❓ A WA parliamentary question addresses consumer protection in home building insurance, referencing a 7.30 Report and interstate reviews. The Minister outlines WA's existing protections and ongoing review of building legislation.
AnsweredQoN 70Legislative Council
QuestionView source ↗
BUILDING INSURANCE
I refer to the ABC’s The 7.30 Report of Tuesday, 8 January 2007, and to the report “Consumers demand changes to building insurance”. (1) Is the minister satisfied with the consumer protection function of the home indemnity insurance provisions of the Home Building Contracts Act 1991 as the last resort option? (2) As reported, the governments of Tasmania and New South Wales are currently inquiring into home indemnity insurance. Will the minister consider a similar review in Western Australia? (3) If no to (2), why not? (4) If yes to (2), when will the review commence? (5) How are home builders alerted to the potential shortcomings in compulsory home building insurance? (6) How are families assisted in obtaining adequate insurance cover when building a new home? Hon JON FORD
I refer to the ABC’s The 7.30 Report of Tuesday, 8 January 2007, and to the report “Consumers demand changes to building insurance”. (1) Is the minister satisfied with the consumer protection function of the home indemnity insurance provisions of the Home Building Contracts Act 1991 as the last resort option? (2) As reported, the governments of Tasmania and New South Wales are currently inquiring into home indemnity insurance. Will the minister consider a similar review in Western Australia? (3) If no to (2), why not? (4) If yes to (2), when will the review commence? (5) How are home builders alerted to the potential shortcomings in compulsory home building insurance? (6) How are families assisted in obtaining adequate insurance cover when building a new home? Hon JON FORD
AnswerView source ↗
I thank Hon Giz Watson for some notice of the question. The Minister for Consumer Protection has supplied the following answer - (1) In Western Australia, the scheme has always been an option of last resort since its introduction in 1997. The episode of The 7.30 Report of 8 January 2007 concerned a family in Victoria which was involved in litigation with its builder. Due to the facts of the case, home indemnity insurance did not apply. It is also important to note that in Western Australia, unlike in Victoria, consumers have access to the Building Disputes Tribunal, which provides protections over and above those provided by home indemnity insurance. The Building Disputes Tribunal is a straightforward, inexpensive dispute resolution forum that has jurisdiction to deal with contractual disputes for contracts up to $200 000 - this will increase to $500 000 on 2 July 2007 - and workmanship complaints of any value. (2) The Department of Consumer and Employment Protection is currently conducting a general review of building legislation under the portfolio of the Minister for Consumer Protection. The operation and effectiveness of the Home Building Contracts Act 1991 and the Builders’ Registration Act 1939 are being examined in the general review. The home indemnity insurance provisions are included in this review with the view to considering enhancements to the scheme. (3) Not applicable. (4) The review commenced in December 2005, while the issues paper regarding the Home Building Contracts Act 1991 was released for public comment in January 2005. Recommendations arising from the review of building legislation will be provided to the Minister for Consumer Protection by the end of the year. (5) It is a requirement of the Home Building Contracts Act 1991 that consumers are provided with a notice to homeowner before a consumer signs a home building contract with the builder. The notice to homeowner sets out the coverage provided by home indemnity insurance. Consumers are alerted to the fact that home indemnity insurance will protect the homeowner and any successive owners against financial loss due to the insolvency, death or disappearance of the builder that results in loss of deposit, the noncompletion of building work, or the failure to rectify faulty or unsatisfactory building work. (6) Insurance cover over and above the last resort coverage provided by home indemnity insurance is not available to consumers. As a result of the consumer protection measures contained in the Home Building Contracts Act 1991 and the dispute resolution role provided by the Building Disputes Tribunal, there appears to be no demand for such coverage. The PRESIDENT : Before I give the call to Hon Murray Criddle, I encourage ministers and parliamentary secretaries, when they have answers of similar length, to consider exercising their discretion.
(1) Is the minister satisfied with the consumer protection function of the home indemnity insurance provisions of the Home Building Contracts Act 1991 as the last resort option? (2) As reported, the governments of Tasmania and New South Wales are currently inquiring into home indemnity insurance. Will the minister consider a similar review in Western Australia? (3) If no to (2), why not? (4) If yes to (2), when will the review commence? (5) How are home builders alerted to the potential shortcomings in compulsory home building insurance? (6) How are families assisted in obtaining adequate insurance cover when building a new home? Hon JON FORD replied: I thank Hon Giz Watson for some notice of the question. The Minister for Consumer Protection has supplied the following answer - (1) In Western Australia, the scheme has always been an option of last resort since its introduction in 1997. The episode of The 7.30 Report of 8 January 2007 concerned a family in Victoria which was involved in litigation with its builder. Due to the facts of the case, home indemnity insurance did not apply. It is also important to note that in Western Australia, unlike in Victoria, consumers have access to the Building Disputes Tribunal, which provides protections over and above those provided by home indemnity insurance. The Building Disputes Tribunal is a straightforward, inexpensive dispute resolution forum that has jurisdiction to deal with contractual disputes for contracts up to $200 000 - this will increase to $500 000 on 2 July 2007 - and workmanship complaints of any value. (2) The Department of Consumer and Employment Protection is currently conducting a general review of building legislation under the portfolio of the Minister for Consumer Protection. The operation and effectiveness of the Home Building Contracts Act 1991 and the Builders’ Registration Act 1939 are being examined in the general review. The home indemnity insurance provisions are included in this review with the view to considering enhancements to the scheme. (3) Not applicable. (4) The review commenced in December 2005, while the issues paper regarding the Home Building Contracts Act 1991 was released for public comment in January 2005. Recommendations arising from the review of building legislation will be provided to the Minister for Consumer Protection by the end of the year. (5) It is a requirement of the Home Building Contracts Act 1991 that consumers are provided with a notice to homeowner before a consumer signs a home building contract with the builder. The notice to homeowner sets out the coverage provided by home indemnity insurance. Consumers are alerted to the fact that home indemnity insurance will protect the homeowner and any successive owners against financial loss due to the insolvency, death or disappearance of the builder that results in loss of deposit, the noncompletion of building work, or the failure to rectify faulty or unsatisfactory building work. (6) Insurance cover over and above the last resort coverage provided by home indemnity insurance is not available to consumers. As a result of the consumer protection measures contained in the Home Building Contracts Act 1991 and the dispute resolution role provided by the Building Disputes Tribunal, there appears to be no demand for such coverage. The PRESIDENT : Before I give the call to Hon Murray Criddle, I encourage ministers and parliamentary secretaries, when they have answers of similar length, to consider exercising their discretion.
(2) As reported, the governments of Tasmania and New South Wales are currently inquiring into home indemnity insurance. Will the minister consider a similar review in Western Australia? (3) If no to (2), why not? (4) If yes to (2), when will the review commence? (5) How are home builders alerted to the potential shortcomings in compulsory home building insurance? (6) How are families assisted in obtaining adequate insurance cover when building a new home? Hon JON FORD replied: I thank Hon Giz Watson for some notice of the question. The Minister for Consumer Protection has supplied the following answer - (1) In Western Australia, the scheme has always been an option of last resort since its introduction in 1997. The episode of The 7.30 Report of 8 January 2007 concerned a family in Victoria which was involved in litigation with its builder. Due to the facts of the case, home indemnity insurance did not apply. It is also important to note that in Western Australia, unlike in Victoria, consumers have access to the Building Disputes Tribunal, which provides protections over and above those provided by home indemnity insurance. The Building Disputes Tribunal is a straightforward, inexpensive dispute resolution forum that has jurisdiction to deal with contractual disputes for contracts up to $200 000 - this will increase to $500 000 on 2 July 2007 - and workmanship complaints of any value. (2) The Department of Consumer and Employment Protection is currently conducting a general review of building legislation under the portfolio of the Minister for Consumer Protection. The operation and effectiveness of the Home Building Contracts Act 1991 and the Builders’ Registration Act 1939 are being examined in the general review. The home indemnity insurance provisions are included in this review with the view to considering enhancements to the scheme. (3) Not applicable. (4) The review commenced in December 2005, while the issues paper regarding the Home Building Contracts Act 1991 was released for public comment in January 2005. Recommendations arising from the review of building legislation will be provided to the Minister for Consumer Protection by the end of the year. (5) It is a requirement of the Home Building Contracts Act 1991 that consumers are provided with a notice to homeowner before a consumer signs a home building contract with the builder. The notice to homeowner sets out the coverage provided by home indemnity insurance. Consumers are alerted to the fact that home indemnity insurance will protect the homeowner and any successive owners against financial loss due to the insolvency, death or disappearance of the builder that results in loss of deposit, the noncompletion of building work, or the failure to rectify faulty or unsatisfactory building work. (6) Insurance cover over and above the last resort coverage provided by home indemnity insurance is not available to consumers. As a result of the consumer protection measures contained in the Home Building Contracts Act 1991 and the dispute resolution role provided by the Building Disputes Tribunal, there appears to be no demand for such coverage. The PRESIDENT : Before I give the call to Hon Murray Criddle, I encourage ministers and parliamentary secretaries, when they have answers of similar length, to consider exercising their discretion.
(3) If no to (2), why not? (4) If yes to (2), when will the review commence? (5) How are home builders alerted to the potential shortcomings in compulsory home building insurance? (6) How are families assisted in obtaining adequate insurance cover when building a new home? Hon JON FORD replied: I thank Hon Giz Watson for some notice of the question. The Minister for Consumer Protection has supplied the following answer - (1) In Western Australia, the scheme has always been an option of last resort since its introduction in 1997. The episode of The 7.30 Report of 8 January 2007 concerned a family in Victoria which was involved in litigation with its builder. Due to the facts of the case, home indemnity insurance did not apply. It is also important to note that in Western Australia, unlike in Victoria, consumers have access to the Building Disputes Tribunal, which provides protections over and above those provided by home indemnity insurance. The Building Disputes Tribunal is a straightforward, inexpensive dispute resolution forum that has jurisdiction to deal with contractual disputes for contracts up to $200 000 - this will increase to $500 000 on 2 July 2007 - and workmanship complaints of any value. (2) The Department of Consumer and Employment Protection is currently conducting a general review of building legislation under the portfolio of the Minister for Consumer Protection. The operation and effectiveness of the Home Building Contracts Act 1991 and the Builders’ Registration Act 1939 are being examined in the general review. The home indemnity insurance provisions are included in this review with the view to considering enhancements to the scheme. (3) Not applicable. (4) The review commenced in December 2005, while the issues paper regarding the Home Building Contracts Act 1991 was released for public comment in January 2005. Recommendations arising from the review of building legislation will be provided to the Minister for Consumer Protection by the end of the year. (5) It is a requirement of the Home Building Contracts Act 1991 that consumers are provided with a notice to homeowner before a consumer signs a home building contract with the builder. The notice to homeowner sets out the coverage provided by home indemnity insurance. Consumers are alerted to the fact that home indemnity insurance will protect the homeowner and any successive owners against financial loss due to the insolvency, death or disappearance of the builder that results in loss of deposit, the noncompletion of building work, or the failure to rectify faulty or unsatisfactory building work. (6) Insurance cover over and above the last resort coverage provided by home indemnity insurance is not available to consumers. As a result of the consumer protection measures contained in the Home Building Contracts Act 1991 and the dispute resolution role provided by the Building Disputes Tribunal, there appears to be no demand for such coverage. The PRESIDENT : Before I give the call to Hon Murray Criddle, I encourage ministers and parliamentary secretaries, when they have answers of similar length, to consider exercising their discretion.
(4) If yes to (2), when will the review commence? (5) How are home builders alerted to the potential shortcomings in compulsory home building insurance? (6) How are families assisted in obtaining adequate insurance cover when building a new home? Hon JON FORD replied: I thank Hon Giz Watson for some notice of the question. The Minister for Consumer Protection has supplied the following answer - (1) In Western Australia, the scheme has always been an option of last resort since its introduction in 1997. The episode of The 7.30 Report of 8 January 2007 concerned a family in Victoria which was involved in litigation with its builder. Due to the facts of the case, home indemnity insurance did not apply. It is also important to note that in Western Australia, unlike in Victoria, consumers have access to the Building Disputes Tribunal, which provides protections over and above those provided by home indemnity insurance. The Building Disputes Tribunal is a straightforward, inexpensive dispute resolution forum that has jurisdiction to deal with contractual disputes for contracts up to $200 000 - this will increase to $500 000 on 2 July 2007 - and workmanship complaints of any value. (2) The Department of Consumer and Employment Protection is currently conducting a general review of building legislation under the portfolio of the Minister for Consumer Protection. The operation and effectiveness of the Home Building Contracts Act 1991 and the Builders’ Registration Act 1939 are being examined in the general review. The home indemnity insurance provisions are included in this review with the view to considering enhancements to the scheme. (3) Not applicable. (4) The review commenced in December 2005, while the issues paper regarding the Home Building Contracts Act 1991 was released for public comment in January 2005. Recommendations arising from the review of building legislation will be provided to the Minister for Consumer Protection by the end of the year. (5) It is a requirement of the Home Building Contracts Act 1991 that consumers are provided with a notice to homeowner before a consumer signs a home building contract with the builder. The notice to homeowner sets out the coverage provided by home indemnity insurance. Consumers are alerted to the fact that home indemnity insurance will protect the homeowner and any successive owners against financial loss due to the insolvency, death or disappearance of the builder that results in loss of deposit, the noncompletion of building work, or the failure to rectify faulty or unsatisfactory building work. (6) Insurance cover over and above the last resort coverage provided by home indemnity insurance is not available to consumers. As a result of the consumer protection measures contained in the Home Building Contracts Act 1991 and the dispute resolution role provided by the Building Disputes Tribunal, there appears to be no demand for such coverage. The PRESIDENT : Before I give the call to Hon Murray Criddle, I encourage ministers and parliamentary secretaries, when they have answers of similar length, to consider exercising their discretion.
(5) How are home builders alerted to the potential shortcomings in compulsory home building insurance? (6) How are families assisted in obtaining adequate insurance cover when building a new home? Hon JON FORD replied: I thank Hon Giz Watson for some notice of the question. The Minister for Consumer Protection has supplied the following answer - (1) In Western Australia, the scheme has always been an option of last resort since its introduction in 1997. The episode of The 7.30 Report of 8 January 2007 concerned a family in Victoria which was involved in litigation with its builder. Due to the facts of the case, home indemnity insurance did not apply. It is also important to note that in Western Australia, unlike in Victoria, consumers have access to the Building Disputes Tribunal, which provides protections over and above those provided by home indemnity insurance. The Building Disputes Tribunal is a straightforward, inexpensive dispute resolution forum that has jurisdiction to deal with contractual disputes for contracts up to $200 000 - this will increase to $500 000 on 2 July 2007 - and workmanship complaints of any value. (2) The Department of Consumer and Employment Protection is currently conducting a general review of building legislation under the portfolio of the Minister for Consumer Protection. The operation and effectiveness of the Home Building Contracts Act 1991 and the Builders’ Registration Act 1939 are being examined in the general review. The home indemnity insurance provisions are included in this review with the view to considering enhancements to the scheme. (3) Not applicable. (4) The review commenced in December 2005, while the issues paper regarding the Home Building Contracts Act 1991 was released for public comment in January 2005. Recommendations arising from the review of building legislation will be provided to the Minister for Consumer Protection by the end of the year. (5) It is a requirement of the Home Building Contracts Act 1991 that consumers are provided with a notice to homeowner before a consumer signs a home building contract with the builder. The notice to homeowner sets out the coverage provided by home indemnity insurance. Consumers are alerted to the fact that home indemnity insurance will protect the homeowner and any successive owners against financial loss due to the insolvency, death or disappearance of the builder that results in loss of deposit, the noncompletion of building work, or the failure to rectify faulty or unsatisfactory building work. (6) Insurance cover over and above the last resort coverage provided by home indemnity insurance is not available to consumers. As a result of the consumer protection measures contained in the Home Building Contracts Act 1991 and the dispute resolution role provided by the Building Disputes Tribunal, there appears to be no demand for such coverage. The PRESIDENT : Before I give the call to Hon Murray Criddle, I encourage ministers and parliamentary secretaries, when they have answers of similar length, to consider exercising their discretion.
(6) How are families assisted in obtaining adequate insurance cover when building a new home? Hon JON FORD replied: I thank Hon Giz Watson for some notice of the question. The Minister for Consumer Protection has supplied the following answer - (1) In Western Australia, the scheme has always been an option of last resort since its introduction in 1997. The episode of The 7.30 Report of 8 January 2007 concerned a family in Victoria which was involved in litigation with its builder. Due to the facts of the case, home indemnity insurance did not apply. It is also important to note that in Western Australia, unlike in Victoria, consumers have access to the Building Disputes Tribunal, which provides protections over and above those provided by home indemnity insurance. The Building Disputes Tribunal is a straightforward, inexpensive dispute resolution forum that has jurisdiction to deal with contractual disputes for contracts up to $200 000 - this will increase to $500 000 on 2 July 2007 - and workmanship complaints of any value. (2) The Department of Consumer and Employment Protection is currently conducting a general review of building legislation under the portfolio of the Minister for Consumer Protection. The operation and effectiveness of the Home Building Contracts Act 1991 and the Builders’ Registration Act 1939 are being examined in the general review. The home indemnity insurance provisions are included in this review with the view to considering enhancements to the scheme. (3) Not applicable. (4) The review commenced in December 2005, while the issues paper regarding the Home Building Contracts Act 1991 was released for public comment in January 2005. Recommendations arising from the review of building legislation will be provided to the Minister for Consumer Protection by the end of the year. (5) It is a requirement of the Home Building Contracts Act 1991 that consumers are provided with a notice to homeowner before a consumer signs a home building contract with the builder. The notice to homeowner sets out the coverage provided by home indemnity insurance. Consumers are alerted to the fact that home indemnity insurance will protect the homeowner and any successive owners against financial loss due to the insolvency, death or disappearance of the builder that results in loss of deposit, the noncompletion of building work, or the failure to rectify faulty or unsatisfactory building work. (6) Insurance cover over and above the last resort coverage provided by home indemnity insurance is not available to consumers. As a result of the consumer protection measures contained in the Home Building Contracts Act 1991 and the dispute resolution role provided by the Building Disputes Tribunal, there appears to be no demand for such coverage. The PRESIDENT : Before I give the call to Hon Murray Criddle, I encourage ministers and parliamentary secretaries, when they have answers of similar length, to consider exercising their discretion.
Hon JON FORD replied: I thank Hon Giz Watson for some notice of the question. The Minister for Consumer Protection has supplied the following answer - (1) In Western Australia, the scheme has always been an option of last resort since its introduction in 1997. The episode of The 7.30 Report of 8 January 2007 concerned a family in Victoria which was involved in litigation with its builder. Due to the facts of the case, home indemnity insurance did not apply. It is also important to note that in Western Australia, unlike in Victoria, consumers have access to the Building Disputes Tribunal, which provides protections over and above those provided by home indemnity insurance. The Building Disputes Tribunal is a straightforward, inexpensive dispute resolution forum that has jurisdiction to deal with contractual disputes for contracts up to $200 000 - this will increase to $500 000 on 2 July 2007 - and workmanship complaints of any value. (2) The Department of Consumer and Employment Protection is currently conducting a general review of building legislation under the portfolio of the Minister for Consumer Protection. The operation and effectiveness of the Home Building Contracts Act 1991 and the Builders’ Registration Act 1939 are being examined in the general review. The home indemnity insurance provisions are included in this review with the view to considering enhancements to the scheme. (3) Not applicable. (4) The review commenced in December 2005, while the issues paper regarding the Home Building Contracts Act 1991 was released for public comment in January 2005. Recommendations arising from the review of building legislation will be provided to the Minister for Consumer Protection by the end of the year. (5) It is a requirement of the Home Building Contracts Act 1991 that consumers are provided with a notice to homeowner before a consumer signs a home building contract with the builder. The notice to homeowner sets out the coverage provided by home indemnity insurance. Consumers are alerted to the fact that home indemnity insurance will protect the homeowner and any successive owners against financial loss due to the insolvency, death or disappearance of the builder that results in loss of deposit, the noncompletion of building work, or the failure to rectify faulty or unsatisfactory building work. (6) Insurance cover over and above the last resort coverage provided by home indemnity insurance is not available to consumers. As a result of the consumer protection measures contained in the Home Building Contracts Act 1991 and the dispute resolution role provided by the Building Disputes Tribunal, there appears to be no demand for such coverage. The PRESIDENT : Before I give the call to Hon Murray Criddle, I encourage ministers and parliamentary secretaries, when they have answers of similar length, to consider exercising their discretion.
I thank Hon Giz Watson for some notice of the question. The Minister for Consumer Protection has supplied the following answer - (1) In Western Australia, the scheme has always been an option of last resort since its introduction in 1997. The episode of The 7.30 Report of 8 January 2007 concerned a family in Victoria which was involved in litigation with its builder. Due to the facts of the case, home indemnity insurance did not apply. It is also important to note that in Western Australia, unlike in Victoria, consumers have access to the Building Disputes Tribunal, which provides protections over and above those provided by home indemnity insurance. The Building Disputes Tribunal is a straightforward, inexpensive dispute resolution forum that has jurisdiction to deal with contractual disputes for contracts up to $200 000 - this will increase to $500 000 on 2 July 2007 - and workmanship complaints of any value. (2) The Department of Consumer and Employment Protection is currently conducting a general review of building legislation under the portfolio of the Minister for Consumer Protection. The operation and effectiveness of the Home Building Contracts Act 1991 and the Builders’ Registration Act 1939 are being examined in the general review. The home indemnity insurance provisions are included in this review with the view to considering enhancements to the scheme. (3) Not applicable. (4) The review commenced in December 2005, while the issues paper regarding the Home Building Contracts Act 1991 was released for public comment in January 2005. Recommendations arising from the review of building legislation will be provided to the Minister for Consumer Protection by the end of the year. (5) It is a requirement of the Home Building Contracts Act 1991 that consumers are provided with a notice to homeowner before a consumer signs a home building contract with the builder. The notice to homeowner sets out the coverage provided by home indemnity insurance. Consumers are alerted to the fact that home indemnity insurance will protect the homeowner and any successive owners against financial loss due to the insolvency, death or disappearance of the builder that results in loss of deposit, the noncompletion of building work, or the failure to rectify faulty or unsatisfactory building work. (6) Insurance cover over and above the last resort coverage provided by home indemnity insurance is not available to consumers. As a result of the consumer protection measures contained in the Home Building Contracts Act 1991 and the dispute resolution role provided by the Building Disputes Tribunal, there appears to be no demand for such coverage. The PRESIDENT : Before I give the call to Hon Murray Criddle, I encourage ministers and parliamentary secretaries, when they have answers of similar length, to consider exercising their discretion.
(1) In Western Australia, the scheme has always been an option of last resort since its introduction in 1997. The episode of The 7.30 Report of 8 January 2007 concerned a family in Victoria which was involved in litigation with its builder. Due to the facts of the case, home indemnity insurance did not apply. It is also important to note that in Western Australia, unlike in Victoria, consumers have access to the Building Disputes Tribunal, which provides protections over and above those provided by home indemnity insurance. The Building Disputes Tribunal is a straightforward, inexpensive dispute resolution forum that has jurisdiction to deal with contractual disputes for contracts up to $200 000 - this will increase to $500 000 on 2 July 2007 - and workmanship complaints of any value. (2) The Department of Consumer and Employment Protection is currently conducting a general review of building legislation under the portfolio of the Minister for Consumer Protection. The operation and effectiveness of the Home Building Contracts Act 1991 and the Builders’ Registration Act 1939 are being examined in the general review. The home indemnity insurance provisions are included in this review with the view to considering enhancements to the scheme. (3) Not applicable. (4) The review commenced in December 2005, while the issues paper regarding the Home Building Contracts Act 1991 was released for public comment in January 2005. Recommendations arising from the review of building legislation will be provided to the Minister for Consumer Protection by the end of the year. (5) It is a requirement of the Home Building Contracts Act 1991 that consumers are provided with a notice to homeowner before a consumer signs a home building contract with the builder. The notice to homeowner sets out the coverage provided by home indemnity insurance. Consumers are alerted to the fact that home indemnity insurance will protect the homeowner and any successive owners against financial loss due to the insolvency, death or disappearance of the builder that results in loss of deposit, the noncompletion of building work, or the failure to rectify faulty or unsatisfactory building work. (6) Insurance cover over and above the last resort coverage provided by home indemnity insurance is not available to consumers. As a result of the consumer protection measures contained in the Home Building Contracts Act 1991 and the dispute resolution role provided by the Building Disputes Tribunal, there appears to be no demand for such coverage. The PRESIDENT : Before I give the call to Hon Murray Criddle, I encourage ministers and parliamentary secretaries, when they have answers of similar length, to consider exercising their discretion.
(2) The Department of Consumer and Employment Protection is currently conducting a general review of building legislation under the portfolio of the Minister for Consumer Protection. The operation and effectiveness of the Home Building Contracts Act 1991 and the Builders’ Registration Act 1939 are being examined in the general review. The home indemnity insurance provisions are included in this review with the view to considering enhancements to the scheme. (3) Not applicable. (4) The review commenced in December 2005, while the issues paper regarding the Home Building Contracts Act 1991 was released for public comment in January 2005. Recommendations arising from the review of building legislation will be provided to the Minister for Consumer Protection by the end of the year. (5) It is a requirement of the Home Building Contracts Act 1991 that consumers are provided with a notice to homeowner before a consumer signs a home building contract with the builder. The notice to homeowner sets out the coverage provided by home indemnity insurance. Consumers are alerted to the fact that home indemnity insurance will protect the homeowner and any successive owners against financial loss due to the insolvency, death or disappearance of the builder that results in loss of deposit, the noncompletion of building work, or the failure to rectify faulty or unsatisfactory building work. (6) Insurance cover over and above the last resort coverage provided by home indemnity insurance is not available to consumers. As a result of the consumer protection measures contained in the Home Building Contracts Act 1991 and the dispute resolution role provided by the Building Disputes Tribunal, there appears to be no demand for such coverage. The PRESIDENT : Before I give the call to Hon Murray Criddle, I encourage ministers and parliamentary secretaries, when they have answers of similar length, to consider exercising their discretion.
(3) Not applicable. (4) The review commenced in December 2005, while the issues paper regarding the Home Building Contracts Act 1991 was released for public comment in January 2005. Recommendations arising from the review of building legislation will be provided to the Minister for Consumer Protection by the end of the year. (5) It is a requirement of the Home Building Contracts Act 1991 that consumers are provided with a notice to homeowner before a consumer signs a home building contract with the builder. The notice to homeowner sets out the coverage provided by home indemnity insurance. Consumers are alerted to the fact that home indemnity insurance will protect the homeowner and any successive owners against financial loss due to the insolvency, death or disappearance of the builder that results in loss of deposit, the noncompletion of building work, or the failure to rectify faulty or unsatisfactory building work. (6) Insurance cover over and above the last resort coverage provided by home indemnity insurance is not available to consumers. As a result of the consumer protection measures contained in the Home Building Contracts Act 1991 and the dispute resolution role provided by the Building Disputes Tribunal, there appears to be no demand for such coverage. The PRESIDENT : Before I give the call to Hon Murray Criddle, I encourage ministers and parliamentary secretaries, when they have answers of similar length, to consider exercising their discretion.
(4) The review commenced in December 2005, while the issues paper regarding the Home Building Contracts Act 1991 was released for public comment in January 2005. Recommendations arising from the review of building legislation will be provided to the Minister for Consumer Protection by the end of the year. (5) It is a requirement of the Home Building Contracts Act 1991 that consumers are provided with a notice to homeowner before a consumer signs a home building contract with the builder. The notice to homeowner sets out the coverage provided by home indemnity insurance. Consumers are alerted to the fact that home indemnity insurance will protect the homeowner and any successive owners against financial loss due to the insolvency, death or disappearance of the builder that results in loss of deposit, the noncompletion of building work, or the failure to rectify faulty or unsatisfactory building work. (6) Insurance cover over and above the last resort coverage provided by home indemnity insurance is not available to consumers. As a result of the consumer protection measures contained in the Home Building Contracts Act 1991 and the dispute resolution role provided by the Building Disputes Tribunal, there appears to be no demand for such coverage. The PRESIDENT : Before I give the call to Hon Murray Criddle, I encourage ministers and parliamentary secretaries, when they have answers of similar length, to consider exercising their discretion.
(5) It is a requirement of the Home Building Contracts Act 1991 that consumers are provided with a notice to homeowner before a consumer signs a home building contract with the builder. The notice to homeowner sets out the coverage provided by home indemnity insurance. Consumers are alerted to the fact that home indemnity insurance will protect the homeowner and any successive owners against financial loss due to the insolvency, death or disappearance of the builder that results in loss of deposit, the noncompletion of building work, or the failure to rectify faulty or unsatisfactory building work. (6) Insurance cover over and above the last resort coverage provided by home indemnity insurance is not available to consumers. As a result of the consumer protection measures contained in the Home Building Contracts Act 1991 and the dispute resolution role provided by the Building Disputes Tribunal, there appears to be no demand for such coverage. The PRESIDENT : Before I give the call to Hon Murray Criddle, I encourage ministers and parliamentary secretaries, when they have answers of similar length, to consider exercising their discretion.
(6) Insurance cover over and above the last resort coverage provided by home indemnity insurance is not available to consumers. As a result of the consumer protection measures contained in the Home Building Contracts Act 1991 and the dispute resolution role provided by the Building Disputes Tribunal, there appears to be no demand for such coverage. The PRESIDENT : Before I give the call to Hon Murray Criddle, I encourage ministers and parliamentary secretaries, when they have answers of similar length, to consider exercising their discretion.
The PRESIDENT : Before I give the call to Hon Murray Criddle, I encourage ministers and parliamentary secretaries, when they have answers of similar length, to consider exercising their discretion.
(1) Is the minister satisfied with the consumer protection function of the home indemnity insurance provisions of the Home Building Contracts Act 1991 as the last resort option? (2) As reported, the governments of Tasmania and New South Wales are currently inquiring into home indemnity insurance. Will the minister consider a similar review in Western Australia? (3) If no to (2), why not? (4) If yes to (2), when will the review commence? (5) How are home builders alerted to the potential shortcomings in compulsory home building insurance? (6) How are families assisted in obtaining adequate insurance cover when building a new home? Hon JON FORD replied: I thank Hon Giz Watson for some notice of the question. The Minister for Consumer Protection has supplied the following answer - (1) In Western Australia, the scheme has always been an option of last resort since its introduction in 1997. The episode of The 7.30 Report of 8 January 2007 concerned a family in Victoria which was involved in litigation with its builder. Due to the facts of the case, home indemnity insurance did not apply. It is also important to note that in Western Australia, unlike in Victoria, consumers have access to the Building Disputes Tribunal, which provides protections over and above those provided by home indemnity insurance. The Building Disputes Tribunal is a straightforward, inexpensive dispute resolution forum that has jurisdiction to deal with contractual disputes for contracts up to $200 000 - this will increase to $500 000 on 2 July 2007 - and workmanship complaints of any value. (2) The Department of Consumer and Employment Protection is currently conducting a general review of building legislation under the portfolio of the Minister for Consumer Protection. The operation and effectiveness of the Home Building Contracts Act 1991 and the Builders’ Registration Act 1939 are being examined in the general review. The home indemnity insurance provisions are included in this review with the view to considering enhancements to the scheme. (3) Not applicable. (4) The review commenced in December 2005, while the issues paper regarding the Home Building Contracts Act 1991 was released for public comment in January 2005. Recommendations arising from the review of building legislation will be provided to the Minister for Consumer Protection by the end of the year. (5) It is a requirement of the Home Building Contracts Act 1991 that consumers are provided with a notice to homeowner before a consumer signs a home building contract with the builder. The notice to homeowner sets out the coverage provided by home indemnity insurance. Consumers are alerted to the fact that home indemnity insurance will protect the homeowner and any successive owners against financial loss due to the insolvency, death or disappearance of the builder that results in loss of deposit, the noncompletion of building work, or the failure to rectify faulty or unsatisfactory building work. (6) Insurance cover over and above the last resort coverage provided by home indemnity insurance is not available to consumers. As a result of the consumer protection measures contained in the Home Building Contracts Act 1991 and the dispute resolution role provided by the Building Disputes Tribunal, there appears to be no demand for such coverage. The PRESIDENT : Before I give the call to Hon Murray Criddle, I encourage ministers and parliamentary secretaries, when they have answers of similar length, to consider exercising their discretion.
(2) As reported, the governments of Tasmania and New South Wales are currently inquiring into home indemnity insurance. Will the minister consider a similar review in Western Australia? (3) If no to (2), why not? (4) If yes to (2), when will the review commence? (5) How are home builders alerted to the potential shortcomings in compulsory home building insurance? (6) How are families assisted in obtaining adequate insurance cover when building a new home? Hon JON FORD replied: I thank Hon Giz Watson for some notice of the question. The Minister for Consumer Protection has supplied the following answer - (1) In Western Australia, the scheme has always been an option of last resort since its introduction in 1997. The episode of The 7.30 Report of 8 January 2007 concerned a family in Victoria which was involved in litigation with its builder. Due to the facts of the case, home indemnity insurance did not apply. It is also important to note that in Western Australia, unlike in Victoria, consumers have access to the Building Disputes Tribunal, which provides protections over and above those provided by home indemnity insurance. The Building Disputes Tribunal is a straightforward, inexpensive dispute resolution forum that has jurisdiction to deal with contractual disputes for contracts up to $200 000 - this will increase to $500 000 on 2 July 2007 - and workmanship complaints of any value. (2) The Department of Consumer and Employment Protection is currently conducting a general review of building legislation under the portfolio of the Minister for Consumer Protection. The operation and effectiveness of the Home Building Contracts Act 1991 and the Builders’ Registration Act 1939 are being examined in the general review. The home indemnity insurance provisions are included in this review with the view to considering enhancements to the scheme. (3) Not applicable. (4) The review commenced in December 2005, while the issues paper regarding the Home Building Contracts Act 1991 was released for public comment in January 2005. Recommendations arising from the review of building legislation will be provided to the Minister for Consumer Protection by the end of the year. (5) It is a requirement of the Home Building Contracts Act 1991 that consumers are provided with a notice to homeowner before a consumer signs a home building contract with the builder. The notice to homeowner sets out the coverage provided by home indemnity insurance. Consumers are alerted to the fact that home indemnity insurance will protect the homeowner and any successive owners against financial loss due to the insolvency, death or disappearance of the builder that results in loss of deposit, the noncompletion of building work, or the failure to rectify faulty or unsatisfactory building work. (6) Insurance cover over and above the last resort coverage provided by home indemnity insurance is not available to consumers. As a result of the consumer protection measures contained in the Home Building Contracts Act 1991 and the dispute resolution role provided by the Building Disputes Tribunal, there appears to be no demand for such coverage. The PRESIDENT : Before I give the call to Hon Murray Criddle, I encourage ministers and parliamentary secretaries, when they have answers of similar length, to consider exercising their discretion.
(3) If no to (2), why not? (4) If yes to (2), when will the review commence? (5) How are home builders alerted to the potential shortcomings in compulsory home building insurance? (6) How are families assisted in obtaining adequate insurance cover when building a new home? Hon JON FORD replied: I thank Hon Giz Watson for some notice of the question. The Minister for Consumer Protection has supplied the following answer - (1) In Western Australia, the scheme has always been an option of last resort since its introduction in 1997. The episode of The 7.30 Report of 8 January 2007 concerned a family in Victoria which was involved in litigation with its builder. Due to the facts of the case, home indemnity insurance did not apply. It is also important to note that in Western Australia, unlike in Victoria, consumers have access to the Building Disputes Tribunal, which provides protections over and above those provided by home indemnity insurance. The Building Disputes Tribunal is a straightforward, inexpensive dispute resolution forum that has jurisdiction to deal with contractual disputes for contracts up to $200 000 - this will increase to $500 000 on 2 July 2007 - and workmanship complaints of any value. (2) The Department of Consumer and Employment Protection is currently conducting a general review of building legislation under the portfolio of the Minister for Consumer Protection. The operation and effectiveness of the Home Building Contracts Act 1991 and the Builders’ Registration Act 1939 are being examined in the general review. The home indemnity insurance provisions are included in this review with the view to considering enhancements to the scheme. (3) Not applicable. (4) The review commenced in December 2005, while the issues paper regarding the Home Building Contracts Act 1991 was released for public comment in January 2005. Recommendations arising from the review of building legislation will be provided to the Minister for Consumer Protection by the end of the year. (5) It is a requirement of the Home Building Contracts Act 1991 that consumers are provided with a notice to homeowner before a consumer signs a home building contract with the builder. The notice to homeowner sets out the coverage provided by home indemnity insurance. Consumers are alerted to the fact that home indemnity insurance will protect the homeowner and any successive owners against financial loss due to the insolvency, death or disappearance of the builder that results in loss of deposit, the noncompletion of building work, or the failure to rectify faulty or unsatisfactory building work. (6) Insurance cover over and above the last resort coverage provided by home indemnity insurance is not available to consumers. As a result of the consumer protection measures contained in the Home Building Contracts Act 1991 and the dispute resolution role provided by the Building Disputes Tribunal, there appears to be no demand for such coverage. The PRESIDENT : Before I give the call to Hon Murray Criddle, I encourage ministers and parliamentary secretaries, when they have answers of similar length, to consider exercising their discretion.
(4) If yes to (2), when will the review commence? (5) How are home builders alerted to the potential shortcomings in compulsory home building insurance? (6) How are families assisted in obtaining adequate insurance cover when building a new home? Hon JON FORD replied: I thank Hon Giz Watson for some notice of the question. The Minister for Consumer Protection has supplied the following answer - (1) In Western Australia, the scheme has always been an option of last resort since its introduction in 1997. The episode of The 7.30 Report of 8 January 2007 concerned a family in Victoria which was involved in litigation with its builder. Due to the facts of the case, home indemnity insurance did not apply. It is also important to note that in Western Australia, unlike in Victoria, consumers have access to the Building Disputes Tribunal, which provides protections over and above those provided by home indemnity insurance. The Building Disputes Tribunal is a straightforward, inexpensive dispute resolution forum that has jurisdiction to deal with contractual disputes for contracts up to $200 000 - this will increase to $500 000 on 2 July 2007 - and workmanship complaints of any value. (2) The Department of Consumer and Employment Protection is currently conducting a general review of building legislation under the portfolio of the Minister for Consumer Protection. The operation and effectiveness of the Home Building Contracts Act 1991 and the Builders’ Registration Act 1939 are being examined in the general review. The home indemnity insurance provisions are included in this review with the view to considering enhancements to the scheme. (3) Not applicable. (4) The review commenced in December 2005, while the issues paper regarding the Home Building Contracts Act 1991 was released for public comment in January 2005. Recommendations arising from the review of building legislation will be provided to the Minister for Consumer Protection by the end of the year. (5) It is a requirement of the Home Building Contracts Act 1991 that consumers are provided with a notice to homeowner before a consumer signs a home building contract with the builder. The notice to homeowner sets out the coverage provided by home indemnity insurance. Consumers are alerted to the fact that home indemnity insurance will protect the homeowner and any successive owners against financial loss due to the insolvency, death or disappearance of the builder that results in loss of deposit, the noncompletion of building work, or the failure to rectify faulty or unsatisfactory building work. (6) Insurance cover over and above the last resort coverage provided by home indemnity insurance is not available to consumers. As a result of the consumer protection measures contained in the Home Building Contracts Act 1991 and the dispute resolution role provided by the Building Disputes Tribunal, there appears to be no demand for such coverage. The PRESIDENT : Before I give the call to Hon Murray Criddle, I encourage ministers and parliamentary secretaries, when they have answers of similar length, to consider exercising their discretion.
(5) How are home builders alerted to the potential shortcomings in compulsory home building insurance? (6) How are families assisted in obtaining adequate insurance cover when building a new home? Hon JON FORD replied: I thank Hon Giz Watson for some notice of the question. The Minister for Consumer Protection has supplied the following answer - (1) In Western Australia, the scheme has always been an option of last resort since its introduction in 1997. The episode of The 7.30 Report of 8 January 2007 concerned a family in Victoria which was involved in litigation with its builder. Due to the facts of the case, home indemnity insurance did not apply. It is also important to note that in Western Australia, unlike in Victoria, consumers have access to the Building Disputes Tribunal, which provides protections over and above those provided by home indemnity insurance. The Building Disputes Tribunal is a straightforward, inexpensive dispute resolution forum that has jurisdiction to deal with contractual disputes for contracts up to $200 000 - this will increase to $500 000 on 2 July 2007 - and workmanship complaints of any value. (2) The Department of Consumer and Employment Protection is currently conducting a general review of building legislation under the portfolio of the Minister for Consumer Protection. The operation and effectiveness of the Home Building Contracts Act 1991 and the Builders’ Registration Act 1939 are being examined in the general review. The home indemnity insurance provisions are included in this review with the view to considering enhancements to the scheme. (3) Not applicable. (4) The review commenced in December 2005, while the issues paper regarding the Home Building Contracts Act 1991 was released for public comment in January 2005. Recommendations arising from the review of building legislation will be provided to the Minister for Consumer Protection by the end of the year. (5) It is a requirement of the Home Building Contracts Act 1991 that consumers are provided with a notice to homeowner before a consumer signs a home building contract with the builder. The notice to homeowner sets out the coverage provided by home indemnity insurance. Consumers are alerted to the fact that home indemnity insurance will protect the homeowner and any successive owners against financial loss due to the insolvency, death or disappearance of the builder that results in loss of deposit, the noncompletion of building work, or the failure to rectify faulty or unsatisfactory building work. (6) Insurance cover over and above the last resort coverage provided by home indemnity insurance is not available to consumers. As a result of the consumer protection measures contained in the Home Building Contracts Act 1991 and the dispute resolution role provided by the Building Disputes Tribunal, there appears to be no demand for such coverage. The PRESIDENT : Before I give the call to Hon Murray Criddle, I encourage ministers and parliamentary secretaries, when they have answers of similar length, to consider exercising their discretion.
(6) How are families assisted in obtaining adequate insurance cover when building a new home? Hon JON FORD replied: I thank Hon Giz Watson for some notice of the question. The Minister for Consumer Protection has supplied the following answer - (1) In Western Australia, the scheme has always been an option of last resort since its introduction in 1997. The episode of The 7.30 Report of 8 January 2007 concerned a family in Victoria which was involved in litigation with its builder. Due to the facts of the case, home indemnity insurance did not apply. It is also important to note that in Western Australia, unlike in Victoria, consumers have access to the Building Disputes Tribunal, which provides protections over and above those provided by home indemnity insurance. The Building Disputes Tribunal is a straightforward, inexpensive dispute resolution forum that has jurisdiction to deal with contractual disputes for contracts up to $200 000 - this will increase to $500 000 on 2 July 2007 - and workmanship complaints of any value. (2) The Department of Consumer and Employment Protection is currently conducting a general review of building legislation under the portfolio of the Minister for Consumer Protection. The operation and effectiveness of the Home Building Contracts Act 1991 and the Builders’ Registration Act 1939 are being examined in the general review. The home indemnity insurance provisions are included in this review with the view to considering enhancements to the scheme. (3) Not applicable. (4) The review commenced in December 2005, while the issues paper regarding the Home Building Contracts Act 1991 was released for public comment in January 2005. Recommendations arising from the review of building legislation will be provided to the Minister for Consumer Protection by the end of the year. (5) It is a requirement of the Home Building Contracts Act 1991 that consumers are provided with a notice to homeowner before a consumer signs a home building contract with the builder. The notice to homeowner sets out the coverage provided by home indemnity insurance. Consumers are alerted to the fact that home indemnity insurance will protect the homeowner and any successive owners against financial loss due to the insolvency, death or disappearance of the builder that results in loss of deposit, the noncompletion of building work, or the failure to rectify faulty or unsatisfactory building work. (6) Insurance cover over and above the last resort coverage provided by home indemnity insurance is not available to consumers. As a result of the consumer protection measures contained in the Home Building Contracts Act 1991 and the dispute resolution role provided by the Building Disputes Tribunal, there appears to be no demand for such coverage. The PRESIDENT : Before I give the call to Hon Murray Criddle, I encourage ministers and parliamentary secretaries, when they have answers of similar length, to consider exercising their discretion.
Hon JON FORD replied: I thank Hon Giz Watson for some notice of the question. The Minister for Consumer Protection has supplied the following answer - (1) In Western Australia, the scheme has always been an option of last resort since its introduction in 1997. The episode of The 7.30 Report of 8 January 2007 concerned a family in Victoria which was involved in litigation with its builder. Due to the facts of the case, home indemnity insurance did not apply. It is also important to note that in Western Australia, unlike in Victoria, consumers have access to the Building Disputes Tribunal, which provides protections over and above those provided by home indemnity insurance. The Building Disputes Tribunal is a straightforward, inexpensive dispute resolution forum that has jurisdiction to deal with contractual disputes for contracts up to $200 000 - this will increase to $500 000 on 2 July 2007 - and workmanship complaints of any value. (2) The Department of Consumer and Employment Protection is currently conducting a general review of building legislation under the portfolio of the Minister for Consumer Protection. The operation and effectiveness of the Home Building Contracts Act 1991 and the Builders’ Registration Act 1939 are being examined in the general review. The home indemnity insurance provisions are included in this review with the view to considering enhancements to the scheme. (3) Not applicable. (4) The review commenced in December 2005, while the issues paper regarding the Home Building Contracts Act 1991 was released for public comment in January 2005. Recommendations arising from the review of building legislation will be provided to the Minister for Consumer Protection by the end of the year. (5) It is a requirement of the Home Building Contracts Act 1991 that consumers are provided with a notice to homeowner before a consumer signs a home building contract with the builder. The notice to homeowner sets out the coverage provided by home indemnity insurance. Consumers are alerted to the fact that home indemnity insurance will protect the homeowner and any successive owners against financial loss due to the insolvency, death or disappearance of the builder that results in loss of deposit, the noncompletion of building work, or the failure to rectify faulty or unsatisfactory building work. (6) Insurance cover over and above the last resort coverage provided by home indemnity insurance is not available to consumers. As a result of the consumer protection measures contained in the Home Building Contracts Act 1991 and the dispute resolution role provided by the Building Disputes Tribunal, there appears to be no demand for such coverage. The PRESIDENT : Before I give the call to Hon Murray Criddle, I encourage ministers and parliamentary secretaries, when they have answers of similar length, to consider exercising their discretion.
I thank Hon Giz Watson for some notice of the question. The Minister for Consumer Protection has supplied the following answer - (1) In Western Australia, the scheme has always been an option of last resort since its introduction in 1997. The episode of The 7.30 Report of 8 January 2007 concerned a family in Victoria which was involved in litigation with its builder. Due to the facts of the case, home indemnity insurance did not apply. It is also important to note that in Western Australia, unlike in Victoria, consumers have access to the Building Disputes Tribunal, which provides protections over and above those provided by home indemnity insurance. The Building Disputes Tribunal is a straightforward, inexpensive dispute resolution forum that has jurisdiction to deal with contractual disputes for contracts up to $200 000 - this will increase to $500 000 on 2 July 2007 - and workmanship complaints of any value. (2) The Department of Consumer and Employment Protection is currently conducting a general review of building legislation under the portfolio of the Minister for Consumer Protection. The operation and effectiveness of the Home Building Contracts Act 1991 and the Builders’ Registration Act 1939 are being examined in the general review. The home indemnity insurance provisions are included in this review with the view to considering enhancements to the scheme. (3) Not applicable. (4) The review commenced in December 2005, while the issues paper regarding the Home Building Contracts Act 1991 was released for public comment in January 2005. Recommendations arising from the review of building legislation will be provided to the Minister for Consumer Protection by the end of the year. (5) It is a requirement of the Home Building Contracts Act 1991 that consumers are provided with a notice to homeowner before a consumer signs a home building contract with the builder. The notice to homeowner sets out the coverage provided by home indemnity insurance. Consumers are alerted to the fact that home indemnity insurance will protect the homeowner and any successive owners against financial loss due to the insolvency, death or disappearance of the builder that results in loss of deposit, the noncompletion of building work, or the failure to rectify faulty or unsatisfactory building work. (6) Insurance cover over and above the last resort coverage provided by home indemnity insurance is not available to consumers. As a result of the consumer protection measures contained in the Home Building Contracts Act 1991 and the dispute resolution role provided by the Building Disputes Tribunal, there appears to be no demand for such coverage. The PRESIDENT : Before I give the call to Hon Murray Criddle, I encourage ministers and parliamentary secretaries, when they have answers of similar length, to consider exercising their discretion.
(1) In Western Australia, the scheme has always been an option of last resort since its introduction in 1997. The episode of The 7.30 Report of 8 January 2007 concerned a family in Victoria which was involved in litigation with its builder. Due to the facts of the case, home indemnity insurance did not apply. It is also important to note that in Western Australia, unlike in Victoria, consumers have access to the Building Disputes Tribunal, which provides protections over and above those provided by home indemnity insurance. The Building Disputes Tribunal is a straightforward, inexpensive dispute resolution forum that has jurisdiction to deal with contractual disputes for contracts up to $200 000 - this will increase to $500 000 on 2 July 2007 - and workmanship complaints of any value. (2) The Department of Consumer and Employment Protection is currently conducting a general review of building legislation under the portfolio of the Minister for Consumer Protection. The operation and effectiveness of the Home Building Contracts Act 1991 and the Builders’ Registration Act 1939 are being examined in the general review. The home indemnity insurance provisions are included in this review with the view to considering enhancements to the scheme. (3) Not applicable. (4) The review commenced in December 2005, while the issues paper regarding the Home Building Contracts Act 1991 was released for public comment in January 2005. Recommendations arising from the review of building legislation will be provided to the Minister for Consumer Protection by the end of the year. (5) It is a requirement of the Home Building Contracts Act 1991 that consumers are provided with a notice to homeowner before a consumer signs a home building contract with the builder. The notice to homeowner sets out the coverage provided by home indemnity insurance. Consumers are alerted to the fact that home indemnity insurance will protect the homeowner and any successive owners against financial loss due to the insolvency, death or disappearance of the builder that results in loss of deposit, the noncompletion of building work, or the failure to rectify faulty or unsatisfactory building work. (6) Insurance cover over and above the last resort coverage provided by home indemnity insurance is not available to consumers. As a result of the consumer protection measures contained in the Home Building Contracts Act 1991 and the dispute resolution role provided by the Building Disputes Tribunal, there appears to be no demand for such coverage. The PRESIDENT : Before I give the call to Hon Murray Criddle, I encourage ministers and parliamentary secretaries, when they have answers of similar length, to consider exercising their discretion.
(2) The Department of Consumer and Employment Protection is currently conducting a general review of building legislation under the portfolio of the Minister for Consumer Protection. The operation and effectiveness of the Home Building Contracts Act 1991 and the Builders’ Registration Act 1939 are being examined in the general review. The home indemnity insurance provisions are included in this review with the view to considering enhancements to the scheme. (3) Not applicable. (4) The review commenced in December 2005, while the issues paper regarding the Home Building Contracts Act 1991 was released for public comment in January 2005. Recommendations arising from the review of building legislation will be provided to the Minister for Consumer Protection by the end of the year. (5) It is a requirement of the Home Building Contracts Act 1991 that consumers are provided with a notice to homeowner before a consumer signs a home building contract with the builder. The notice to homeowner sets out the coverage provided by home indemnity insurance. Consumers are alerted to the fact that home indemnity insurance will protect the homeowner and any successive owners against financial loss due to the insolvency, death or disappearance of the builder that results in loss of deposit, the noncompletion of building work, or the failure to rectify faulty or unsatisfactory building work. (6) Insurance cover over and above the last resort coverage provided by home indemnity insurance is not available to consumers. As a result of the consumer protection measures contained in the Home Building Contracts Act 1991 and the dispute resolution role provided by the Building Disputes Tribunal, there appears to be no demand for such coverage. The PRESIDENT : Before I give the call to Hon Murray Criddle, I encourage ministers and parliamentary secretaries, when they have answers of similar length, to consider exercising their discretion.
(3) Not applicable. (4) The review commenced in December 2005, while the issues paper regarding the Home Building Contracts Act 1991 was released for public comment in January 2005. Recommendations arising from the review of building legislation will be provided to the Minister for Consumer Protection by the end of the year. (5) It is a requirement of the Home Building Contracts Act 1991 that consumers are provided with a notice to homeowner before a consumer signs a home building contract with the builder. The notice to homeowner sets out the coverage provided by home indemnity insurance. Consumers are alerted to the fact that home indemnity insurance will protect the homeowner and any successive owners against financial loss due to the insolvency, death or disappearance of the builder that results in loss of deposit, the noncompletion of building work, or the failure to rectify faulty or unsatisfactory building work. (6) Insurance cover over and above the last resort coverage provided by home indemnity insurance is not available to consumers. As a result of the consumer protection measures contained in the Home Building Contracts Act 1991 and the dispute resolution role provided by the Building Disputes Tribunal, there appears to be no demand for such coverage. The PRESIDENT : Before I give the call to Hon Murray Criddle, I encourage ministers and parliamentary secretaries, when they have answers of similar length, to consider exercising their discretion.
(4) The review commenced in December 2005, while the issues paper regarding the Home Building Contracts Act 1991 was released for public comment in January 2005. Recommendations arising from the review of building legislation will be provided to the Minister for Consumer Protection by the end of the year. (5) It is a requirement of the Home Building Contracts Act 1991 that consumers are provided with a notice to homeowner before a consumer signs a home building contract with the builder. The notice to homeowner sets out the coverage provided by home indemnity insurance. Consumers are alerted to the fact that home indemnity insurance will protect the homeowner and any successive owners against financial loss due to the insolvency, death or disappearance of the builder that results in loss of deposit, the noncompletion of building work, or the failure to rectify faulty or unsatisfactory building work. (6) Insurance cover over and above the last resort coverage provided by home indemnity insurance is not available to consumers. As a result of the consumer protection measures contained in the Home Building Contracts Act 1991 and the dispute resolution role provided by the Building Disputes Tribunal, there appears to be no demand for such coverage. The PRESIDENT : Before I give the call to Hon Murray Criddle, I encourage ministers and parliamentary secretaries, when they have answers of similar length, to consider exercising their discretion.
(5) It is a requirement of the Home Building Contracts Act 1991 that consumers are provided with a notice to homeowner before a consumer signs a home building contract with the builder. The notice to homeowner sets out the coverage provided by home indemnity insurance. Consumers are alerted to the fact that home indemnity insurance will protect the homeowner and any successive owners against financial loss due to the insolvency, death or disappearance of the builder that results in loss of deposit, the noncompletion of building work, or the failure to rectify faulty or unsatisfactory building work. (6) Insurance cover over and above the last resort coverage provided by home indemnity insurance is not available to consumers. As a result of the consumer protection measures contained in the Home Building Contracts Act 1991 and the dispute resolution role provided by the Building Disputes Tribunal, there appears to be no demand for such coverage. The PRESIDENT : Before I give the call to Hon Murray Criddle, I encourage ministers and parliamentary secretaries, when they have answers of similar length, to consider exercising their discretion.
(6) Insurance cover over and above the last resort coverage provided by home indemnity insurance is not available to consumers. As a result of the consumer protection measures contained in the Home Building Contracts Act 1991 and the dispute resolution role provided by the Building Disputes Tribunal, there appears to be no demand for such coverage. The PRESIDENT : Before I give the call to Hon Murray Criddle, I encourage ministers and parliamentary secretaries, when they have answers of similar length, to consider exercising their discretion.
The PRESIDENT : Before I give the call to Hon Murray Criddle, I encourage ministers and parliamentary secretaries, when they have answers of similar length, to consider exercising their discretion.
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