indeed, I have had inquiries from other states about this initiative, which other states are looking at following. Once again the Carpenter government is leading the way. We will make home ownership more attainable. Through our initiatives, some 3 000 families will be able to access a product that is clearly not supported by members opposite.
Mrs M.H. ROBERTS : Members opposite are showing their ignorance, because the response to this initiative has been fantastic. Keystart officers have been furiously processing applications from first home buyers who are very keen to take up this initiative. Indeed, I have had inquiries from other states about this initiative, which other states are looking at following. Once again the Carpenter government is leading the way. We will make home ownership more attainable. Through our initiatives, some 3 000 families will be able to access a product that is clearly not supported by members opposite.
Mrs M.H. ROBERTS replied: I thank the member for Swan Hills for the question. It is certainly an issue that she has shown a lot of interest in. Mr T. Buswell : How and when? Mrs M.H. ROBERTS : Our government, unlike members opposite, understands the needs and aspirations of ordinary Western Australian families. We know that they want to own their own homes and we are willing to look at new ways of supporting them. The current unprecedented house and land prices, together with interest rate increases, have heightened pressure on housing affordability for both first home buyers and renters. Mr T. Buswell interjected. The SPEAKER : I call the member for Vasse to order for the second time. Mrs M.H. ROBERTS : There is a lot of carping from members opposite. I thought that they would have welcomed this initiative. If they want to direct some criticism at someone, perhaps they might like to direct it at John Howard and Peter Costello and the impact they have had through superannuation incentives and changes, which have meant that investment in the rental property market and negative gearing are no longer as attractive as they used to be. Mr T. Buswell interjected. The SPEAKER : I call the member for Vasse to order for the third and final time. Mrs M.H. ROBERTS : The changes to superannuation are one of the reasons that the rental market is currently so tight. Our government is getting on with the job of helping first home buyers realise their dream. Mr C.J. Barnett : Land tax might have just a little bit to do with it! You don’t pay land tax, so I suppose it’s different. The SPEAKER : I call the member for Cottesloe to order for the third time. Mrs M.H. ROBERTS : Is that not interesting? The concern of the member for Cottesloe is land tax. How many potential first home owners could only ever dream of paying land tax? These people have the most basic of needs. They need shelter, and there is no land tax on a person’s residence. This is about real, ordinary Western Australians who aspire to purchase their own homes. This is an initiative for first home buyers, and no-one sitting opposite gives a toss. They do not give a toss about ordinary young Western Australians who aspire to buy their own homes. If members opposite had any concern for young people in Western Australia, they would applaud this initiative. This initiative is an Australian first. No other state or territory has a home loan scheme for first home buyers on the scale of the scheme that we have put in place. The First Start initiative is a $300 million shared equity home loan scheme. It will assist up to 3 000 families in Western Australia. Under the scheme, the Department of Housing and Works will purchase up to 30 to 40 per cent of the value of properties that are worth up to $365 000. A home buyer will be able to take up a Keystart low-deposit loan to purchase the remaining share. To complement and support the initiative, we are releasing 500 affordable properties that will be made available through our joint venture land developments under the New Living program. Borrowers are not limited to taking those properties; they can purchase properties in the private sector. Mr T. Buswell : Where are they? Mrs M.H. ROBERTS : The Deputy Leader of the Opposition asks where they are. I invite him to visit the Banksia Grove development, where there are two display homes that can be built at a range of locations for under $365 000. Several members interjected. Mrs M.H. ROBERTS : Members opposite are showing their ignorance, because the response to this initiative has been fantastic. Keystart officers have been furiously processing applications from first home buyers who are very keen to take up this initiative. Indeed, I have had inquiries from other states about this initiative, which other states are looking at following. Once again the Carpenter government is leading the way. We will make home ownership more attainable. Through our initiatives, some 3 000 families will be able to access a product that is clearly not supported by members opposite.
I thank the member for Swan Hills for the question. It is certainly an issue that she has shown a lot of interest in. Mr T. Buswell : How and when? Mrs M.H. ROBERTS : Our government, unlike members opposite, understands the needs and aspirations of ordinary Western Australian families. We know that they want to own their own homes and we are willing to look at new ways of supporting them. The current unprecedented house and land prices, together with interest rate increases, have heightened pressure on housing affordability for both first home buyers and renters. Mr T. Buswell interjected. The SPEAKER : I call the member for Vasse to order for the second time. Mrs M.H. ROBERTS : There is a lot of carping from members opposite. I thought that they would have welcomed this initiative. If they want to direct some criticism at someone, perhaps they might like to direct it at John Howard and Peter Costello and the impact they have had through superannuation incentives and changes, which have meant that investment in the rental property market and negative gearing are no longer as attractive as they used to be. Mr T. Buswell interjected. The SPEAKER : I call the member for Vasse to order for the third and final time. Mrs M.H. ROBERTS : The changes to superannuation are one of the reasons that the rental market is currently so tight. Our government is getting on with the job of helping first home buyers realise their dream. Mr C.J. Barnett : Land tax might have just a little bit to do with it! You don’t pay land tax, so I suppose it’s different. The SPEAKER : I call the member for Cottesloe to order for the third time. Mrs M.H. ROBERTS : Is that not interesting? The concern of the member for Cottesloe is land tax. How many potential first home owners could only ever dream of paying land tax? These people have the most basic of needs. They need shelter, and there is no land tax on a person’s residence. This is about real, ordinary Western Australians who aspire to purchase their own homes. This is an initiative for first home buyers, and no-one sitting opposite gives a toss. They do not give a toss about ordinary young Western Australians who aspire to buy their own homes. If members opposite had any concern for young people in Western Australia, they would applaud this initiative. This initiative is an Australian first. No other state or territory has a home loan scheme for first home buyers on the scale of the scheme that we have put in place. The First Start initiative is a $300 million shared equity home loan scheme. It will assist up to 3 000 families in Western Australia. Under the scheme, the Department of Housing and Works will purchase up to 30 to 40 per cent of the value of properties that are worth up to $365 000. A home buyer will be able to take up a Keystart low-deposit loan to purchase the remaining share. To complement and support the initiative, we are releasing 500 affordable properties that will be made available through our joint venture land developments under the New Living program. Borrowers are not limited to taking those properties; they can purchase properties in the private sector. Mr T. Buswell : Where are they? Mrs M.H. ROBERTS : The Deputy Leader of the Opposition asks where they are. I invite him to visit the Banksia Grove development, where there are two display homes that can be built at a range of locations for under $365 000. Several members interjected. Mrs M.H. ROBERTS : Members opposite are showing their ignorance, because the response to this initiative has been fantastic. Keystart officers have been furiously processing applications from first home buyers who are very keen to take up this initiative. Indeed, I have had inquiries from other states about this initiative, which other states are looking at following. Once again the Carpenter government is leading the way. We will make home ownership more attainable. Through our initiatives, some 3 000 families will be able to access a product that is clearly not supported by members opposite.
Mr T. Buswell : How and when? Mrs M.H. ROBERTS : Our government, unlike members opposite, understands the needs and aspirations of ordinary Western Australian families. We know that they want to own their own homes and we are willing to look at new ways of supporting them. The current unprecedented house and land prices, together with interest rate increases, have heightened pressure on housing affordability for both first home buyers and renters. Mr T. Buswell interjected. The SPEAKER : I call the member for Vasse to order for the second time. Mrs M.H. ROBERTS : There is a lot of carping from members opposite. I thought that they would have welcomed this initiative. If they want to direct some criticism at someone, perhaps they might like to direct it at John Howard and Peter Costello and the impact they have had through superannuation incentives and changes, which have meant that investment in the rental property market and negative gearing are no longer as attractive as they used to be. Mr T. Buswell interjected. The SPEAKER : I call the member for Vasse to order for the third and final time. Mrs M.H. ROBERTS : The changes to superannuation are one of the reasons that the rental market is currently so tight. Our government is getting on with the job of helping first home buyers realise their dream. Mr C.J. Barnett : Land tax might have just a little bit to do with it! You don’t pay land tax, so I suppose it’s different. The SPEAKER : I call the member for Cottesloe to order for the third time. Mrs M.H. ROBERTS : Is that not interesting? The concern of the member for Cottesloe is land tax. How many potential first home owners could only ever dream of paying land tax? These people have the most basic of needs. They need shelter, and there is no land tax on a person’s residence. This is about real, ordinary Western Australians who aspire to purchase their own homes. This is an initiative for first home buyers, and no-one sitting opposite gives a toss. They do not give a toss about ordinary young Western Australians who aspire to buy their own homes. If members opposite had any concern for young people in Western Australia, they would applaud this initiative. This initiative is an Australian first. No other state or territory has a home loan scheme for first home buyers on the scale of the scheme that we have put in place. The First Start initiative is a $300 million shared equity home loan scheme. It will assist up to 3 000 families in Western Australia. Under the scheme, the Department of Housing and Works will purchase up to 30 to 40 per cent of the value of properties that are worth up to $365 000. A home buyer will be able to take up a Keystart low-deposit loan to purchase the remaining share. To complement and support the initiative, we are releasing 500 affordable properties that will be made available through our joint venture land developments under the New Living program. Borrowers are not limited to taking those properties; they can purchase properties in the private sector. Mr T. Buswell : Where are they? Mrs M.H. ROBERTS : The Deputy Leader of the Opposition asks where they are. I invite him to visit the Banksia Grove development, where there are two display homes that can be built at a range of locations for under $365 000. Several members interjected. Mrs M.H. ROBERTS : Members opposite are showing their ignorance, because the response to this initiative has been fantastic. Keystart officers have been furiously processing applications from first home buyers who are very keen to take up this initiative. Indeed, I have had inquiries from other states about this initiative, which other states are looking at following. Once again the Carpenter government is leading the way. We will make home ownership more attainable. Through our initiatives, some 3 000 families will be able to access a product that is clearly not supported by members opposite.
Mrs M.H. ROBERTS : Our government, unlike members opposite, understands the needs and aspirations of ordinary Western Australian families. We know that they want to own their own homes and we are willing to look at new ways of supporting them. The current unprecedented house and land prices, together with interest rate increases, have heightened pressure on housing affordability for both first home buyers and renters. Mr T. Buswell interjected. The SPEAKER : I call the member for Vasse to order for the second time. Mrs M.H. ROBERTS : There is a lot of carping from members opposite. I thought that they would have welcomed this initiative. If they want to direct some criticism at someone, perhaps they might like to direct it at John Howard and Peter Costello and the impact they have had through superannuation incentives and changes, which have meant that investment in the rental property market and negative gearing are no longer as attractive as they used to be. Mr T. Buswell interjected. The SPEAKER : I call the member for Vasse to order for the third and final time. Mrs M.H. ROBERTS : The changes to superannuation are one of the reasons that the rental market is currently so tight. Our government is getting on with the job of helping first home buyers realise their dream. Mr C.J. Barnett : Land tax might have just a little bit to do with it! You don’t pay land tax, so I suppose it’s different. The SPEAKER : I call the member for Cottesloe to order for the third time. Mrs M.H. ROBERTS : Is that not interesting? The concern of the member for Cottesloe is land tax. How many potential first home owners could only ever dream of paying land tax? These people have the most basic of needs. They need shelter, and there is no land tax on a person’s residence. This is about real, ordinary Western Australians who aspire to purchase their own homes. This is an initiative for first home buyers, and no-one sitting opposite gives a toss. They do not give a toss about ordinary young Western Australians who aspire to buy their own homes. If members opposite had any concern for young people in Western Australia, they would applaud this initiative. This initiative is an Australian first. No other state or territory has a home loan scheme for first home buyers on the scale of the scheme that we have put in place. The First Start initiative is a $300 million shared equity home loan scheme. It will assist up to 3 000 families in Western Australia. Under the scheme, the Department of Housing and Works will purchase up to 30 to 40 per cent of the value of properties that are worth up to $365 000. A home buyer will be able to take up a Keystart low-deposit loan to purchase the remaining share. To complement and support the initiative, we are releasing 500 affordable properties that will be made available through our joint venture land developments under the New Living program. Borrowers are not limited to taking those properties; they can purchase properties in the private sector. Mr T. Buswell : Where are they? Mrs M.H. ROBERTS : The Deputy Leader of the Opposition asks where they are. I invite him to visit the Banksia Grove development, where there are two display homes that can be built at a range of locations for under $365 000. Several members interjected. Mrs M.H. ROBERTS : Members opposite are showing their ignorance, because the response to this initiative has been fantastic. Keystart officers have been furiously processing applications from first home buyers who are very keen to take up this initiative. Indeed, I have had inquiries from other states about this initiative, which other states are looking at following. Once again the Carpenter government is leading the way. We will make home ownership more attainable. Through our initiatives, some 3 000 families will be able to access a product that is clearly not supported by members opposite.
Mr T. Buswell interjected. The SPEAKER : I call the member for Vasse to order for the second time. Mrs M.H. ROBERTS : There is a lot of carping from members opposite. I thought that they would have welcomed this initiative. If they want to direct some criticism at someone, perhaps they might like to direct it at John Howard and Peter Costello and the impact they have had through superannuation incentives and changes, which have meant that investment in the rental property market and negative gearing are no longer as attractive as they used to be. Mr T. Buswell interjected. The SPEAKER : I call the member for Vasse to order for the third and final time. Mrs M.H. ROBERTS : The changes to superannuation are one of the reasons that the rental market is currently so tight. Our government is getting on with the job of helping first home buyers realise their dream. Mr C.J. Barnett : Land tax might have just a little bit to do with it! You don’t pay land tax, so I suppose it’s different. The SPEAKER : I call the member for Cottesloe to order for the third time. Mrs M.H. ROBERTS : Is that not interesting? The concern of the member for Cottesloe is land tax. How many potential first home owners could only ever dream of paying land tax? These people have the most basic of needs. They need shelter, and there is no land tax on a person’s residence. This is about real, ordinary Western Australians who aspire to purchase their own homes. This is an initiative for first home buyers, and no-one sitting opposite gives a toss. They do not give a toss about ordinary young Western Australians who aspire to buy their own homes. If members opposite had any concern for young people in Western Australia, they would applaud this initiative. This initiative is an Australian first. No other state or territory has a home loan scheme for first home buyers on the scale of the scheme that we have put in place. The First Start initiative is a $300 million shared equity home loan scheme. It will assist up to 3 000 families in Western Australia. Under the scheme, the Department of Housing and Works will purchase up to 30 to 40 per cent of the value of properties that are worth up to $365 000. A home buyer will be able to take up a Keystart low-deposit loan to purchase the remaining share. To complement and support the initiative, we are releasing 500 affordable properties that will be made available through our joint venture land developments under the New Living program. Borrowers are not limited to taking those properties; they can purchase properties in the private sector. Mr T. Buswell : Where are they? Mrs M.H. ROBERTS : The Deputy Leader of the Opposition asks where they are. I invite him to visit the Banksia Grove development, where there are two display homes that can be built at a range of locations for under $365 000. Several members interjected. Mrs M.H. ROBERTS : Members opposite are showing their ignorance, because the response to this initiative has been fantastic. Keystart officers have been furiously processing applications from first home buyers who are very keen to take up this initiative. Indeed, I have had inquiries from other states about this initiative, which other states are looking at following. Once again the Carpenter government is leading the way. We will make home ownership more attainable. Through our initiatives, some 3 000 families will be able to access a product that is clearly not supported by members opposite.
The SPEAKER : I call the member for Vasse to order for the second time. Mrs M.H. ROBERTS : There is a lot of carping from members opposite. I thought that they would have welcomed this initiative. If they want to direct some criticism at someone, perhaps they might like to direct it at John Howard and Peter Costello and the impact they have had through superannuation incentives and changes, which have meant that investment in the rental property market and negative gearing are no longer as attractive as they used to be. Mr T. Buswell interjected. The SPEAKER : I call the member for Vasse to order for the third and final time. Mrs M.H. ROBERTS : The changes to superannuation are one of the reasons that the rental market is currently so tight. Our government is getting on with the job of helping first home buyers realise their dream. Mr C.J. Barnett : Land tax might have just a little bit to do with it! You don’t pay land tax, so I suppose it’s different. The SPEAKER : I call the member for Cottesloe to order for the third time. Mrs M.H. ROBERTS : Is that not interesting? The concern of the member for Cottesloe is land tax. How many potential first home owners could only ever dream of paying land tax? These people have the most basic of needs. They need shelter, and there is no land tax on a person’s residence. This is about real, ordinary Western Australians who aspire to purchase their own homes. This is an initiative for first home buyers, and no-one sitting opposite gives a toss. They do not give a toss about ordinary young Western Australians who aspire to buy their own homes. If members opposite had any concern for young people in Western Australia, they would applaud this initiative. This initiative is an Australian first. No other state or territory has a home loan scheme for first home buyers on the scale of the scheme that we have put in place. The First Start initiative is a $300 million shared equity home loan scheme. It will assist up to 3 000 families in Western Australia. Under the scheme, the Department of Housing and Works will purchase up to 30 to 40 per cent of the value of properties that are worth up to $365 000. A home buyer will be able to take up a Keystart low-deposit loan to purchase the remaining share. To complement and support the initiative, we are releasing 500 affordable properties that will be made available through our joint venture land developments under the New Living program. Borrowers are not limited to taking those properties; they can purchase properties in the private sector. Mr T. Buswell : Where are they? Mrs M.H. ROBERTS : The Deputy Leader of the Opposition asks where they are. I invite him to visit the Banksia Grove development, where there are two display homes that can be built at a range of locations for under $365 000. Several members interjected. Mrs M.H. ROBERTS : Members opposite are showing their ignorance, because the response to this initiative has been fantastic. Keystart officers have been furiously processing applications from first home buyers who are very keen to take up this initiative. Indeed, I have had inquiries from other states about this initiative, which other states are looking at following. Once again the Carpenter government is leading the way. We will make home ownership more attainable. Through our initiatives, some 3 000 families will be able to access a product that is clearly not supported by members opposite.
Mrs M.H. ROBERTS : There is a lot of carping from members opposite. I thought that they would have welcomed this initiative. If they want to direct some criticism at someone, perhaps they might like to direct it at John Howard and Peter Costello and the impact they have had through superannuation incentives and changes, which have meant that investment in the rental property market and negative gearing are no longer as attractive as they used to be. Mr T. Buswell interjected. The SPEAKER : I call the member for Vasse to order for the third and final time. Mrs M.H. ROBERTS : The changes to superannuation are one of the reasons that the rental market is currently so tight. Our government is getting on with the job of helping first home buyers realise their dream. Mr C.J. Barnett : Land tax might have just a little bit to do with it! You don’t pay land tax, so I suppose it’s different. The SPEAKER : I call the member for Cottesloe to order for the third time. Mrs M.H. ROBERTS : Is that not interesting? The concern of the member for Cottesloe is land tax. How many potential first home owners could only ever dream of paying land tax? These people have the most basic of needs. They need shelter, and there is no land tax on a person’s residence. This is about real, ordinary Western Australians who aspire to purchase their own homes. This is an initiative for first home buyers, and no-one sitting opposite gives a toss. They do not give a toss about ordinary young Western Australians who aspire to buy their own homes. If members opposite had any concern for young people in Western Australia, they would applaud this initiative. This initiative is an Australian first. No other state or territory has a home loan scheme for first home buyers on the scale of the scheme that we have put in place. The First Start initiative is a $300 million shared equity home loan scheme. It will assist up to 3 000 families in Western Australia. Under the scheme, the Department of Housing and Works will purchase up to 30 to 40 per cent of the value of properties that are worth up to $365 000. A home buyer will be able to take up a Keystart low-deposit loan to purchase the remaining share. To complement and support the initiative, we are releasing 500 affordable properties that will be made available through our joint venture land developments under the New Living program. Borrowers are not limited to taking those properties; they can purchase properties in the private sector. Mr T. Buswell : Where are they? Mrs M.H. ROBERTS : The Deputy Leader of the Opposition asks where they are. I invite him to visit the Banksia Grove development, where there are two display homes that can be built at a range of locations for under $365 000. Several members interjected. Mrs M.H. ROBERTS : Members opposite are showing their ignorance, because the response to this initiative has been fantastic. Keystart officers have been furiously processing applications from first home buyers who are very keen to take up this initiative. Indeed, I have had inquiries from other states about this initiative, which other states are looking at following. Once again the Carpenter government is leading the way. We will make home ownership more attainable. Through our initiatives, some 3 000 families will be able to access a product that is clearly not supported by members opposite.
Mr T. Buswell interjected. The SPEAKER : I call the member for Vasse to order for the third and final time. Mrs M.H. ROBERTS : The changes to superannuation are one of the reasons that the rental market is currently so tight. Our government is getting on with the job of helping first home buyers realise their dream. Mr C.J. Barnett : Land tax might have just a little bit to do with it! You don’t pay land tax, so I suppose it’s different. The SPEAKER : I call the member for Cottesloe to order for the third time. Mrs M.H. ROBERTS : Is that not interesting? The concern of the member for Cottesloe is land tax. How many potential first home owners could only ever dream of paying land tax? These people have the most basic of needs. They need shelter, and there is no land tax on a person’s residence. This is about real, ordinary Western Australians who aspire to purchase their own homes. This is an initiative for first home buyers, and no-one sitting opposite gives a toss. They do not give a toss about ordinary young Western Australians who aspire to buy their own homes. If members opposite had any concern for young people in Western Australia, they would applaud this initiative. This initiative is an Australian first. No other state or territory has a home loan scheme for first home buyers on the scale of the scheme that we have put in place. The First Start initiative is a $300 million shared equity home loan scheme. It will assist up to 3 000 families in Western Australia. Under the scheme, the Department of Housing and Works will purchase up to 30 to 40 per cent of the value of properties that are worth up to $365 000. A home buyer will be able to take up a Keystart low-deposit loan to purchase the remaining share. To complement and support the initiative, we are releasing 500 affordable properties that will be made available through our joint venture land developments under the New Living program. Borrowers are not limited to taking those properties; they can purchase properties in the private sector. Mr T. Buswell : Where are they? Mrs M.H. ROBERTS : The Deputy Leader of the Opposition asks where they are. I invite him to visit the Banksia Grove development, where there are two display homes that can be built at a range of locations for under $365 000. Several members interjected. Mrs M.H. ROBERTS : Members opposite are showing their ignorance, because the response to this initiative has been fantastic. Keystart officers have been furiously processing applications from first home buyers who are very keen to take up this initiative. Indeed, I have had inquiries from other states about this initiative, which other states are looking at following. Once again the Carpenter government is leading the way. We will make home ownership more attainable. Through our initiatives, some 3 000 families will be able to access a product that is clearly not supported by members opposite.
The SPEAKER : I call the member for Vasse to order for the third and final time. Mrs M.H. ROBERTS : The changes to superannuation are one of the reasons that the rental market is currently so tight. Our government is getting on with the job of helping first home buyers realise their dream. Mr C.J. Barnett : Land tax might have just a little bit to do with it! You don’t pay land tax, so I suppose it’s different. The SPEAKER : I call the member for Cottesloe to order for the third time. Mrs M.H. ROBERTS : Is that not interesting? The concern of the member for Cottesloe is land tax. How many potential first home owners could only ever dream of paying land tax? These people have the most basic of needs. They need shelter, and there is no land tax on a person’s residence. This is about real, ordinary Western Australians who aspire to purchase their own homes. This is an initiative for first home buyers, and no-one sitting opposite gives a toss. They do not give a toss about ordinary young Western Australians who aspire to buy their own homes. If members opposite had any concern for young people in Western Australia, they would applaud this initiative. This initiative is an Australian first. No other state or territory has a home loan scheme for first home buyers on the scale of the scheme that we have put in place. The First Start initiative is a $300 million shared equity home loan scheme. It will assist up to 3 000 families in Western Australia. Under the scheme, the Department of Housing and Works will purchase up to 30 to 40 per cent of the value of properties that are worth up to $365 000. A home buyer will be able to take up a Keystart low-deposit loan to purchase the remaining share. To complement and support the initiative, we are releasing 500 affordable properties that will be made available through our joint venture land developments under the New Living program. Borrowers are not limited to taking those properties; they can purchase properties in the private sector. Mr T. Buswell : Where are they? Mrs M.H. ROBERTS : The Deputy Leader of the Opposition asks where they are. I invite him to visit the Banksia Grove development, where there are two display homes that can be built at a range of locations for under $365 000. Several members interjected. Mrs M.H. ROBERTS : Members opposite are showing their ignorance, because the response to this initiative has been fantastic. Keystart officers have been furiously processing applications from first home buyers who are very keen to take up this initiative. Indeed, I have had inquiries from other states about this initiative, which other states are looking at following. Once again the Carpenter government is leading the way. We will make home ownership more attainable. Through our initiatives, some 3 000 families will be able to access a product that is clearly not supported by members opposite.
Mrs M.H. ROBERTS : The changes to superannuation are one of the reasons that the rental market is currently so tight. Our government is getting on with the job of helping first home buyers realise their dream. Mr C.J. Barnett : Land tax might have just a little bit to do with it! You don’t pay land tax, so I suppose it’s different. The SPEAKER : I call the member for Cottesloe to order for the third time. Mrs M.H. ROBERTS : Is that not interesting? The concern of the member for Cottesloe is land tax. How many potential first home owners could only ever dream of paying land tax? These people have the most basic of needs. They need shelter, and there is no land tax on a person’s residence. This is about real, ordinary Western Australians who aspire to purchase their own homes. This is an initiative for first home buyers, and no-one sitting opposite gives a toss. They do not give a toss about ordinary young Western Australians who aspire to buy their own homes. If members opposite had any concern for young people in Western Australia, they would applaud this initiative. This initiative is an Australian first. No other state or territory has a home loan scheme for first home buyers on the scale of the scheme that we have put in place. The First Start initiative is a $300 million shared equity home loan scheme. It will assist up to 3 000 families in Western Australia. Under the scheme, the Department of Housing and Works will purchase up to 30 to 40 per cent of the value of properties that are worth up to $365 000. A home buyer will be able to take up a Keystart low-deposit loan to purchase the remaining share. To complement and support the initiative, we are releasing 500 affordable properties that will be made available through our joint venture land developments under the New Living program. Borrowers are not limited to taking those properties; they can purchase properties in the private sector. Mr T. Buswell : Where are they? Mrs M.H. ROBERTS : The Deputy Leader of the Opposition asks where they are. I invite him to visit the Banksia Grove development, where there are two display homes that can be built at a range of locations for under $365 000. Several members interjected. Mrs M.H. ROBERTS : Members opposite are showing their ignorance, because the response to this initiative has been fantastic. Keystart officers have been furiously processing applications from first home buyers who are very keen to take up this initiative. Indeed, I have had inquiries from other states about this initiative, which other states are looking at following. Once again the Carpenter government is leading the way. We will make home ownership more attainable. Through our initiatives, some 3 000 families will be able to access a product that is clearly not supported by members opposite.
Mr C.J. Barnett : Land tax might have just a little bit to do with it! You don’t pay land tax, so I suppose it’s different. The SPEAKER : I call the member for Cottesloe to order for the third time. Mrs M.H. ROBERTS : Is that not interesting? The concern of the member for Cottesloe is land tax. How many potential first home owners could only ever dream of paying land tax? These people have the most basic of needs. They need shelter, and there is no land tax on a person’s residence. This is about real, ordinary Western Australians who aspire to purchase their own homes. This is an initiative for first home buyers, and no-one sitting opposite gives a toss. They do not give a toss about ordinary young Western Australians who aspire to buy their own homes. If members opposite had any concern for young people in Western Australia, they would applaud this initiative. This initiative is an Australian first. No other state or territory has a home loan scheme for first home buyers on the scale of the scheme that we have put in place. The First Start initiative is a $300 million shared equity home loan scheme. It will assist up to 3 000 families in Western Australia. Under the scheme, the Department of Housing and Works will purchase up to 30 to 40 per cent of the value of properties that are worth up to $365 000. A home buyer will be able to take up a Keystart low-deposit loan to purchase the remaining share. To complement and support the initiative, we are releasing 500 affordable properties that will be made available through our joint venture land developments under the New Living program. Borrowers are not limited to taking those properties; they can purchase properties in the private sector. Mr T. Buswell : Where are they? Mrs M.H. ROBERTS : The Deputy Leader of the Opposition asks where they are. I invite him to visit the Banksia Grove development, where there are two display homes that can be built at a range of locations for under $365 000. Several members interjected. Mrs M.H. ROBERTS : Members opposite are showing their ignorance, because the response to this initiative has been fantastic. Keystart officers have been furiously processing applications from first home buyers who are very keen to take up this initiative. Indeed, I have had inquiries from other states about this initiative, which other states are looking at following. Once again the Carpenter government is leading the way. We will make home ownership more attainable. Through our initiatives, some 3 000 families will be able to access a product that is clearly not supported by members opposite.
The SPEAKER : I call the member for Cottesloe to order for the third time. Mrs M.H. ROBERTS : Is that not interesting? The concern of the member for Cottesloe is land tax. How many potential first home owners could only ever dream of paying land tax? These people have the most basic of needs. They need shelter, and there is no land tax on a person’s residence. This is about real, ordinary Western Australians who aspire to purchase their own homes. This is an initiative for first home buyers, and no-one sitting opposite gives a toss. They do not give a toss about ordinary young Western Australians who aspire to buy their own homes. If members opposite had any concern for young people in Western Australia, they would applaud this initiative. This initiative is an Australian first. No other state or territory has a home loan scheme for first home buyers on the scale of the scheme that we have put in place. The First Start initiative is a $300 million shared equity home loan scheme. It will assist up to 3 000 families in Western Australia. Under the scheme, the Department of Housing and Works will purchase up to 30 to 40 per cent of the value of properties that are worth up to $365 000. A home buyer will be able to take up a Keystart low-deposit loan to purchase the remaining share. To complement and support the initiative, we are releasing 500 affordable properties that will be made available through our joint venture land developments under the New Living program. Borrowers are not limited to taking those properties; they can purchase properties in the private sector. Mr T. Buswell : Where are they? Mrs M.H. ROBERTS : The Deputy Leader of the Opposition asks where they are. I invite him to visit the Banksia Grove development, where there are two display homes that can be built at a range of locations for under $365 000. Several members interjected. Mrs M.H. ROBERTS : Members opposite are showing their ignorance, because the response to this initiative has been fantastic. Keystart officers have been furiously processing applications from first home buyers who are very keen to take up this initiative. Indeed, I have had inquiries from other states about this initiative, which other states are looking at following. Once again the Carpenter government is leading the way. We will make home ownership more attainable. Through our initiatives, some 3 000 families will be able to access a product that is clearly not supported by members opposite.
Mrs M.H. ROBERTS : Is that not interesting? The concern of the member for Cottesloe is land tax. How many potential first home owners could only ever dream of paying land tax? These people have the most basic of needs. They need shelter, and there is no land tax on a person’s residence. This is about real, ordinary Western Australians who aspire to purchase their own homes. This is an initiative for first home buyers, and no-one sitting opposite gives a toss. They do not give a toss about ordinary young Western Australians who aspire to buy their own homes. If members opposite had any concern for young people in Western Australia, they would applaud this initiative. This initiative is an Australian first. No other state or territory has a home loan scheme for first home buyers on the scale of the scheme that we have put in place. The First Start initiative is a $300 million shared equity home loan scheme. It will assist up to 3 000 families in Western Australia. Under the scheme, the Department of Housing and Works will purchase up to 30 to 40 per cent of the value of properties that are worth up to $365 000. A home buyer will be able to take up a Keystart low-deposit loan to purchase the remaining share. To complement and support the initiative, we are releasing 500 affordable properties that will be made available through our joint venture land developments under the New Living program. Borrowers are not limited to taking those properties; they can purchase properties in the private sector. Mr T. Buswell : Where are they? Mrs M.H. ROBERTS : The Deputy Leader of the Opposition asks where they are. I invite him to visit the Banksia Grove development, where there are two display homes that can be built at a range of locations for under $365 000. Several members interjected. Mrs M.H. ROBERTS : Members opposite are showing their ignorance, because the response to this initiative has been fantastic. Keystart officers have been furiously processing applications from first home buyers who are very keen to take up this initiative. Indeed, I have had inquiries from other states about this initiative, which other states are looking at following. Once again the Carpenter government is leading the way. We will make home ownership more attainable. Through our initiatives, some 3 000 families will be able to access a product that is clearly not supported by members opposite.
Mr T. Buswell : Where are they? Mrs M.H. ROBERTS : The Deputy Leader of the Opposition asks where they are. I invite him to visit the Banksia Grove development, where there are two display homes that can be built at a range of locations for under $365 000. Several members interjected. Mrs M.H. ROBERTS : Members opposite are showing their ignorance, because the response to this initiative has been fantastic. Keystart officers have been furiously processing applications from first home buyers who are very keen to take up this initiative. Indeed, I have had inquiries from other states about this initiative, which other states are looking at following. Once again the Carpenter government is leading the way. We will make home ownership more attainable. Through our initiatives, some 3 000 families will be able to access a product that is clearly not supported by members opposite.
Mrs M.H. ROBERTS : The Deputy Leader of the Opposition asks where they are. I invite him to visit the Banksia Grove development, where there are two display homes that can be built at a range of locations for under $365 000. Several members interjected. Mrs M.H. ROBERTS : Members opposite are showing their ignorance, because the response to this initiative has been fantastic. Keystart officers have been furiously processing applications from first home buyers who are very keen to take up this initiative. Indeed, I have had inquiries from other states about this initiative, which other states are looking at following. Once again the Carpenter government is leading the way. We will make home ownership more attainable. Through our initiatives, some 3 000 families will be able to access a product that is clearly not supported by members opposite.
Several members interjected. Mrs M.H. ROBERTS : Members opposite are showing their ignorance, because the response to this initiative has been fantastic. Keystart officers have been furiously processing applications from first home buyers who are very keen to take up this initiative. Indeed, I have had inquiries from other states about this initiative, which other states are looking at following. Once again the Carpenter government is leading the way. We will make home ownership more attainable. Through our initiatives, some 3 000 families will be able to access a product that is clearly not supported by members opposite.
Mrs M.H. ROBERTS : Members opposite are showing their ignorance, because the response to this initiative has been fantastic. Keystart officers have been furiously processing applications from first home buyers who are very keen to take up this initiative. Indeed, I have had inquiries from other states about this initiative, which other states are looking at following. Once again the Carpenter government is leading the way. We will make home ownership more attainable. Through our initiatives, some 3 000 families will be able to access a product that is clearly not supported by members opposite.
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