❓ Question addresses concerns about the adequacy of low-interest loans for cyclone-affected homeowners, while the answer clarifies loan conditions and outlines assistance packages, indicating a review for individual needs.
AnsweredQoN 127Legislative Council
QuestionView source ↗
I refer to the low-interest loans available under the Country Housing Act 1998, and ask - (1) Can the minister confirm that the low-interest loans made available under this Act are capped and that the cap is $100 000? (2) Can the minister confirm that people who had their houses destroyed by recent cyclones have applied for low-interest loans under the Act and have been advised the maximum allowable is $100 000? (3) Can the minister also confirm that the cost of replacing some of the houses destroyed is more than $100 000 and that the Government has to date refused to consider allowing people access to low-interest loans for up to the replacement amount? (4) Will the Government review the position it has taken to date to provide some relief for the people who have already lost so much in the flooding? (5) If not, why not? Hon N.F. MOORE
AnswerView source ↗
I thank the member for some notice of this question. (1)-(5) The Country Housing Act 1998 does not cap low-interest loans at $100 000. Low-interest loans are tailored to meet the needs of the Country Housing Authority customers who are eligible for this type of assistance. The question refers to cyclones Steve and Vance. Homes financed by the authority were to replace homes in Exmouth damaged or destroyed by cyclone Vance in 1999. The floods that destroyed houses in Carnarvon were a result of cyclone Steve, which occurred this year. In response to the damage caused by cyclone Steve, the Country Housing Authority consulted local plantation owners and developed an assistance package comprising a principal and interest-free payment period for the first $100 000 of the loan for the initial 12 months, and a 1 per cent concession on that $100 000 for the following two years of the loan. Applicants have been advised of this. The minister has asked the board of the Country Housing Authority to review the assistance package and tailor it to meet the specific needs of individual customers. However, to ensure an equitable application of the assistance, the amount of concession is limited to that provided in the original package.
(1) Can the minister confirm that the low-interest loans made available under this Act are capped and that the cap is $100 000? (2) Can the minister confirm that people who had their houses destroyed by recent cyclones have applied for low-interest loans under the Act and have been advised the maximum allowable is $100 000? (3) Can the minister also confirm that the cost of replacing some of the houses destroyed is more than $100 000 and that the Government has to date refused to consider allowing people access to low-interest loans for up to the replacement amount? (4) Will the Government review the position it has taken to date to provide some relief for the people who have already lost so much in the flooding? (5) If not, why not? Hon N.F. MOORE replied: I thank the member for some notice of this question. (1)-(5) The Country Housing Act 1998 does not cap low-interest loans at $100 000. Low-interest loans are tailored to meet the needs of the Country Housing Authority customers who are eligible for this type of assistance. The question refers to cyclones Steve and Vance. Homes financed by the authority were to replace homes in Exmouth damaged or destroyed by cyclone Vance in 1999. The floods that destroyed houses in Carnarvon were a result of cyclone Steve, which occurred this year. In response to the damage caused by cyclone Steve, the Country Housing Authority consulted local plantation owners and developed an assistance package comprising a principal and interest-free payment period for the first $100 000 of the loan for the initial 12 months, and a 1 per cent concession on that $100 000 for the following two years of the loan. Applicants have been advised of this. The minister has asked the board of the Country Housing Authority to review the assistance package and tailor it to meet the specific needs of individual customers. However, to ensure an equitable application of the assistance, the amount of concession is limited to that provided in the original package.
(2) Can the minister confirm that people who had their houses destroyed by recent cyclones have applied for low-interest loans under the Act and have been advised the maximum allowable is $100 000? (3) Can the minister also confirm that the cost of replacing some of the houses destroyed is more than $100 000 and that the Government has to date refused to consider allowing people access to low-interest loans for up to the replacement amount? (4) Will the Government review the position it has taken to date to provide some relief for the people who have already lost so much in the flooding? (5) If not, why not? Hon N.F. MOORE replied: I thank the member for some notice of this question. (1)-(5) The Country Housing Act 1998 does not cap low-interest loans at $100 000. Low-interest loans are tailored to meet the needs of the Country Housing Authority customers who are eligible for this type of assistance. The question refers to cyclones Steve and Vance. Homes financed by the authority were to replace homes in Exmouth damaged or destroyed by cyclone Vance in 1999. The floods that destroyed houses in Carnarvon were a result of cyclone Steve, which occurred this year. In response to the damage caused by cyclone Steve, the Country Housing Authority consulted local plantation owners and developed an assistance package comprising a principal and interest-free payment period for the first $100 000 of the loan for the initial 12 months, and a 1 per cent concession on that $100 000 for the following two years of the loan. Applicants have been advised of this. The minister has asked the board of the Country Housing Authority to review the assistance package and tailor it to meet the specific needs of individual customers. However, to ensure an equitable application of the assistance, the amount of concession is limited to that provided in the original package.
(3) Can the minister also confirm that the cost of replacing some of the houses destroyed is more than $100 000 and that the Government has to date refused to consider allowing people access to low-interest loans for up to the replacement amount? (4) Will the Government review the position it has taken to date to provide some relief for the people who have already lost so much in the flooding? (5) If not, why not? Hon N.F. MOORE replied: I thank the member for some notice of this question. (1)-(5) The Country Housing Act 1998 does not cap low-interest loans at $100 000. Low-interest loans are tailored to meet the needs of the Country Housing Authority customers who are eligible for this type of assistance. The question refers to cyclones Steve and Vance. Homes financed by the authority were to replace homes in Exmouth damaged or destroyed by cyclone Vance in 1999. The floods that destroyed houses in Carnarvon were a result of cyclone Steve, which occurred this year. In response to the damage caused by cyclone Steve, the Country Housing Authority consulted local plantation owners and developed an assistance package comprising a principal and interest-free payment period for the first $100 000 of the loan for the initial 12 months, and a 1 per cent concession on that $100 000 for the following two years of the loan. Applicants have been advised of this. The minister has asked the board of the Country Housing Authority to review the assistance package and tailor it to meet the specific needs of individual customers. However, to ensure an equitable application of the assistance, the amount of concession is limited to that provided in the original package.
(4) Will the Government review the position it has taken to date to provide some relief for the people who have already lost so much in the flooding? (5) If not, why not? Hon N.F. MOORE replied: I thank the member for some notice of this question. (1)-(5) The Country Housing Act 1998 does not cap low-interest loans at $100 000. Low-interest loans are tailored to meet the needs of the Country Housing Authority customers who are eligible for this type of assistance. The question refers to cyclones Steve and Vance. Homes financed by the authority were to replace homes in Exmouth damaged or destroyed by cyclone Vance in 1999. The floods that destroyed houses in Carnarvon were a result of cyclone Steve, which occurred this year. In response to the damage caused by cyclone Steve, the Country Housing Authority consulted local plantation owners and developed an assistance package comprising a principal and interest-free payment period for the first $100 000 of the loan for the initial 12 months, and a 1 per cent concession on that $100 000 for the following two years of the loan. Applicants have been advised of this. The minister has asked the board of the Country Housing Authority to review the assistance package and tailor it to meet the specific needs of individual customers. However, to ensure an equitable application of the assistance, the amount of concession is limited to that provided in the original package.
(5) If not, why not? Hon N.F. MOORE replied: I thank the member for some notice of this question. (1)-(5) The Country Housing Act 1998 does not cap low-interest loans at $100 000. Low-interest loans are tailored to meet the needs of the Country Housing Authority customers who are eligible for this type of assistance. The question refers to cyclones Steve and Vance. Homes financed by the authority were to replace homes in Exmouth damaged or destroyed by cyclone Vance in 1999. The floods that destroyed houses in Carnarvon were a result of cyclone Steve, which occurred this year. In response to the damage caused by cyclone Steve, the Country Housing Authority consulted local plantation owners and developed an assistance package comprising a principal and interest-free payment period for the first $100 000 of the loan for the initial 12 months, and a 1 per cent concession on that $100 000 for the following two years of the loan. Applicants have been advised of this. The minister has asked the board of the Country Housing Authority to review the assistance package and tailor it to meet the specific needs of individual customers. However, to ensure an equitable application of the assistance, the amount of concession is limited to that provided in the original package.
Hon N.F. MOORE replied: I thank the member for some notice of this question. (1)-(5) The Country Housing Act 1998 does not cap low-interest loans at $100 000. Low-interest loans are tailored to meet the needs of the Country Housing Authority customers who are eligible for this type of assistance. The question refers to cyclones Steve and Vance. Homes financed by the authority were to replace homes in Exmouth damaged or destroyed by cyclone Vance in 1999. The floods that destroyed houses in Carnarvon were a result of cyclone Steve, which occurred this year. In response to the damage caused by cyclone Steve, the Country Housing Authority consulted local plantation owners and developed an assistance package comprising a principal and interest-free payment period for the first $100 000 of the loan for the initial 12 months, and a 1 per cent concession on that $100 000 for the following two years of the loan. Applicants have been advised of this. The minister has asked the board of the Country Housing Authority to review the assistance package and tailor it to meet the specific needs of individual customers. However, to ensure an equitable application of the assistance, the amount of concession is limited to that provided in the original package.
I thank the member for some notice of this question. (1)-(5) The Country Housing Act 1998 does not cap low-interest loans at $100 000. Low-interest loans are tailored to meet the needs of the Country Housing Authority customers who are eligible for this type of assistance. The question refers to cyclones Steve and Vance. Homes financed by the authority were to replace homes in Exmouth damaged or destroyed by cyclone Vance in 1999. The floods that destroyed houses in Carnarvon were a result of cyclone Steve, which occurred this year. In response to the damage caused by cyclone Steve, the Country Housing Authority consulted local plantation owners and developed an assistance package comprising a principal and interest-free payment period for the first $100 000 of the loan for the initial 12 months, and a 1 per cent concession on that $100 000 for the following two years of the loan. Applicants have been advised of this. The minister has asked the board of the Country Housing Authority to review the assistance package and tailor it to meet the specific needs of individual customers. However, to ensure an equitable application of the assistance, the amount of concession is limited to that provided in the original package.
(1)-(5) The Country Housing Act 1998 does not cap low-interest loans at $100 000. Low-interest loans are tailored to meet the needs of the Country Housing Authority customers who are eligible for this type of assistance. The question refers to cyclones Steve and Vance. Homes financed by the authority were to replace homes in Exmouth damaged or destroyed by cyclone Vance in 1999. The floods that destroyed houses in Carnarvon were a result of cyclone Steve, which occurred this year. In response to the damage caused by cyclone Steve, the Country Housing Authority consulted local plantation owners and developed an assistance package comprising a principal and interest-free payment period for the first $100 000 of the loan for the initial 12 months, and a 1 per cent concession on that $100 000 for the following two years of the loan. Applicants have been advised of this. The minister has asked the board of the Country Housing Authority to review the assistance package and tailor it to meet the specific needs of individual customers. However, to ensure an equitable application of the assistance, the amount of concession is limited to that provided in the original package.
The question refers to cyclones Steve and Vance. Homes financed by the authority were to replace homes in Exmouth damaged or destroyed by cyclone Vance in 1999. The floods that destroyed houses in Carnarvon were a result of cyclone Steve, which occurred this year. In response to the damage caused by cyclone Steve, the Country Housing Authority consulted local plantation owners and developed an assistance package comprising a principal and interest-free payment period for the first $100 000 of the loan for the initial 12 months, and a 1 per cent concession on that $100 000 for the following two years of the loan. Applicants have been advised of this. The minister has asked the board of the Country Housing Authority to review the assistance package and tailor it to meet the specific needs of individual customers. However, to ensure an equitable application of the assistance, the amount of concession is limited to that provided in the original package.
(1) Can the minister confirm that the low-interest loans made available under this Act are capped and that the cap is $100 000? (2) Can the minister confirm that people who had their houses destroyed by recent cyclones have applied for low-interest loans under the Act and have been advised the maximum allowable is $100 000? (3) Can the minister also confirm that the cost of replacing some of the houses destroyed is more than $100 000 and that the Government has to date refused to consider allowing people access to low-interest loans for up to the replacement amount? (4) Will the Government review the position it has taken to date to provide some relief for the people who have already lost so much in the flooding? (5) If not, why not? Hon N.F. MOORE replied: I thank the member for some notice of this question. (1)-(5) The Country Housing Act 1998 does not cap low-interest loans at $100 000. Low-interest loans are tailored to meet the needs of the Country Housing Authority customers who are eligible for this type of assistance. The question refers to cyclones Steve and Vance. Homes financed by the authority were to replace homes in Exmouth damaged or destroyed by cyclone Vance in 1999. The floods that destroyed houses in Carnarvon were a result of cyclone Steve, which occurred this year. In response to the damage caused by cyclone Steve, the Country Housing Authority consulted local plantation owners and developed an assistance package comprising a principal and interest-free payment period for the first $100 000 of the loan for the initial 12 months, and a 1 per cent concession on that $100 000 for the following two years of the loan. Applicants have been advised of this. The minister has asked the board of the Country Housing Authority to review the assistance package and tailor it to meet the specific needs of individual customers. However, to ensure an equitable application of the assistance, the amount of concession is limited to that provided in the original package.
(2) Can the minister confirm that people who had their houses destroyed by recent cyclones have applied for low-interest loans under the Act and have been advised the maximum allowable is $100 000? (3) Can the minister also confirm that the cost of replacing some of the houses destroyed is more than $100 000 and that the Government has to date refused to consider allowing people access to low-interest loans for up to the replacement amount? (4) Will the Government review the position it has taken to date to provide some relief for the people who have already lost so much in the flooding? (5) If not, why not? Hon N.F. MOORE replied: I thank the member for some notice of this question. (1)-(5) The Country Housing Act 1998 does not cap low-interest loans at $100 000. Low-interest loans are tailored to meet the needs of the Country Housing Authority customers who are eligible for this type of assistance. The question refers to cyclones Steve and Vance. Homes financed by the authority were to replace homes in Exmouth damaged or destroyed by cyclone Vance in 1999. The floods that destroyed houses in Carnarvon were a result of cyclone Steve, which occurred this year. In response to the damage caused by cyclone Steve, the Country Housing Authority consulted local plantation owners and developed an assistance package comprising a principal and interest-free payment period for the first $100 000 of the loan for the initial 12 months, and a 1 per cent concession on that $100 000 for the following two years of the loan. Applicants have been advised of this. The minister has asked the board of the Country Housing Authority to review the assistance package and tailor it to meet the specific needs of individual customers. However, to ensure an equitable application of the assistance, the amount of concession is limited to that provided in the original package.
(3) Can the minister also confirm that the cost of replacing some of the houses destroyed is more than $100 000 and that the Government has to date refused to consider allowing people access to low-interest loans for up to the replacement amount? (4) Will the Government review the position it has taken to date to provide some relief for the people who have already lost so much in the flooding? (5) If not, why not? Hon N.F. MOORE replied: I thank the member for some notice of this question. (1)-(5) The Country Housing Act 1998 does not cap low-interest loans at $100 000. Low-interest loans are tailored to meet the needs of the Country Housing Authority customers who are eligible for this type of assistance. The question refers to cyclones Steve and Vance. Homes financed by the authority were to replace homes in Exmouth damaged or destroyed by cyclone Vance in 1999. The floods that destroyed houses in Carnarvon were a result of cyclone Steve, which occurred this year. In response to the damage caused by cyclone Steve, the Country Housing Authority consulted local plantation owners and developed an assistance package comprising a principal and interest-free payment period for the first $100 000 of the loan for the initial 12 months, and a 1 per cent concession on that $100 000 for the following two years of the loan. Applicants have been advised of this. The minister has asked the board of the Country Housing Authority to review the assistance package and tailor it to meet the specific needs of individual customers. However, to ensure an equitable application of the assistance, the amount of concession is limited to that provided in the original package.
(4) Will the Government review the position it has taken to date to provide some relief for the people who have already lost so much in the flooding? (5) If not, why not? Hon N.F. MOORE replied: I thank the member for some notice of this question. (1)-(5) The Country Housing Act 1998 does not cap low-interest loans at $100 000. Low-interest loans are tailored to meet the needs of the Country Housing Authority customers who are eligible for this type of assistance. The question refers to cyclones Steve and Vance. Homes financed by the authority were to replace homes in Exmouth damaged or destroyed by cyclone Vance in 1999. The floods that destroyed houses in Carnarvon were a result of cyclone Steve, which occurred this year. In response to the damage caused by cyclone Steve, the Country Housing Authority consulted local plantation owners and developed an assistance package comprising a principal and interest-free payment period for the first $100 000 of the loan for the initial 12 months, and a 1 per cent concession on that $100 000 for the following two years of the loan. Applicants have been advised of this. The minister has asked the board of the Country Housing Authority to review the assistance package and tailor it to meet the specific needs of individual customers. However, to ensure an equitable application of the assistance, the amount of concession is limited to that provided in the original package.
(5) If not, why not? Hon N.F. MOORE replied: I thank the member for some notice of this question. (1)-(5) The Country Housing Act 1998 does not cap low-interest loans at $100 000. Low-interest loans are tailored to meet the needs of the Country Housing Authority customers who are eligible for this type of assistance. The question refers to cyclones Steve and Vance. Homes financed by the authority were to replace homes in Exmouth damaged or destroyed by cyclone Vance in 1999. The floods that destroyed houses in Carnarvon were a result of cyclone Steve, which occurred this year. In response to the damage caused by cyclone Steve, the Country Housing Authority consulted local plantation owners and developed an assistance package comprising a principal and interest-free payment period for the first $100 000 of the loan for the initial 12 months, and a 1 per cent concession on that $100 000 for the following two years of the loan. Applicants have been advised of this. The minister has asked the board of the Country Housing Authority to review the assistance package and tailor it to meet the specific needs of individual customers. However, to ensure an equitable application of the assistance, the amount of concession is limited to that provided in the original package.
Hon N.F. MOORE replied: I thank the member for some notice of this question. (1)-(5) The Country Housing Act 1998 does not cap low-interest loans at $100 000. Low-interest loans are tailored to meet the needs of the Country Housing Authority customers who are eligible for this type of assistance. The question refers to cyclones Steve and Vance. Homes financed by the authority were to replace homes in Exmouth damaged or destroyed by cyclone Vance in 1999. The floods that destroyed houses in Carnarvon were a result of cyclone Steve, which occurred this year. In response to the damage caused by cyclone Steve, the Country Housing Authority consulted local plantation owners and developed an assistance package comprising a principal and interest-free payment period for the first $100 000 of the loan for the initial 12 months, and a 1 per cent concession on that $100 000 for the following two years of the loan. Applicants have been advised of this. The minister has asked the board of the Country Housing Authority to review the assistance package and tailor it to meet the specific needs of individual customers. However, to ensure an equitable application of the assistance, the amount of concession is limited to that provided in the original package.
I thank the member for some notice of this question. (1)-(5) The Country Housing Act 1998 does not cap low-interest loans at $100 000. Low-interest loans are tailored to meet the needs of the Country Housing Authority customers who are eligible for this type of assistance. The question refers to cyclones Steve and Vance. Homes financed by the authority were to replace homes in Exmouth damaged or destroyed by cyclone Vance in 1999. The floods that destroyed houses in Carnarvon were a result of cyclone Steve, which occurred this year. In response to the damage caused by cyclone Steve, the Country Housing Authority consulted local plantation owners and developed an assistance package comprising a principal and interest-free payment period for the first $100 000 of the loan for the initial 12 months, and a 1 per cent concession on that $100 000 for the following two years of the loan. Applicants have been advised of this. The minister has asked the board of the Country Housing Authority to review the assistance package and tailor it to meet the specific needs of individual customers. However, to ensure an equitable application of the assistance, the amount of concession is limited to that provided in the original package.
(1)-(5) The Country Housing Act 1998 does not cap low-interest loans at $100 000. Low-interest loans are tailored to meet the needs of the Country Housing Authority customers who are eligible for this type of assistance. The question refers to cyclones Steve and Vance. Homes financed by the authority were to replace homes in Exmouth damaged or destroyed by cyclone Vance in 1999. The floods that destroyed houses in Carnarvon were a result of cyclone Steve, which occurred this year. In response to the damage caused by cyclone Steve, the Country Housing Authority consulted local plantation owners and developed an assistance package comprising a principal and interest-free payment period for the first $100 000 of the loan for the initial 12 months, and a 1 per cent concession on that $100 000 for the following two years of the loan. Applicants have been advised of this. The minister has asked the board of the Country Housing Authority to review the assistance package and tailor it to meet the specific needs of individual customers. However, to ensure an equitable application of the assistance, the amount of concession is limited to that provided in the original package.
The question refers to cyclones Steve and Vance. Homes financed by the authority were to replace homes in Exmouth damaged or destroyed by cyclone Vance in 1999. The floods that destroyed houses in Carnarvon were a result of cyclone Steve, which occurred this year. In response to the damage caused by cyclone Steve, the Country Housing Authority consulted local plantation owners and developed an assistance package comprising a principal and interest-free payment period for the first $100 000 of the loan for the initial 12 months, and a 1 per cent concession on that $100 000 for the following two years of the loan. Applicants have been advised of this. The minister has asked the board of the Country Housing Authority to review the assistance package and tailor it to meet the specific needs of individual customers. However, to ensure an equitable application of the assistance, the amount of concession is limited to that provided in the original package.
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