A WA parliamentary question seeks data on the First Start Shared Equity Loan Scheme, including application numbers, property values, and participant demographics. The answer provides data for the three months to 30 June 2007 and notes upcoming changes to income eligibility.

AnsweredQoN 2502Legislative Assembly
Asked
14 August 2007
Portfolio
Housing and Works

QuestionView source ↗

(a) how many applications were received for participation in the First Start Shared Equity Loan Scheme;
(b) how many applicants were approved for participation in the First Start Shared Equity Loan Scheme;
(c) what was the average value of the properties approved as part of the First Start Shared Equity Loan Scheme;
(d) what was the value of the highest value property approved as part of the First Start Shared Equity Loan Scheme;
(e) what was the average value of the property shares purchased as part of the First Start Shared Equity Loan Scheme;
(f) what was the average percentage of the property share purchased as part of the First Start Shared Equity Loan Scheme;
(g) how many participants left the First Start Shared Equity Loan Scheme; and
(h) how many:
(i) applicants; and
(ii) approved applicants,
fit into the following categories:
(A) families with incomes under $60,000;
(B) couples with incomes under $50,000; and
(C) singles with incomes under $35,000?

AnswerView source ↗

Answered
20 September 2007
Responded by
Minister for Housing and Works
Response time
37 days
The Department of Housing and Works advises for the three months to 30 June 2007:
a. 1249 registrations of interest received
b. 949 were forwarded a loan application based on information provided by the applicant/s
c. $307,000
d. $365,000
e. $189,000 (Borrower's equity) $118,000 (Department's equity)
f. 62% (Borrower's %) 38% (Department's %)
g. Nil
h (i) Applicants forwarded a loan application based on information provided by the applicant/s
(A) 469 (B) 365 (C) 115
(ii) Applicants approved or pre-approved for the First Start initiative.
(A) 182 (B) 20 (C) 24
As the launch of First Start has broken new ground, its implementation is being closely monitored. To ensure the target of helping 3,000 families over the next three years to own their first home can be achieved, the income eligibility levels for First Start were raised from August 1 this year. The new income limits are $70,000 for families, $60,000 for couples; and $43,000 for singles.
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