❓ The Minister for Housing and Works details the Carpenter government's initiatives, including the First Start scheme and other shared equity programs, aimed at increasing home ownership opportunities for first home buyers, Indigenous families, and people with disabilities.
AnsweredQoN 45Legislative Assembly
QuestionView source ↗
FIRST HOME BUYERS — GOVERNMENT ASSISTANCE
(1) Can the minister advise the house whether more Western Australians are being given the opportunity to become first home buyers? (2) Can the minister advise whether the Carpenter government will assist more Indigenous families and families with disability needs to own their own home? Mrs M.H. ROBERTS
(1) Can the minister advise the house whether more Western Australians are being given the opportunity to become first home buyers? (2) Can the minister advise whether the Carpenter government will assist more Indigenous families and families with disability needs to own their own home? Mrs M.H. ROBERTS
AnswerView source ↗
I thank the member for Central Kimberley-Pilbara for the question and some notice of it. I also thank the member for his strong support for improving housing affordability. (1) As members will be aware, last year the Carpenter government launched a groundbreaking shared equity scheme, called First Start, to support first home buyers in achieving home ownership. Several members interjected. The SPEAKER : Order! I call the Deputy Leader of the Opposition to order. Mrs M.H. ROBERTS : As part of the First Start scheme, the government has committed $300 million to purchase equity of up to 40 per cent in 3 000 homes. We have also made $600 million available to borrowers through Keystart. That is a commitment by the Carpenter government of nearly $1 billion to assist people who would have otherwise been excluded from the housing market and would have been unable to buy their own home. First Start is only one year into its operation, and it has been an outstanding success. A total of 607 home loans have been approved. That represents more than 1 600 Western Australians who either have moved into a new home or are about to commence construction of a new home. We know that without First Start it would have been impossible for these hardworking Western Australians to get into their own home. A further 426 buyers are on their way to home ownership, having been given pre-approval for finance. There is no doubt that the community has strongly embraced the First Start scheme, and the government is on track to fulfil the offer of 3 000 assisted loans over three years. Recently, I announced changes to First Start to broaden its reach. The new income limits for First Start are now $80 000 for families, $70 000 for couples and $50 000 for singles. The maximum purchase price of a home has also increased to $375 000. (2) The government also offers several shared equity products—access home loans for people with disabilities; the Aboriginal home ownership scheme; GoodStart, which is a loan scheme for public housing tenants; and the sole parent loan scheme. I had the department review these schemes with a view towards helping more Western Australians achieve home ownership. In addition, I approved new limits for those schemes, with the income criteria of $80 000 for families, $70 000 for couples and $50 000 for singles. These schemes have already made a significant difference to many Western Australian families and now they should be able to achieve even more. The access home loan scheme has already assisted 656 people to enter home ownership and the Aboriginal home ownership scheme has assisted 639 families. The government anticipates that these new limits will mean an additional 40 families a year will be able to own their own home. Members opposite may knock these schemes, but they allow people to get off the rent treadmill and into their own home, to have equity in their home and a permanent place to live. These schemes are outstanding and are assisting those people who are very much in need. It is a billion dollar-plus commitment by the Carpenter government to make home ownership a reality for more Western Australians—first home buyers, people with disabilities, Aboriginal people and sole parents.
(2) Can the minister advise whether the Carpenter government will assist more Indigenous families and families with disability needs to own their own home? Mrs M.H. ROBERTS replied: I thank the member for Central Kimberley-Pilbara for the question and some notice of it. I also thank the member for his strong support for improving housing affordability. (1) As members will be aware, last year the Carpenter government launched a groundbreaking shared equity scheme, called First Start, to support first home buyers in achieving home ownership. Several members interjected. The SPEAKER : Order! I call the Deputy Leader of the Opposition to order. Mrs M.H. ROBERTS : As part of the First Start scheme, the government has committed $300 million to purchase equity of up to 40 per cent in 3 000 homes. We have also made $600 million available to borrowers through Keystart. That is a commitment by the Carpenter government of nearly $1 billion to assist people who would have otherwise been excluded from the housing market and would have been unable to buy their own home. First Start is only one year into its operation, and it has been an outstanding success. A total of 607 home loans have been approved. That represents more than 1 600 Western Australians who either have moved into a new home or are about to commence construction of a new home. We know that without First Start it would have been impossible for these hardworking Western Australians to get into their own home. A further 426 buyers are on their way to home ownership, having been given pre-approval for finance. There is no doubt that the community has strongly embraced the First Start scheme, and the government is on track to fulfil the offer of 3 000 assisted loans over three years. Recently, I announced changes to First Start to broaden its reach. The new income limits for First Start are now $80 000 for families, $70 000 for couples and $50 000 for singles. The maximum purchase price of a home has also increased to $375 000. (2) The government also offers several shared equity products—access home loans for people with disabilities; the Aboriginal home ownership scheme; GoodStart, which is a loan scheme for public housing tenants; and the sole parent loan scheme. I had the department review these schemes with a view towards helping more Western Australians achieve home ownership. In addition, I approved new limits for those schemes, with the income criteria of $80 000 for families, $70 000 for couples and $50 000 for singles. These schemes have already made a significant difference to many Western Australian families and now they should be able to achieve even more. The access home loan scheme has already assisted 656 people to enter home ownership and the Aboriginal home ownership scheme has assisted 639 families. The government anticipates that these new limits will mean an additional 40 families a year will be able to own their own home. Members opposite may knock these schemes, but they allow people to get off the rent treadmill and into their own home, to have equity in their home and a permanent place to live. These schemes are outstanding and are assisting those people who are very much in need. It is a billion dollar-plus commitment by the Carpenter government to make home ownership a reality for more Western Australians—first home buyers, people with disabilities, Aboriginal people and sole parents.
Mrs M.H. ROBERTS replied: I thank the member for Central Kimberley-Pilbara for the question and some notice of it. I also thank the member for his strong support for improving housing affordability. (1) As members will be aware, last year the Carpenter government launched a groundbreaking shared equity scheme, called First Start, to support first home buyers in achieving home ownership. Several members interjected. The SPEAKER : Order! I call the Deputy Leader of the Opposition to order. Mrs M.H. ROBERTS : As part of the First Start scheme, the government has committed $300 million to purchase equity of up to 40 per cent in 3 000 homes. We have also made $600 million available to borrowers through Keystart. That is a commitment by the Carpenter government of nearly $1 billion to assist people who would have otherwise been excluded from the housing market and would have been unable to buy their own home. First Start is only one year into its operation, and it has been an outstanding success. A total of 607 home loans have been approved. That represents more than 1 600 Western Australians who either have moved into a new home or are about to commence construction of a new home. We know that without First Start it would have been impossible for these hardworking Western Australians to get into their own home. A further 426 buyers are on their way to home ownership, having been given pre-approval for finance. There is no doubt that the community has strongly embraced the First Start scheme, and the government is on track to fulfil the offer of 3 000 assisted loans over three years. Recently, I announced changes to First Start to broaden its reach. The new income limits for First Start are now $80 000 for families, $70 000 for couples and $50 000 for singles. The maximum purchase price of a home has also increased to $375 000. (2) The government also offers several shared equity products—access home loans for people with disabilities; the Aboriginal home ownership scheme; GoodStart, which is a loan scheme for public housing tenants; and the sole parent loan scheme. I had the department review these schemes with a view towards helping more Western Australians achieve home ownership. In addition, I approved new limits for those schemes, with the income criteria of $80 000 for families, $70 000 for couples and $50 000 for singles. These schemes have already made a significant difference to many Western Australian families and now they should be able to achieve even more. The access home loan scheme has already assisted 656 people to enter home ownership and the Aboriginal home ownership scheme has assisted 639 families. The government anticipates that these new limits will mean an additional 40 families a year will be able to own their own home. Members opposite may knock these schemes, but they allow people to get off the rent treadmill and into their own home, to have equity in their home and a permanent place to live. These schemes are outstanding and are assisting those people who are very much in need. It is a billion dollar-plus commitment by the Carpenter government to make home ownership a reality for more Western Australians—first home buyers, people with disabilities, Aboriginal people and sole parents.
I thank the member for Central Kimberley-Pilbara for the question and some notice of it. I also thank the member for his strong support for improving housing affordability. (1) As members will be aware, last year the Carpenter government launched a groundbreaking shared equity scheme, called First Start, to support first home buyers in achieving home ownership. Several members interjected. The SPEAKER : Order! I call the Deputy Leader of the Opposition to order. Mrs M.H. ROBERTS : As part of the First Start scheme, the government has committed $300 million to purchase equity of up to 40 per cent in 3 000 homes. We have also made $600 million available to borrowers through Keystart. That is a commitment by the Carpenter government of nearly $1 billion to assist people who would have otherwise been excluded from the housing market and would have been unable to buy their own home. First Start is only one year into its operation, and it has been an outstanding success. A total of 607 home loans have been approved. That represents more than 1 600 Western Australians who either have moved into a new home or are about to commence construction of a new home. We know that without First Start it would have been impossible for these hardworking Western Australians to get into their own home. A further 426 buyers are on their way to home ownership, having been given pre-approval for finance. There is no doubt that the community has strongly embraced the First Start scheme, and the government is on track to fulfil the offer of 3 000 assisted loans over three years. Recently, I announced changes to First Start to broaden its reach. The new income limits for First Start are now $80 000 for families, $70 000 for couples and $50 000 for singles. The maximum purchase price of a home has also increased to $375 000. (2) The government also offers several shared equity products—access home loans for people with disabilities; the Aboriginal home ownership scheme; GoodStart, which is a loan scheme for public housing tenants; and the sole parent loan scheme. I had the department review these schemes with a view towards helping more Western Australians achieve home ownership. In addition, I approved new limits for those schemes, with the income criteria of $80 000 for families, $70 000 for couples and $50 000 for singles. These schemes have already made a significant difference to many Western Australian families and now they should be able to achieve even more. The access home loan scheme has already assisted 656 people to enter home ownership and the Aboriginal home ownership scheme has assisted 639 families. The government anticipates that these new limits will mean an additional 40 families a year will be able to own their own home. Members opposite may knock these schemes, but they allow people to get off the rent treadmill and into their own home, to have equity in their home and a permanent place to live. These schemes are outstanding and are assisting those people who are very much in need. It is a billion dollar-plus commitment by the Carpenter government to make home ownership a reality for more Western Australians—first home buyers, people with disabilities, Aboriginal people and sole parents.
(1) As members will be aware, last year the Carpenter government launched a groundbreaking shared equity scheme, called First Start, to support first home buyers in achieving home ownership. Several members interjected. The SPEAKER : Order! I call the Deputy Leader of the Opposition to order. Mrs M.H. ROBERTS : As part of the First Start scheme, the government has committed $300 million to purchase equity of up to 40 per cent in 3 000 homes. We have also made $600 million available to borrowers through Keystart. That is a commitment by the Carpenter government of nearly $1 billion to assist people who would have otherwise been excluded from the housing market and would have been unable to buy their own home. First Start is only one year into its operation, and it has been an outstanding success. A total of 607 home loans have been approved. That represents more than 1 600 Western Australians who either have moved into a new home or are about to commence construction of a new home. We know that without First Start it would have been impossible for these hardworking Western Australians to get into their own home. A further 426 buyers are on their way to home ownership, having been given pre-approval for finance. There is no doubt that the community has strongly embraced the First Start scheme, and the government is on track to fulfil the offer of 3 000 assisted loans over three years. Recently, I announced changes to First Start to broaden its reach. The new income limits for First Start are now $80 000 for families, $70 000 for couples and $50 000 for singles. The maximum purchase price of a home has also increased to $375 000. (2) The government also offers several shared equity products—access home loans for people with disabilities; the Aboriginal home ownership scheme; GoodStart, which is a loan scheme for public housing tenants; and the sole parent loan scheme. I had the department review these schemes with a view towards helping more Western Australians achieve home ownership. In addition, I approved new limits for those schemes, with the income criteria of $80 000 for families, $70 000 for couples and $50 000 for singles. These schemes have already made a significant difference to many Western Australian families and now they should be able to achieve even more. The access home loan scheme has already assisted 656 people to enter home ownership and the Aboriginal home ownership scheme has assisted 639 families. The government anticipates that these new limits will mean an additional 40 families a year will be able to own their own home. Members opposite may knock these schemes, but they allow people to get off the rent treadmill and into their own home, to have equity in their home and a permanent place to live. These schemes are outstanding and are assisting those people who are very much in need. It is a billion dollar-plus commitment by the Carpenter government to make home ownership a reality for more Western Australians—first home buyers, people with disabilities, Aboriginal people and sole parents.
Several members interjected. The SPEAKER : Order! I call the Deputy Leader of the Opposition to order. Mrs M.H. ROBERTS : As part of the First Start scheme, the government has committed $300 million to purchase equity of up to 40 per cent in 3 000 homes. We have also made $600 million available to borrowers through Keystart. That is a commitment by the Carpenter government of nearly $1 billion to assist people who would have otherwise been excluded from the housing market and would have been unable to buy their own home. First Start is only one year into its operation, and it has been an outstanding success. A total of 607 home loans have been approved. That represents more than 1 600 Western Australians who either have moved into a new home or are about to commence construction of a new home. We know that without First Start it would have been impossible for these hardworking Western Australians to get into their own home. A further 426 buyers are on their way to home ownership, having been given pre-approval for finance. There is no doubt that the community has strongly embraced the First Start scheme, and the government is on track to fulfil the offer of 3 000 assisted loans over three years. Recently, I announced changes to First Start to broaden its reach. The new income limits for First Start are now $80 000 for families, $70 000 for couples and $50 000 for singles. The maximum purchase price of a home has also increased to $375 000. (2) The government also offers several shared equity products—access home loans for people with disabilities; the Aboriginal home ownership scheme; GoodStart, which is a loan scheme for public housing tenants; and the sole parent loan scheme. I had the department review these schemes with a view towards helping more Western Australians achieve home ownership. In addition, I approved new limits for those schemes, with the income criteria of $80 000 for families, $70 000 for couples and $50 000 for singles. These schemes have already made a significant difference to many Western Australian families and now they should be able to achieve even more. The access home loan scheme has already assisted 656 people to enter home ownership and the Aboriginal home ownership scheme has assisted 639 families. The government anticipates that these new limits will mean an additional 40 families a year will be able to own their own home. Members opposite may knock these schemes, but they allow people to get off the rent treadmill and into their own home, to have equity in their home and a permanent place to live. These schemes are outstanding and are assisting those people who are very much in need. It is a billion dollar-plus commitment by the Carpenter government to make home ownership a reality for more Western Australians—first home buyers, people with disabilities, Aboriginal people and sole parents.
The SPEAKER : Order! I call the Deputy Leader of the Opposition to order. Mrs M.H. ROBERTS : As part of the First Start scheme, the government has committed $300 million to purchase equity of up to 40 per cent in 3 000 homes. We have also made $600 million available to borrowers through Keystart. That is a commitment by the Carpenter government of nearly $1 billion to assist people who would have otherwise been excluded from the housing market and would have been unable to buy their own home. First Start is only one year into its operation, and it has been an outstanding success. A total of 607 home loans have been approved. That represents more than 1 600 Western Australians who either have moved into a new home or are about to commence construction of a new home. We know that without First Start it would have been impossible for these hardworking Western Australians to get into their own home. A further 426 buyers are on their way to home ownership, having been given pre-approval for finance. There is no doubt that the community has strongly embraced the First Start scheme, and the government is on track to fulfil the offer of 3 000 assisted loans over three years. Recently, I announced changes to First Start to broaden its reach. The new income limits for First Start are now $80 000 for families, $70 000 for couples and $50 000 for singles. The maximum purchase price of a home has also increased to $375 000. (2) The government also offers several shared equity products—access home loans for people with disabilities; the Aboriginal home ownership scheme; GoodStart, which is a loan scheme for public housing tenants; and the sole parent loan scheme. I had the department review these schemes with a view towards helping more Western Australians achieve home ownership. In addition, I approved new limits for those schemes, with the income criteria of $80 000 for families, $70 000 for couples and $50 000 for singles. These schemes have already made a significant difference to many Western Australian families and now they should be able to achieve even more. The access home loan scheme has already assisted 656 people to enter home ownership and the Aboriginal home ownership scheme has assisted 639 families. The government anticipates that these new limits will mean an additional 40 families a year will be able to own their own home. Members opposite may knock these schemes, but they allow people to get off the rent treadmill and into their own home, to have equity in their home and a permanent place to live. These schemes are outstanding and are assisting those people who are very much in need. It is a billion dollar-plus commitment by the Carpenter government to make home ownership a reality for more Western Australians—first home buyers, people with disabilities, Aboriginal people and sole parents.
Mrs M.H. ROBERTS : As part of the First Start scheme, the government has committed $300 million to purchase equity of up to 40 per cent in 3 000 homes. We have also made $600 million available to borrowers through Keystart. That is a commitment by the Carpenter government of nearly $1 billion to assist people who would have otherwise been excluded from the housing market and would have been unable to buy their own home. First Start is only one year into its operation, and it has been an outstanding success. A total of 607 home loans have been approved. That represents more than 1 600 Western Australians who either have moved into a new home or are about to commence construction of a new home. We know that without First Start it would have been impossible for these hardworking Western Australians to get into their own home. A further 426 buyers are on their way to home ownership, having been given pre-approval for finance. There is no doubt that the community has strongly embraced the First Start scheme, and the government is on track to fulfil the offer of 3 000 assisted loans over three years. Recently, I announced changes to First Start to broaden its reach. The new income limits for First Start are now $80 000 for families, $70 000 for couples and $50 000 for singles. The maximum purchase price of a home has also increased to $375 000. (2) The government also offers several shared equity products—access home loans for people with disabilities; the Aboriginal home ownership scheme; GoodStart, which is a loan scheme for public housing tenants; and the sole parent loan scheme. I had the department review these schemes with a view towards helping more Western Australians achieve home ownership. In addition, I approved new limits for those schemes, with the income criteria of $80 000 for families, $70 000 for couples and $50 000 for singles. These schemes have already made a significant difference to many Western Australian families and now they should be able to achieve even more. The access home loan scheme has already assisted 656 people to enter home ownership and the Aboriginal home ownership scheme has assisted 639 families. The government anticipates that these new limits will mean an additional 40 families a year will be able to own their own home. Members opposite may knock these schemes, but they allow people to get off the rent treadmill and into their own home, to have equity in their home and a permanent place to live. These schemes are outstanding and are assisting those people who are very much in need. It is a billion dollar-plus commitment by the Carpenter government to make home ownership a reality for more Western Australians—first home buyers, people with disabilities, Aboriginal people and sole parents.
Recently, I announced changes to First Start to broaden its reach. The new income limits for First Start are now $80 000 for families, $70 000 for couples and $50 000 for singles. The maximum purchase price of a home has also increased to $375 000. (2) The government also offers several shared equity products—access home loans for people with disabilities; the Aboriginal home ownership scheme; GoodStart, which is a loan scheme for public housing tenants; and the sole parent loan scheme. I had the department review these schemes with a view towards helping more Western Australians achieve home ownership. In addition, I approved new limits for those schemes, with the income criteria of $80 000 for families, $70 000 for couples and $50 000 for singles. These schemes have already made a significant difference to many Western Australian families and now they should be able to achieve even more. The access home loan scheme has already assisted 656 people to enter home ownership and the Aboriginal home ownership scheme has assisted 639 families. The government anticipates that these new limits will mean an additional 40 families a year will be able to own their own home. Members opposite may knock these schemes, but they allow people to get off the rent treadmill and into their own home, to have equity in their home and a permanent place to live. These schemes are outstanding and are assisting those people who are very much in need. It is a billion dollar-plus commitment by the Carpenter government to make home ownership a reality for more Western Australians—first home buyers, people with disabilities, Aboriginal people and sole parents.
(2) The government also offers several shared equity products—access home loans for people with disabilities; the Aboriginal home ownership scheme; GoodStart, which is a loan scheme for public housing tenants; and the sole parent loan scheme. I had the department review these schemes with a view towards helping more Western Australians achieve home ownership. In addition, I approved new limits for those schemes, with the income criteria of $80 000 for families, $70 000 for couples and $50 000 for singles. These schemes have already made a significant difference to many Western Australian families and now they should be able to achieve even more. The access home loan scheme has already assisted 656 people to enter home ownership and the Aboriginal home ownership scheme has assisted 639 families. The government anticipates that these new limits will mean an additional 40 families a year will be able to own their own home. Members opposite may knock these schemes, but they allow people to get off the rent treadmill and into their own home, to have equity in their home and a permanent place to live. These schemes are outstanding and are assisting those people who are very much in need. It is a billion dollar-plus commitment by the Carpenter government to make home ownership a reality for more Western Australians—first home buyers, people with disabilities, Aboriginal people and sole parents.
These schemes are outstanding and are assisting those people who are very much in need. It is a billion dollar-plus commitment by the Carpenter government to make home ownership a reality for more Western Australians—first home buyers, people with disabilities, Aboriginal people and sole parents.
(2) Can the minister advise whether the Carpenter government will assist more Indigenous families and families with disability needs to own their own home? Mrs M.H. ROBERTS replied: I thank the member for Central Kimberley-Pilbara for the question and some notice of it. I also thank the member for his strong support for improving housing affordability. (1) As members will be aware, last year the Carpenter government launched a groundbreaking shared equity scheme, called First Start, to support first home buyers in achieving home ownership. Several members interjected. The SPEAKER : Order! I call the Deputy Leader of the Opposition to order. Mrs M.H. ROBERTS : As part of the First Start scheme, the government has committed $300 million to purchase equity of up to 40 per cent in 3 000 homes. We have also made $600 million available to borrowers through Keystart. That is a commitment by the Carpenter government of nearly $1 billion to assist people who would have otherwise been excluded from the housing market and would have been unable to buy their own home. First Start is only one year into its operation, and it has been an outstanding success. A total of 607 home loans have been approved. That represents more than 1 600 Western Australians who either have moved into a new home or are about to commence construction of a new home. We know that without First Start it would have been impossible for these hardworking Western Australians to get into their own home. A further 426 buyers are on their way to home ownership, having been given pre-approval for finance. There is no doubt that the community has strongly embraced the First Start scheme, and the government is on track to fulfil the offer of 3 000 assisted loans over three years. Recently, I announced changes to First Start to broaden its reach. The new income limits for First Start are now $80 000 for families, $70 000 for couples and $50 000 for singles. The maximum purchase price of a home has also increased to $375 000. (2) The government also offers several shared equity products—access home loans for people with disabilities; the Aboriginal home ownership scheme; GoodStart, which is a loan scheme for public housing tenants; and the sole parent loan scheme. I had the department review these schemes with a view towards helping more Western Australians achieve home ownership. In addition, I approved new limits for those schemes, with the income criteria of $80 000 for families, $70 000 for couples and $50 000 for singles. These schemes have already made a significant difference to many Western Australian families and now they should be able to achieve even more. The access home loan scheme has already assisted 656 people to enter home ownership and the Aboriginal home ownership scheme has assisted 639 families. The government anticipates that these new limits will mean an additional 40 families a year will be able to own their own home. Members opposite may knock these schemes, but they allow people to get off the rent treadmill and into their own home, to have equity in their home and a permanent place to live. These schemes are outstanding and are assisting those people who are very much in need. It is a billion dollar-plus commitment by the Carpenter government to make home ownership a reality for more Western Australians—first home buyers, people with disabilities, Aboriginal people and sole parents.
Mrs M.H. ROBERTS replied: I thank the member for Central Kimberley-Pilbara for the question and some notice of it. I also thank the member for his strong support for improving housing affordability. (1) As members will be aware, last year the Carpenter government launched a groundbreaking shared equity scheme, called First Start, to support first home buyers in achieving home ownership. Several members interjected. The SPEAKER : Order! I call the Deputy Leader of the Opposition to order. Mrs M.H. ROBERTS : As part of the First Start scheme, the government has committed $300 million to purchase equity of up to 40 per cent in 3 000 homes. We have also made $600 million available to borrowers through Keystart. That is a commitment by the Carpenter government of nearly $1 billion to assist people who would have otherwise been excluded from the housing market and would have been unable to buy their own home. First Start is only one year into its operation, and it has been an outstanding success. A total of 607 home loans have been approved. That represents more than 1 600 Western Australians who either have moved into a new home or are about to commence construction of a new home. We know that without First Start it would have been impossible for these hardworking Western Australians to get into their own home. A further 426 buyers are on their way to home ownership, having been given pre-approval for finance. There is no doubt that the community has strongly embraced the First Start scheme, and the government is on track to fulfil the offer of 3 000 assisted loans over three years. Recently, I announced changes to First Start to broaden its reach. The new income limits for First Start are now $80 000 for families, $70 000 for couples and $50 000 for singles. The maximum purchase price of a home has also increased to $375 000. (2) The government also offers several shared equity products—access home loans for people with disabilities; the Aboriginal home ownership scheme; GoodStart, which is a loan scheme for public housing tenants; and the sole parent loan scheme. I had the department review these schemes with a view towards helping more Western Australians achieve home ownership. In addition, I approved new limits for those schemes, with the income criteria of $80 000 for families, $70 000 for couples and $50 000 for singles. These schemes have already made a significant difference to many Western Australian families and now they should be able to achieve even more. The access home loan scheme has already assisted 656 people to enter home ownership and the Aboriginal home ownership scheme has assisted 639 families. The government anticipates that these new limits will mean an additional 40 families a year will be able to own their own home. Members opposite may knock these schemes, but they allow people to get off the rent treadmill and into their own home, to have equity in their home and a permanent place to live. These schemes are outstanding and are assisting those people who are very much in need. It is a billion dollar-plus commitment by the Carpenter government to make home ownership a reality for more Western Australians—first home buyers, people with disabilities, Aboriginal people and sole parents.
I thank the member for Central Kimberley-Pilbara for the question and some notice of it. I also thank the member for his strong support for improving housing affordability. (1) As members will be aware, last year the Carpenter government launched a groundbreaking shared equity scheme, called First Start, to support first home buyers in achieving home ownership. Several members interjected. The SPEAKER : Order! I call the Deputy Leader of the Opposition to order. Mrs M.H. ROBERTS : As part of the First Start scheme, the government has committed $300 million to purchase equity of up to 40 per cent in 3 000 homes. We have also made $600 million available to borrowers through Keystart. That is a commitment by the Carpenter government of nearly $1 billion to assist people who would have otherwise been excluded from the housing market and would have been unable to buy their own home. First Start is only one year into its operation, and it has been an outstanding success. A total of 607 home loans have been approved. That represents more than 1 600 Western Australians who either have moved into a new home or are about to commence construction of a new home. We know that without First Start it would have been impossible for these hardworking Western Australians to get into their own home. A further 426 buyers are on their way to home ownership, having been given pre-approval for finance. There is no doubt that the community has strongly embraced the First Start scheme, and the government is on track to fulfil the offer of 3 000 assisted loans over three years. Recently, I announced changes to First Start to broaden its reach. The new income limits for First Start are now $80 000 for families, $70 000 for couples and $50 000 for singles. The maximum purchase price of a home has also increased to $375 000. (2) The government also offers several shared equity products—access home loans for people with disabilities; the Aboriginal home ownership scheme; GoodStart, which is a loan scheme for public housing tenants; and the sole parent loan scheme. I had the department review these schemes with a view towards helping more Western Australians achieve home ownership. In addition, I approved new limits for those schemes, with the income criteria of $80 000 for families, $70 000 for couples and $50 000 for singles. These schemes have already made a significant difference to many Western Australian families and now they should be able to achieve even more. The access home loan scheme has already assisted 656 people to enter home ownership and the Aboriginal home ownership scheme has assisted 639 families. The government anticipates that these new limits will mean an additional 40 families a year will be able to own their own home. Members opposite may knock these schemes, but they allow people to get off the rent treadmill and into their own home, to have equity in their home and a permanent place to live. These schemes are outstanding and are assisting those people who are very much in need. It is a billion dollar-plus commitment by the Carpenter government to make home ownership a reality for more Western Australians—first home buyers, people with disabilities, Aboriginal people and sole parents.
(1) As members will be aware, last year the Carpenter government launched a groundbreaking shared equity scheme, called First Start, to support first home buyers in achieving home ownership. Several members interjected. The SPEAKER : Order! I call the Deputy Leader of the Opposition to order. Mrs M.H. ROBERTS : As part of the First Start scheme, the government has committed $300 million to purchase equity of up to 40 per cent in 3 000 homes. We have also made $600 million available to borrowers through Keystart. That is a commitment by the Carpenter government of nearly $1 billion to assist people who would have otherwise been excluded from the housing market and would have been unable to buy their own home. First Start is only one year into its operation, and it has been an outstanding success. A total of 607 home loans have been approved. That represents more than 1 600 Western Australians who either have moved into a new home or are about to commence construction of a new home. We know that without First Start it would have been impossible for these hardworking Western Australians to get into their own home. A further 426 buyers are on their way to home ownership, having been given pre-approval for finance. There is no doubt that the community has strongly embraced the First Start scheme, and the government is on track to fulfil the offer of 3 000 assisted loans over three years. Recently, I announced changes to First Start to broaden its reach. The new income limits for First Start are now $80 000 for families, $70 000 for couples and $50 000 for singles. The maximum purchase price of a home has also increased to $375 000. (2) The government also offers several shared equity products—access home loans for people with disabilities; the Aboriginal home ownership scheme; GoodStart, which is a loan scheme for public housing tenants; and the sole parent loan scheme. I had the department review these schemes with a view towards helping more Western Australians achieve home ownership. In addition, I approved new limits for those schemes, with the income criteria of $80 000 for families, $70 000 for couples and $50 000 for singles. These schemes have already made a significant difference to many Western Australian families and now they should be able to achieve even more. The access home loan scheme has already assisted 656 people to enter home ownership and the Aboriginal home ownership scheme has assisted 639 families. The government anticipates that these new limits will mean an additional 40 families a year will be able to own their own home. Members opposite may knock these schemes, but they allow people to get off the rent treadmill and into their own home, to have equity in their home and a permanent place to live. These schemes are outstanding and are assisting those people who are very much in need. It is a billion dollar-plus commitment by the Carpenter government to make home ownership a reality for more Western Australians—first home buyers, people with disabilities, Aboriginal people and sole parents.
Several members interjected. The SPEAKER : Order! I call the Deputy Leader of the Opposition to order. Mrs M.H. ROBERTS : As part of the First Start scheme, the government has committed $300 million to purchase equity of up to 40 per cent in 3 000 homes. We have also made $600 million available to borrowers through Keystart. That is a commitment by the Carpenter government of nearly $1 billion to assist people who would have otherwise been excluded from the housing market and would have been unable to buy their own home. First Start is only one year into its operation, and it has been an outstanding success. A total of 607 home loans have been approved. That represents more than 1 600 Western Australians who either have moved into a new home or are about to commence construction of a new home. We know that without First Start it would have been impossible for these hardworking Western Australians to get into their own home. A further 426 buyers are on their way to home ownership, having been given pre-approval for finance. There is no doubt that the community has strongly embraced the First Start scheme, and the government is on track to fulfil the offer of 3 000 assisted loans over three years. Recently, I announced changes to First Start to broaden its reach. The new income limits for First Start are now $80 000 for families, $70 000 for couples and $50 000 for singles. The maximum purchase price of a home has also increased to $375 000. (2) The government also offers several shared equity products—access home loans for people with disabilities; the Aboriginal home ownership scheme; GoodStart, which is a loan scheme for public housing tenants; and the sole parent loan scheme. I had the department review these schemes with a view towards helping more Western Australians achieve home ownership. In addition, I approved new limits for those schemes, with the income criteria of $80 000 for families, $70 000 for couples and $50 000 for singles. These schemes have already made a significant difference to many Western Australian families and now they should be able to achieve even more. The access home loan scheme has already assisted 656 people to enter home ownership and the Aboriginal home ownership scheme has assisted 639 families. The government anticipates that these new limits will mean an additional 40 families a year will be able to own their own home. Members opposite may knock these schemes, but they allow people to get off the rent treadmill and into their own home, to have equity in their home and a permanent place to live. These schemes are outstanding and are assisting those people who are very much in need. It is a billion dollar-plus commitment by the Carpenter government to make home ownership a reality for more Western Australians—first home buyers, people with disabilities, Aboriginal people and sole parents.
The SPEAKER : Order! I call the Deputy Leader of the Opposition to order. Mrs M.H. ROBERTS : As part of the First Start scheme, the government has committed $300 million to purchase equity of up to 40 per cent in 3 000 homes. We have also made $600 million available to borrowers through Keystart. That is a commitment by the Carpenter government of nearly $1 billion to assist people who would have otherwise been excluded from the housing market and would have been unable to buy their own home. First Start is only one year into its operation, and it has been an outstanding success. A total of 607 home loans have been approved. That represents more than 1 600 Western Australians who either have moved into a new home or are about to commence construction of a new home. We know that without First Start it would have been impossible for these hardworking Western Australians to get into their own home. A further 426 buyers are on their way to home ownership, having been given pre-approval for finance. There is no doubt that the community has strongly embraced the First Start scheme, and the government is on track to fulfil the offer of 3 000 assisted loans over three years. Recently, I announced changes to First Start to broaden its reach. The new income limits for First Start are now $80 000 for families, $70 000 for couples and $50 000 for singles. The maximum purchase price of a home has also increased to $375 000. (2) The government also offers several shared equity products—access home loans for people with disabilities; the Aboriginal home ownership scheme; GoodStart, which is a loan scheme for public housing tenants; and the sole parent loan scheme. I had the department review these schemes with a view towards helping more Western Australians achieve home ownership. In addition, I approved new limits for those schemes, with the income criteria of $80 000 for families, $70 000 for couples and $50 000 for singles. These schemes have already made a significant difference to many Western Australian families and now they should be able to achieve even more. The access home loan scheme has already assisted 656 people to enter home ownership and the Aboriginal home ownership scheme has assisted 639 families. The government anticipates that these new limits will mean an additional 40 families a year will be able to own their own home. Members opposite may knock these schemes, but they allow people to get off the rent treadmill and into their own home, to have equity in their home and a permanent place to live. These schemes are outstanding and are assisting those people who are very much in need. It is a billion dollar-plus commitment by the Carpenter government to make home ownership a reality for more Western Australians—first home buyers, people with disabilities, Aboriginal people and sole parents.
Mrs M.H. ROBERTS : As part of the First Start scheme, the government has committed $300 million to purchase equity of up to 40 per cent in 3 000 homes. We have also made $600 million available to borrowers through Keystart. That is a commitment by the Carpenter government of nearly $1 billion to assist people who would have otherwise been excluded from the housing market and would have been unable to buy their own home. First Start is only one year into its operation, and it has been an outstanding success. A total of 607 home loans have been approved. That represents more than 1 600 Western Australians who either have moved into a new home or are about to commence construction of a new home. We know that without First Start it would have been impossible for these hardworking Western Australians to get into their own home. A further 426 buyers are on their way to home ownership, having been given pre-approval for finance. There is no doubt that the community has strongly embraced the First Start scheme, and the government is on track to fulfil the offer of 3 000 assisted loans over three years. Recently, I announced changes to First Start to broaden its reach. The new income limits for First Start are now $80 000 for families, $70 000 for couples and $50 000 for singles. The maximum purchase price of a home has also increased to $375 000. (2) The government also offers several shared equity products—access home loans for people with disabilities; the Aboriginal home ownership scheme; GoodStart, which is a loan scheme for public housing tenants; and the sole parent loan scheme. I had the department review these schemes with a view towards helping more Western Australians achieve home ownership. In addition, I approved new limits for those schemes, with the income criteria of $80 000 for families, $70 000 for couples and $50 000 for singles. These schemes have already made a significant difference to many Western Australian families and now they should be able to achieve even more. The access home loan scheme has already assisted 656 people to enter home ownership and the Aboriginal home ownership scheme has assisted 639 families. The government anticipates that these new limits will mean an additional 40 families a year will be able to own their own home. Members opposite may knock these schemes, but they allow people to get off the rent treadmill and into their own home, to have equity in their home and a permanent place to live. These schemes are outstanding and are assisting those people who are very much in need. It is a billion dollar-plus commitment by the Carpenter government to make home ownership a reality for more Western Australians—first home buyers, people with disabilities, Aboriginal people and sole parents.
Recently, I announced changes to First Start to broaden its reach. The new income limits for First Start are now $80 000 for families, $70 000 for couples and $50 000 for singles. The maximum purchase price of a home has also increased to $375 000. (2) The government also offers several shared equity products—access home loans for people with disabilities; the Aboriginal home ownership scheme; GoodStart, which is a loan scheme for public housing tenants; and the sole parent loan scheme. I had the department review these schemes with a view towards helping more Western Australians achieve home ownership. In addition, I approved new limits for those schemes, with the income criteria of $80 000 for families, $70 000 for couples and $50 000 for singles. These schemes have already made a significant difference to many Western Australian families and now they should be able to achieve even more. The access home loan scheme has already assisted 656 people to enter home ownership and the Aboriginal home ownership scheme has assisted 639 families. The government anticipates that these new limits will mean an additional 40 families a year will be able to own their own home. Members opposite may knock these schemes, but they allow people to get off the rent treadmill and into their own home, to have equity in their home and a permanent place to live. These schemes are outstanding and are assisting those people who are very much in need. It is a billion dollar-plus commitment by the Carpenter government to make home ownership a reality for more Western Australians—first home buyers, people with disabilities, Aboriginal people and sole parents.
(2) The government also offers several shared equity products—access home loans for people with disabilities; the Aboriginal home ownership scheme; GoodStart, which is a loan scheme for public housing tenants; and the sole parent loan scheme. I had the department review these schemes with a view towards helping more Western Australians achieve home ownership. In addition, I approved new limits for those schemes, with the income criteria of $80 000 for families, $70 000 for couples and $50 000 for singles. These schemes have already made a significant difference to many Western Australian families and now they should be able to achieve even more. The access home loan scheme has already assisted 656 people to enter home ownership and the Aboriginal home ownership scheme has assisted 639 families. The government anticipates that these new limits will mean an additional 40 families a year will be able to own their own home. Members opposite may knock these schemes, but they allow people to get off the rent treadmill and into their own home, to have equity in their home and a permanent place to live. These schemes are outstanding and are assisting those people who are very much in need. It is a billion dollar-plus commitment by the Carpenter government to make home ownership a reality for more Western Australians—first home buyers, people with disabilities, Aboriginal people and sole parents.
These schemes are outstanding and are assisting those people who are very much in need. It is a billion dollar-plus commitment by the Carpenter government to make home ownership a reality for more Western Australians—first home buyers, people with disabilities, Aboriginal people and sole parents.
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