❓ Mr Grylls questions the Premier on the Government's plan to address rising public liability insurance premiums, particularly concerning community organisations and the Commonwealth's role. The Premier outlines a five-point plan and defends the government's approach.
AnsweredQoN 739Legislative Assembly
QuestionView source ↗
I refer to the Government’s five-point plan to deal with the increases in public liability insurance premiums. First, this plan aims to shift liability from volunteers to the very community organisations that cannot sustain increased insurance premiums. The other four points are about the Government. (1) The Premier said in a media statement on 5 February 2002 that the Commonwealth must have genuine solutions to consider. Does the Government intend to take any real solutions to the national meeting convened by Senator Coonan, or will the Government turn up, expecting the Commonwealth to hand it a solution? (2) If the Government is taking real solutions to the meeting, will the Premier please inform the House what they are and how they will help regional community organisations? Dr GALLOP
AnswerView source ↗
I thank the member for Merredin for the question. (1)-(2) My first point on this issue is that the Commonwealth does not appear to have a clear position on it. It has different ministers with different positions. The point that the States have made about the Commonwealth, which raised the question of conducting a national summit, is that they should get some clarity from the Commonwealth about where it is coming from, what it is willing to put on the table and how it can assist the States in dealing with a major problem in our community. I will go through the five points that the Government raised. I indicate to the member for Merredin that each one of these, of itself, is not enough, but when all five are taken together and put into a national context, they could have an impact. Mr Barnett: Could but probably won’t. Dr GALLOP: What a negative approach from the Leader of the Opposition. He is so negative. Has my Government done anything that is worthwhile? Mr Barnett: You are not addressing the issue. Dr GALLOP: The minister responsible for volunteers is currently preparing a volunteers protection Bill, which will provide volunteers with qualified immunity from personal liability. That is an important issue from the point of view of the incentive for volunteers to become involved. Mr Barnett: It is an issue, but it is not the main issue. Dr GALLOP: If members opposite look at my press releases and my comments on this matter, they will see that I have never said that was the solution to the problem. Mr Barnett: Why is that your plan? Dr GALLOP: It is not our plan. It is one element. Mr Barnett: That was your plan - your five-point plan. Dr GALLOP: I have not done the other four points yet. The second point is that public sector agencies will be required to review the level of insurance coverage required under government contracts to ensure that it is appropriate. Many contracts require insurance, and the Government has not been reviewing whether the level required is adequate in the circumstances. Sometimes the requirement has been pitched too high. Therefore, the Government is reviewing that. Thirdly, RiskCover, in conjunction with other relevant government agencies, is conducting education programs to promote risk minimisation strategies to affected groups. Many organisations are not building in the proper risk management procedures. That is causing a problem with their premiums. The Government has a role to play in facilitating better practices. Fourthly, the Prime Minister has been requested to extend the current Australian Competition and Consumer Commission inquiry into insurance premiums to specifically address public liability insurance. When this issue was first raised, unlike the Opposition, I did not jump in and say what we needed to do. I jumped in and said that insurance companies should justify their premiums. That was my response. They are yet to justify their premiums. The Government has called on the Prime Minister to make sure that public liability insurance is part of that inquiry. Finally, a government working party is in place. It is investigating legal remedies, including the capping of claims and reaching quick settlements. The speed that these matters are dealt with and the level of the claims are a problem, and that needs to be addressed. The Government will go to the national summit with specific proposals, and it will look to the Commonwealth to assist it in the implementation of a plan. I repeat that the volunteers protection Bill proposal is but one part of a broader range of steps that need to be taken. The Government has never said that that is the solution to the problem of public liability premiums. Of course it is not. However, it is one part of a package of measures that needs to be implemented. It is clear when one looks at what is going on in the other States that Western Australia is right up with them in coming forward with a comprehensive approach. This is a major problem in our society. There were the terrorist attacks on 11 September and the collapse of HIH Insurance. Real pressure has been exerted because of some of the natural disasters that have occurred. Pressure is on the reinsurance industry throughout the world. The impact of that is starting to flow back through the system and is increasing costs for small business and non-government associations. A response is needed. The Government will have a comprehensive response to this issue.
(1) The Premier said in a media statement on 5 February 2002 that the Commonwealth must have genuine solutions to consider. Does the Government intend to take any real solutions to the national meeting convened by Senator Coonan, or will the Government turn up, expecting the Commonwealth to hand it a solution? (2) If the Government is taking real solutions to the meeting, will the Premier please inform the House what they are and how they will help regional community organisations? Dr GALLOP replied: I thank the member for Merredin for the question. (1)-(2) My first point on this issue is that the Commonwealth does not appear to have a clear position on it. It has different ministers with different positions. The point that the States have made about the Commonwealth, which raised the question of conducting a national summit, is that they should get some clarity from the Commonwealth about where it is coming from, what it is willing to put on the table and how it can assist the States in dealing with a major problem in our community. I will go through the five points that the Government raised. I indicate to the member for Merredin that each one of these, of itself, is not enough, but when all five are taken together and put into a national context, they could have an impact. Mr Barnett: Could but probably won’t. Dr GALLOP: What a negative approach from the Leader of the Opposition. He is so negative. Has my Government done anything that is worthwhile? Mr Barnett: You are not addressing the issue. Dr GALLOP: The minister responsible for volunteers is currently preparing a volunteers protection Bill, which will provide volunteers with qualified immunity from personal liability. That is an important issue from the point of view of the incentive for volunteers to become involved. Mr Barnett: It is an issue, but it is not the main issue. Dr GALLOP: If members opposite look at my press releases and my comments on this matter, they will see that I have never said that was the solution to the problem. Mr Barnett: Why is that your plan? Dr GALLOP: It is not our plan. It is one element. Mr Barnett: That was your plan - your five-point plan. Dr GALLOP: I have not done the other four points yet. The second point is that public sector agencies will be required to review the level of insurance coverage required under government contracts to ensure that it is appropriate. Many contracts require insurance, and the Government has not been reviewing whether the level required is adequate in the circumstances. Sometimes the requirement has been pitched too high. Therefore, the Government is reviewing that. Thirdly, RiskCover, in conjunction with other relevant government agencies, is conducting education programs to promote risk minimisation strategies to affected groups. Many organisations are not building in the proper risk management procedures. That is causing a problem with their premiums. The Government has a role to play in facilitating better practices. Fourthly, the Prime Minister has been requested to extend the current Australian Competition and Consumer Commission inquiry into insurance premiums to specifically address public liability insurance. When this issue was first raised, unlike the Opposition, I did not jump in and say what we needed to do. I jumped in and said that insurance companies should justify their premiums. That was my response. They are yet to justify their premiums. The Government has called on the Prime Minister to make sure that public liability insurance is part of that inquiry. Finally, a government working party is in place. It is investigating legal remedies, including the capping of claims and reaching quick settlements. The speed that these matters are dealt with and the level of the claims are a problem, and that needs to be addressed. The Government will go to the national summit with specific proposals, and it will look to the Commonwealth to assist it in the implementation of a plan. I repeat that the volunteers protection Bill proposal is but one part of a broader range of steps that need to be taken. The Government has never said that that is the solution to the problem of public liability premiums. Of course it is not. However, it is one part of a package of measures that needs to be implemented. It is clear when one looks at what is going on in the other States that Western Australia is right up with them in coming forward with a comprehensive approach. This is a major problem in our society. There were the terrorist attacks on 11 September and the collapse of HIH Insurance. Real pressure has been exerted because of some of the natural disasters that have occurred. Pressure is on the reinsurance industry throughout the world. The impact of that is starting to flow back through the system and is increasing costs for small business and non-government associations. A response is needed. The Government will have a comprehensive response to this issue.
(2) If the Government is taking real solutions to the meeting, will the Premier please inform the House what they are and how they will help regional community organisations? Dr GALLOP replied: I thank the member for Merredin for the question. (1)-(2) My first point on this issue is that the Commonwealth does not appear to have a clear position on it. It has different ministers with different positions. The point that the States have made about the Commonwealth, which raised the question of conducting a national summit, is that they should get some clarity from the Commonwealth about where it is coming from, what it is willing to put on the table and how it can assist the States in dealing with a major problem in our community. I will go through the five points that the Government raised. I indicate to the member for Merredin that each one of these, of itself, is not enough, but when all five are taken together and put into a national context, they could have an impact. Mr Barnett: Could but probably won’t. Dr GALLOP: What a negative approach from the Leader of the Opposition. He is so negative. Has my Government done anything that is worthwhile? Mr Barnett: You are not addressing the issue. Dr GALLOP: The minister responsible for volunteers is currently preparing a volunteers protection Bill, which will provide volunteers with qualified immunity from personal liability. That is an important issue from the point of view of the incentive for volunteers to become involved. Mr Barnett: It is an issue, but it is not the main issue. Dr GALLOP: If members opposite look at my press releases and my comments on this matter, they will see that I have never said that was the solution to the problem. Mr Barnett: Why is that your plan? Dr GALLOP: It is not our plan. It is one element. Mr Barnett: That was your plan - your five-point plan. Dr GALLOP: I have not done the other four points yet. The second point is that public sector agencies will be required to review the level of insurance coverage required under government contracts to ensure that it is appropriate. Many contracts require insurance, and the Government has not been reviewing whether the level required is adequate in the circumstances. Sometimes the requirement has been pitched too high. Therefore, the Government is reviewing that. Thirdly, RiskCover, in conjunction with other relevant government agencies, is conducting education programs to promote risk minimisation strategies to affected groups. Many organisations are not building in the proper risk management procedures. That is causing a problem with their premiums. The Government has a role to play in facilitating better practices. Fourthly, the Prime Minister has been requested to extend the current Australian Competition and Consumer Commission inquiry into insurance premiums to specifically address public liability insurance. When this issue was first raised, unlike the Opposition, I did not jump in and say what we needed to do. I jumped in and said that insurance companies should justify their premiums. That was my response. They are yet to justify their premiums. The Government has called on the Prime Minister to make sure that public liability insurance is part of that inquiry. Finally, a government working party is in place. It is investigating legal remedies, including the capping of claims and reaching quick settlements. The speed that these matters are dealt with and the level of the claims are a problem, and that needs to be addressed. The Government will go to the national summit with specific proposals, and it will look to the Commonwealth to assist it in the implementation of a plan. I repeat that the volunteers protection Bill proposal is but one part of a broader range of steps that need to be taken. The Government has never said that that is the solution to the problem of public liability premiums. Of course it is not. However, it is one part of a package of measures that needs to be implemented. It is clear when one looks at what is going on in the other States that Western Australia is right up with them in coming forward with a comprehensive approach. This is a major problem in our society. There were the terrorist attacks on 11 September and the collapse of HIH Insurance. Real pressure has been exerted because of some of the natural disasters that have occurred. Pressure is on the reinsurance industry throughout the world. The impact of that is starting to flow back through the system and is increasing costs for small business and non-government associations. A response is needed. The Government will have a comprehensive response to this issue.
Dr GALLOP replied: I thank the member for Merredin for the question. (1)-(2) My first point on this issue is that the Commonwealth does not appear to have a clear position on it. It has different ministers with different positions. The point that the States have made about the Commonwealth, which raised the question of conducting a national summit, is that they should get some clarity from the Commonwealth about where it is coming from, what it is willing to put on the table and how it can assist the States in dealing with a major problem in our community. I will go through the five points that the Government raised. I indicate to the member for Merredin that each one of these, of itself, is not enough, but when all five are taken together and put into a national context, they could have an impact. Mr Barnett: Could but probably won’t. Dr GALLOP: What a negative approach from the Leader of the Opposition. He is so negative. Has my Government done anything that is worthwhile? Mr Barnett: You are not addressing the issue. Dr GALLOP: The minister responsible for volunteers is currently preparing a volunteers protection Bill, which will provide volunteers with qualified immunity from personal liability. That is an important issue from the point of view of the incentive for volunteers to become involved. Mr Barnett: It is an issue, but it is not the main issue. Dr GALLOP: If members opposite look at my press releases and my comments on this matter, they will see that I have never said that was the solution to the problem. Mr Barnett: Why is that your plan? Dr GALLOP: It is not our plan. It is one element. Mr Barnett: That was your plan - your five-point plan. Dr GALLOP: I have not done the other four points yet. The second point is that public sector agencies will be required to review the level of insurance coverage required under government contracts to ensure that it is appropriate. Many contracts require insurance, and the Government has not been reviewing whether the level required is adequate in the circumstances. Sometimes the requirement has been pitched too high. Therefore, the Government is reviewing that. Thirdly, RiskCover, in conjunction with other relevant government agencies, is conducting education programs to promote risk minimisation strategies to affected groups. Many organisations are not building in the proper risk management procedures. That is causing a problem with their premiums. The Government has a role to play in facilitating better practices. Fourthly, the Prime Minister has been requested to extend the current Australian Competition and Consumer Commission inquiry into insurance premiums to specifically address public liability insurance. When this issue was first raised, unlike the Opposition, I did not jump in and say what we needed to do. I jumped in and said that insurance companies should justify their premiums. That was my response. They are yet to justify their premiums. The Government has called on the Prime Minister to make sure that public liability insurance is part of that inquiry. Finally, a government working party is in place. It is investigating legal remedies, including the capping of claims and reaching quick settlements. The speed that these matters are dealt with and the level of the claims are a problem, and that needs to be addressed. The Government will go to the national summit with specific proposals, and it will look to the Commonwealth to assist it in the implementation of a plan. I repeat that the volunteers protection Bill proposal is but one part of a broader range of steps that need to be taken. The Government has never said that that is the solution to the problem of public liability premiums. Of course it is not. However, it is one part of a package of measures that needs to be implemented. It is clear when one looks at what is going on in the other States that Western Australia is right up with them in coming forward with a comprehensive approach. This is a major problem in our society. There were the terrorist attacks on 11 September and the collapse of HIH Insurance. Real pressure has been exerted because of some of the natural disasters that have occurred. Pressure is on the reinsurance industry throughout the world. The impact of that is starting to flow back through the system and is increasing costs for small business and non-government associations. A response is needed. The Government will have a comprehensive response to this issue.
I thank the member for Merredin for the question. (1)-(2) My first point on this issue is that the Commonwealth does not appear to have a clear position on it. It has different ministers with different positions. The point that the States have made about the Commonwealth, which raised the question of conducting a national summit, is that they should get some clarity from the Commonwealth about where it is coming from, what it is willing to put on the table and how it can assist the States in dealing with a major problem in our community. I will go through the five points that the Government raised. I indicate to the member for Merredin that each one of these, of itself, is not enough, but when all five are taken together and put into a national context, they could have an impact. Mr Barnett: Could but probably won’t. Dr GALLOP: What a negative approach from the Leader of the Opposition. He is so negative. Has my Government done anything that is worthwhile? Mr Barnett: You are not addressing the issue. Dr GALLOP: The minister responsible for volunteers is currently preparing a volunteers protection Bill, which will provide volunteers with qualified immunity from personal liability. That is an important issue from the point of view of the incentive for volunteers to become involved. Mr Barnett: It is an issue, but it is not the main issue. Dr GALLOP: If members opposite look at my press releases and my comments on this matter, they will see that I have never said that was the solution to the problem. Mr Barnett: Why is that your plan? Dr GALLOP: It is not our plan. It is one element. Mr Barnett: That was your plan - your five-point plan. Dr GALLOP: I have not done the other four points yet. The second point is that public sector agencies will be required to review the level of insurance coverage required under government contracts to ensure that it is appropriate. Many contracts require insurance, and the Government has not been reviewing whether the level required is adequate in the circumstances. Sometimes the requirement has been pitched too high. Therefore, the Government is reviewing that. Thirdly, RiskCover, in conjunction with other relevant government agencies, is conducting education programs to promote risk minimisation strategies to affected groups. Many organisations are not building in the proper risk management procedures. That is causing a problem with their premiums. The Government has a role to play in facilitating better practices. Fourthly, the Prime Minister has been requested to extend the current Australian Competition and Consumer Commission inquiry into insurance premiums to specifically address public liability insurance. When this issue was first raised, unlike the Opposition, I did not jump in and say what we needed to do. I jumped in and said that insurance companies should justify their premiums. That was my response. They are yet to justify their premiums. The Government has called on the Prime Minister to make sure that public liability insurance is part of that inquiry. Finally, a government working party is in place. It is investigating legal remedies, including the capping of claims and reaching quick settlements. The speed that these matters are dealt with and the level of the claims are a problem, and that needs to be addressed. The Government will go to the national summit with specific proposals, and it will look to the Commonwealth to assist it in the implementation of a plan. I repeat that the volunteers protection Bill proposal is but one part of a broader range of steps that need to be taken. The Government has never said that that is the solution to the problem of public liability premiums. Of course it is not. However, it is one part of a package of measures that needs to be implemented. It is clear when one looks at what is going on in the other States that Western Australia is right up with them in coming forward with a comprehensive approach. This is a major problem in our society. There were the terrorist attacks on 11 September and the collapse of HIH Insurance. Real pressure has been exerted because of some of the natural disasters that have occurred. Pressure is on the reinsurance industry throughout the world. The impact of that is starting to flow back through the system and is increasing costs for small business and non-government associations. A response is needed. The Government will have a comprehensive response to this issue.
(1)-(2) My first point on this issue is that the Commonwealth does not appear to have a clear position on it. It has different ministers with different positions. The point that the States have made about the Commonwealth, which raised the question of conducting a national summit, is that they should get some clarity from the Commonwealth about where it is coming from, what it is willing to put on the table and how it can assist the States in dealing with a major problem in our community. I will go through the five points that the Government raised. I indicate to the member for Merredin that each one of these, of itself, is not enough, but when all five are taken together and put into a national context, they could have an impact. Mr Barnett: Could but probably won’t. Dr GALLOP: What a negative approach from the Leader of the Opposition. He is so negative. Has my Government done anything that is worthwhile? Mr Barnett: You are not addressing the issue. Dr GALLOP: The minister responsible for volunteers is currently preparing a volunteers protection Bill, which will provide volunteers with qualified immunity from personal liability. That is an important issue from the point of view of the incentive for volunteers to become involved. Mr Barnett: It is an issue, but it is not the main issue. Dr GALLOP: If members opposite look at my press releases and my comments on this matter, they will see that I have never said that was the solution to the problem. Mr Barnett: Why is that your plan? Dr GALLOP: It is not our plan. It is one element. Mr Barnett: That was your plan - your five-point plan. Dr GALLOP: I have not done the other four points yet. The second point is that public sector agencies will be required to review the level of insurance coverage required under government contracts to ensure that it is appropriate. Many contracts require insurance, and the Government has not been reviewing whether the level required is adequate in the circumstances. Sometimes the requirement has been pitched too high. Therefore, the Government is reviewing that. Thirdly, RiskCover, in conjunction with other relevant government agencies, is conducting education programs to promote risk minimisation strategies to affected groups. Many organisations are not building in the proper risk management procedures. That is causing a problem with their premiums. The Government has a role to play in facilitating better practices. Fourthly, the Prime Minister has been requested to extend the current Australian Competition and Consumer Commission inquiry into insurance premiums to specifically address public liability insurance. When this issue was first raised, unlike the Opposition, I did not jump in and say what we needed to do. I jumped in and said that insurance companies should justify their premiums. That was my response. They are yet to justify their premiums. The Government has called on the Prime Minister to make sure that public liability insurance is part of that inquiry. Finally, a government working party is in place. It is investigating legal remedies, including the capping of claims and reaching quick settlements. The speed that these matters are dealt with and the level of the claims are a problem, and that needs to be addressed. The Government will go to the national summit with specific proposals, and it will look to the Commonwealth to assist it in the implementation of a plan. I repeat that the volunteers protection Bill proposal is but one part of a broader range of steps that need to be taken. The Government has never said that that is the solution to the problem of public liability premiums. Of course it is not. However, it is one part of a package of measures that needs to be implemented. It is clear when one looks at what is going on in the other States that Western Australia is right up with them in coming forward with a comprehensive approach. This is a major problem in our society. There were the terrorist attacks on 11 September and the collapse of HIH Insurance. Real pressure has been exerted because of some of the natural disasters that have occurred. Pressure is on the reinsurance industry throughout the world. The impact of that is starting to flow back through the system and is increasing costs for small business and non-government associations. A response is needed. The Government will have a comprehensive response to this issue.
Dr GALLOP: What a negative approach from the Leader of the Opposition. He is so negative. Has my Government done anything that is worthwhile? Mr Barnett: You are not addressing the issue. Dr GALLOP: The minister responsible for volunteers is currently preparing a volunteers protection Bill, which will provide volunteers with qualified immunity from personal liability. That is an important issue from the point of view of the incentive for volunteers to become involved. Mr Barnett: It is an issue, but it is not the main issue. Dr GALLOP: If members opposite look at my press releases and my comments on this matter, they will see that I have never said that was the solution to the problem. Mr Barnett: Why is that your plan? Dr GALLOP: It is not our plan. It is one element. Mr Barnett: That was your plan - your five-point plan. Dr GALLOP: I have not done the other four points yet. The second point is that public sector agencies will be required to review the level of insurance coverage required under government contracts to ensure that it is appropriate. Many contracts require insurance, and the Government has not been reviewing whether the level required is adequate in the circumstances. Sometimes the requirement has been pitched too high. Therefore, the Government is reviewing that. Thirdly, RiskCover, in conjunction with other relevant government agencies, is conducting education programs to promote risk minimisation strategies to affected groups. Many organisations are not building in the proper risk management procedures. That is causing a problem with their premiums. The Government has a role to play in facilitating better practices. Fourthly, the Prime Minister has been requested to extend the current Australian Competition and Consumer Commission inquiry into insurance premiums to specifically address public liability insurance. When this issue was first raised, unlike the Opposition, I did not jump in and say what we needed to do. I jumped in and said that insurance companies should justify their premiums. That was my response. They are yet to justify their premiums. The Government has called on the Prime Minister to make sure that public liability insurance is part of that inquiry. Finally, a government working party is in place. It is investigating legal remedies, including the capping of claims and reaching quick settlements. The speed that these matters are dealt with and the level of the claims are a problem, and that needs to be addressed. The Government will go to the national summit with specific proposals, and it will look to the Commonwealth to assist it in the implementation of a plan. I repeat that the volunteers protection Bill proposal is but one part of a broader range of steps that need to be taken. The Government has never said that that is the solution to the problem of public liability premiums. Of course it is not. However, it is one part of a package of measures that needs to be implemented. It is clear when one looks at what is going on in the other States that Western Australia is right up with them in coming forward with a comprehensive approach. This is a major problem in our society. There were the terrorist attacks on 11 September and the collapse of HIH Insurance. Real pressure has been exerted because of some of the natural disasters that have occurred. Pressure is on the reinsurance industry throughout the world. The impact of that is starting to flow back through the system and is increasing costs for small business and non-government associations. A response is needed. The Government will have a comprehensive response to this issue.
Mr Barnett: You are not addressing the issue. Dr GALLOP: The minister responsible for volunteers is currently preparing a volunteers protection Bill, which will provide volunteers with qualified immunity from personal liability. That is an important issue from the point of view of the incentive for volunteers to become involved. Mr Barnett: It is an issue, but it is not the main issue. Dr GALLOP: If members opposite look at my press releases and my comments on this matter, they will see that I have never said that was the solution to the problem. Mr Barnett: Why is that your plan? Dr GALLOP: It is not our plan. It is one element. Mr Barnett: That was your plan - your five-point plan. Dr GALLOP: I have not done the other four points yet. The second point is that public sector agencies will be required to review the level of insurance coverage required under government contracts to ensure that it is appropriate. Many contracts require insurance, and the Government has not been reviewing whether the level required is adequate in the circumstances. Sometimes the requirement has been pitched too high. Therefore, the Government is reviewing that. Thirdly, RiskCover, in conjunction with other relevant government agencies, is conducting education programs to promote risk minimisation strategies to affected groups. Many organisations are not building in the proper risk management procedures. That is causing a problem with their premiums. The Government has a role to play in facilitating better practices. Fourthly, the Prime Minister has been requested to extend the current Australian Competition and Consumer Commission inquiry into insurance premiums to specifically address public liability insurance. When this issue was first raised, unlike the Opposition, I did not jump in and say what we needed to do. I jumped in and said that insurance companies should justify their premiums. That was my response. They are yet to justify their premiums. The Government has called on the Prime Minister to make sure that public liability insurance is part of that inquiry. Finally, a government working party is in place. It is investigating legal remedies, including the capping of claims and reaching quick settlements. The speed that these matters are dealt with and the level of the claims are a problem, and that needs to be addressed. The Government will go to the national summit with specific proposals, and it will look to the Commonwealth to assist it in the implementation of a plan. I repeat that the volunteers protection Bill proposal is but one part of a broader range of steps that need to be taken. The Government has never said that that is the solution to the problem of public liability premiums. Of course it is not. However, it is one part of a package of measures that needs to be implemented. It is clear when one looks at what is going on in the other States that Western Australia is right up with them in coming forward with a comprehensive approach. This is a major problem in our society. There were the terrorist attacks on 11 September and the collapse of HIH Insurance. Real pressure has been exerted because of some of the natural disasters that have occurred. Pressure is on the reinsurance industry throughout the world. The impact of that is starting to flow back through the system and is increasing costs for small business and non-government associations. A response is needed. The Government will have a comprehensive response to this issue.
Dr GALLOP: The minister responsible for volunteers is currently preparing a volunteers protection Bill, which will provide volunteers with qualified immunity from personal liability. That is an important issue from the point of view of the incentive for volunteers to become involved. Mr Barnett: It is an issue, but it is not the main issue. Dr GALLOP: If members opposite look at my press releases and my comments on this matter, they will see that I have never said that was the solution to the problem. Mr Barnett: Why is that your plan? Dr GALLOP: It is not our plan. It is one element. Mr Barnett: That was your plan - your five-point plan. Dr GALLOP: I have not done the other four points yet. The second point is that public sector agencies will be required to review the level of insurance coverage required under government contracts to ensure that it is appropriate. Many contracts require insurance, and the Government has not been reviewing whether the level required is adequate in the circumstances. Sometimes the requirement has been pitched too high. Therefore, the Government is reviewing that. Thirdly, RiskCover, in conjunction with other relevant government agencies, is conducting education programs to promote risk minimisation strategies to affected groups. Many organisations are not building in the proper risk management procedures. That is causing a problem with their premiums. The Government has a role to play in facilitating better practices. Fourthly, the Prime Minister has been requested to extend the current Australian Competition and Consumer Commission inquiry into insurance premiums to specifically address public liability insurance. When this issue was first raised, unlike the Opposition, I did not jump in and say what we needed to do. I jumped in and said that insurance companies should justify their premiums. That was my response. They are yet to justify their premiums. The Government has called on the Prime Minister to make sure that public liability insurance is part of that inquiry. Finally, a government working party is in place. It is investigating legal remedies, including the capping of claims and reaching quick settlements. The speed that these matters are dealt with and the level of the claims are a problem, and that needs to be addressed. The Government will go to the national summit with specific proposals, and it will look to the Commonwealth to assist it in the implementation of a plan. I repeat that the volunteers protection Bill proposal is but one part of a broader range of steps that need to be taken. The Government has never said that that is the solution to the problem of public liability premiums. Of course it is not. However, it is one part of a package of measures that needs to be implemented. It is clear when one looks at what is going on in the other States that Western Australia is right up with them in coming forward with a comprehensive approach. This is a major problem in our society. There were the terrorist attacks on 11 September and the collapse of HIH Insurance. Real pressure has been exerted because of some of the natural disasters that have occurred. Pressure is on the reinsurance industry throughout the world. The impact of that is starting to flow back through the system and is increasing costs for small business and non-government associations. A response is needed. The Government will have a comprehensive response to this issue.
Mr Barnett: It is an issue, but it is not the main issue. Dr GALLOP: If members opposite look at my press releases and my comments on this matter, they will see that I have never said that was the solution to the problem. Mr Barnett: Why is that your plan? Dr GALLOP: It is not our plan. It is one element. Mr Barnett: That was your plan - your five-point plan. Dr GALLOP: I have not done the other four points yet. The second point is that public sector agencies will be required to review the level of insurance coverage required under government contracts to ensure that it is appropriate. Many contracts require insurance, and the Government has not been reviewing whether the level required is adequate in the circumstances. Sometimes the requirement has been pitched too high. Therefore, the Government is reviewing that. Thirdly, RiskCover, in conjunction with other relevant government agencies, is conducting education programs to promote risk minimisation strategies to affected groups. Many organisations are not building in the proper risk management procedures. That is causing a problem with their premiums. The Government has a role to play in facilitating better practices. Fourthly, the Prime Minister has been requested to extend the current Australian Competition and Consumer Commission inquiry into insurance premiums to specifically address public liability insurance. When this issue was first raised, unlike the Opposition, I did not jump in and say what we needed to do. I jumped in and said that insurance companies should justify their premiums. That was my response. They are yet to justify their premiums. The Government has called on the Prime Minister to make sure that public liability insurance is part of that inquiry. Finally, a government working party is in place. It is investigating legal remedies, including the capping of claims and reaching quick settlements. The speed that these matters are dealt with and the level of the claims are a problem, and that needs to be addressed. The Government will go to the national summit with specific proposals, and it will look to the Commonwealth to assist it in the implementation of a plan. I repeat that the volunteers protection Bill proposal is but one part of a broader range of steps that need to be taken. The Government has never said that that is the solution to the problem of public liability premiums. Of course it is not. However, it is one part of a package of measures that needs to be implemented. It is clear when one looks at what is going on in the other States that Western Australia is right up with them in coming forward with a comprehensive approach. This is a major problem in our society. There were the terrorist attacks on 11 September and the collapse of HIH Insurance. Real pressure has been exerted because of some of the natural disasters that have occurred. Pressure is on the reinsurance industry throughout the world. The impact of that is starting to flow back through the system and is increasing costs for small business and non-government associations. A response is needed. The Government will have a comprehensive response to this issue.
Dr GALLOP: If members opposite look at my press releases and my comments on this matter, they will see that I have never said that was the solution to the problem. Mr Barnett: Why is that your plan? Dr GALLOP: It is not our plan. It is one element. Mr Barnett: That was your plan - your five-point plan. Dr GALLOP: I have not done the other four points yet. The second point is that public sector agencies will be required to review the level of insurance coverage required under government contracts to ensure that it is appropriate. Many contracts require insurance, and the Government has not been reviewing whether the level required is adequate in the circumstances. Sometimes the requirement has been pitched too high. Therefore, the Government is reviewing that. Thirdly, RiskCover, in conjunction with other relevant government agencies, is conducting education programs to promote risk minimisation strategies to affected groups. Many organisations are not building in the proper risk management procedures. That is causing a problem with their premiums. The Government has a role to play in facilitating better practices. Fourthly, the Prime Minister has been requested to extend the current Australian Competition and Consumer Commission inquiry into insurance premiums to specifically address public liability insurance. When this issue was first raised, unlike the Opposition, I did not jump in and say what we needed to do. I jumped in and said that insurance companies should justify their premiums. That was my response. They are yet to justify their premiums. The Government has called on the Prime Minister to make sure that public liability insurance is part of that inquiry. Finally, a government working party is in place. It is investigating legal remedies, including the capping of claims and reaching quick settlements. The speed that these matters are dealt with and the level of the claims are a problem, and that needs to be addressed. The Government will go to the national summit with specific proposals, and it will look to the Commonwealth to assist it in the implementation of a plan. I repeat that the volunteers protection Bill proposal is but one part of a broader range of steps that need to be taken. The Government has never said that that is the solution to the problem of public liability premiums. Of course it is not. However, it is one part of a package of measures that needs to be implemented. It is clear when one looks at what is going on in the other States that Western Australia is right up with them in coming forward with a comprehensive approach. This is a major problem in our society. There were the terrorist attacks on 11 September and the collapse of HIH Insurance. Real pressure has been exerted because of some of the natural disasters that have occurred. Pressure is on the reinsurance industry throughout the world. The impact of that is starting to flow back through the system and is increasing costs for small business and non-government associations. A response is needed. The Government will have a comprehensive response to this issue.
Mr Barnett: Why is that your plan? Dr GALLOP: It is not our plan. It is one element. Mr Barnett: That was your plan - your five-point plan. Dr GALLOP: I have not done the other four points yet. The second point is that public sector agencies will be required to review the level of insurance coverage required under government contracts to ensure that it is appropriate. Many contracts require insurance, and the Government has not been reviewing whether the level required is adequate in the circumstances. Sometimes the requirement has been pitched too high. Therefore, the Government is reviewing that. Thirdly, RiskCover, in conjunction with other relevant government agencies, is conducting education programs to promote risk minimisation strategies to affected groups. Many organisations are not building in the proper risk management procedures. That is causing a problem with their premiums. The Government has a role to play in facilitating better practices. Fourthly, the Prime Minister has been requested to extend the current Australian Competition and Consumer Commission inquiry into insurance premiums to specifically address public liability insurance. When this issue was first raised, unlike the Opposition, I did not jump in and say what we needed to do. I jumped in and said that insurance companies should justify their premiums. That was my response. They are yet to justify their premiums. The Government has called on the Prime Minister to make sure that public liability insurance is part of that inquiry. Finally, a government working party is in place. It is investigating legal remedies, including the capping of claims and reaching quick settlements. The speed that these matters are dealt with and the level of the claims are a problem, and that needs to be addressed. The Government will go to the national summit with specific proposals, and it will look to the Commonwealth to assist it in the implementation of a plan. I repeat that the volunteers protection Bill proposal is but one part of a broader range of steps that need to be taken. The Government has never said that that is the solution to the problem of public liability premiums. Of course it is not. However, it is one part of a package of measures that needs to be implemented. It is clear when one looks at what is going on in the other States that Western Australia is right up with them in coming forward with a comprehensive approach. This is a major problem in our society. There were the terrorist attacks on 11 September and the collapse of HIH Insurance. Real pressure has been exerted because of some of the natural disasters that have occurred. Pressure is on the reinsurance industry throughout the world. The impact of that is starting to flow back through the system and is increasing costs for small business and non-government associations. A response is needed. The Government will have a comprehensive response to this issue.
Dr GALLOP: It is not our plan. It is one element. Mr Barnett: That was your plan - your five-point plan. Dr GALLOP: I have not done the other four points yet. The second point is that public sector agencies will be required to review the level of insurance coverage required under government contracts to ensure that it is appropriate. Many contracts require insurance, and the Government has not been reviewing whether the level required is adequate in the circumstances. Sometimes the requirement has been pitched too high. Therefore, the Government is reviewing that. Thirdly, RiskCover, in conjunction with other relevant government agencies, is conducting education programs to promote risk minimisation strategies to affected groups. Many organisations are not building in the proper risk management procedures. That is causing a problem with their premiums. The Government has a role to play in facilitating better practices. Fourthly, the Prime Minister has been requested to extend the current Australian Competition and Consumer Commission inquiry into insurance premiums to specifically address public liability insurance. When this issue was first raised, unlike the Opposition, I did not jump in and say what we needed to do. I jumped in and said that insurance companies should justify their premiums. That was my response. They are yet to justify their premiums. The Government has called on the Prime Minister to make sure that public liability insurance is part of that inquiry. Finally, a government working party is in place. It is investigating legal remedies, including the capping of claims and reaching quick settlements. The speed that these matters are dealt with and the level of the claims are a problem, and that needs to be addressed. The Government will go to the national summit with specific proposals, and it will look to the Commonwealth to assist it in the implementation of a plan. I repeat that the volunteers protection Bill proposal is but one part of a broader range of steps that need to be taken. The Government has never said that that is the solution to the problem of public liability premiums. Of course it is not. However, it is one part of a package of measures that needs to be implemented. It is clear when one looks at what is going on in the other States that Western Australia is right up with them in coming forward with a comprehensive approach. This is a major problem in our society. There were the terrorist attacks on 11 September and the collapse of HIH Insurance. Real pressure has been exerted because of some of the natural disasters that have occurred. Pressure is on the reinsurance industry throughout the world. The impact of that is starting to flow back through the system and is increasing costs for small business and non-government associations. A response is needed. The Government will have a comprehensive response to this issue.
Mr Barnett: That was your plan - your five-point plan. Dr GALLOP: I have not done the other four points yet. The second point is that public sector agencies will be required to review the level of insurance coverage required under government contracts to ensure that it is appropriate. Many contracts require insurance, and the Government has not been reviewing whether the level required is adequate in the circumstances. Sometimes the requirement has been pitched too high. Therefore, the Government is reviewing that. Thirdly, RiskCover, in conjunction with other relevant government agencies, is conducting education programs to promote risk minimisation strategies to affected groups. Many organisations are not building in the proper risk management procedures. That is causing a problem with their premiums. The Government has a role to play in facilitating better practices. Fourthly, the Prime Minister has been requested to extend the current Australian Competition and Consumer Commission inquiry into insurance premiums to specifically address public liability insurance. When this issue was first raised, unlike the Opposition, I did not jump in and say what we needed to do. I jumped in and said that insurance companies should justify their premiums. That was my response. They are yet to justify their premiums. The Government has called on the Prime Minister to make sure that public liability insurance is part of that inquiry. Finally, a government working party is in place. It is investigating legal remedies, including the capping of claims and reaching quick settlements. The speed that these matters are dealt with and the level of the claims are a problem, and that needs to be addressed. The Government will go to the national summit with specific proposals, and it will look to the Commonwealth to assist it in the implementation of a plan. I repeat that the volunteers protection Bill proposal is but one part of a broader range of steps that need to be taken. The Government has never said that that is the solution to the problem of public liability premiums. Of course it is not. However, it is one part of a package of measures that needs to be implemented. It is clear when one looks at what is going on in the other States that Western Australia is right up with them in coming forward with a comprehensive approach. This is a major problem in our society. There were the terrorist attacks on 11 September and the collapse of HIH Insurance. Real pressure has been exerted because of some of the natural disasters that have occurred. Pressure is on the reinsurance industry throughout the world. The impact of that is starting to flow back through the system and is increasing costs for small business and non-government associations. A response is needed. The Government will have a comprehensive response to this issue.
Dr GALLOP: I have not done the other four points yet. The second point is that public sector agencies will be required to review the level of insurance coverage required under government contracts to ensure that it is appropriate. Many contracts require insurance, and the Government has not been reviewing whether the level required is adequate in the circumstances. Sometimes the requirement has been pitched too high. Therefore, the Government is reviewing that. Thirdly, RiskCover, in conjunction with other relevant government agencies, is conducting education programs to promote risk minimisation strategies to affected groups. Many organisations are not building in the proper risk management procedures. That is causing a problem with their premiums. The Government has a role to play in facilitating better practices. Fourthly, the Prime Minister has been requested to extend the current Australian Competition and Consumer Commission inquiry into insurance premiums to specifically address public liability insurance. When this issue was first raised, unlike the Opposition, I did not jump in and say what we needed to do. I jumped in and said that insurance companies should justify their premiums. That was my response. They are yet to justify their premiums. The Government has called on the Prime Minister to make sure that public liability insurance is part of that inquiry. Finally, a government working party is in place. It is investigating legal remedies, including the capping of claims and reaching quick settlements. The speed that these matters are dealt with and the level of the claims are a problem, and that needs to be addressed. The Government will go to the national summit with specific proposals, and it will look to the Commonwealth to assist it in the implementation of a plan. I repeat that the volunteers protection Bill proposal is but one part of a broader range of steps that need to be taken. The Government has never said that that is the solution to the problem of public liability premiums. Of course it is not. However, it is one part of a package of measures that needs to be implemented. It is clear when one looks at what is going on in the other States that Western Australia is right up with them in coming forward with a comprehensive approach. This is a major problem in our society. There were the terrorist attacks on 11 September and the collapse of HIH Insurance. Real pressure has been exerted because of some of the natural disasters that have occurred. Pressure is on the reinsurance industry throughout the world. The impact of that is starting to flow back through the system and is increasing costs for small business and non-government associations. A response is needed. The Government will have a comprehensive response to this issue.
Thirdly, RiskCover, in conjunction with other relevant government agencies, is conducting education programs to promote risk minimisation strategies to affected groups. Many organisations are not building in the proper risk management procedures. That is causing a problem with their premiums. The Government has a role to play in facilitating better practices. Fourthly, the Prime Minister has been requested to extend the current Australian Competition and Consumer Commission inquiry into insurance premiums to specifically address public liability insurance. When this issue was first raised, unlike the Opposition, I did not jump in and say what we needed to do. I jumped in and said that insurance companies should justify their premiums. That was my response. They are yet to justify their premiums. The Government has called on the Prime Minister to make sure that public liability insurance is part of that inquiry. Finally, a government working party is in place. It is investigating legal remedies, including the capping of claims and reaching quick settlements. The speed that these matters are dealt with and the level of the claims are a problem, and that needs to be addressed. The Government will go to the national summit with specific proposals, and it will look to the Commonwealth to assist it in the implementation of a plan. I repeat that the volunteers protection Bill proposal is but one part of a broader range of steps that need to be taken. The Government has never said that that is the solution to the problem of public liability premiums. Of course it is not. However, it is one part of a package of measures that needs to be implemented. It is clear when one looks at what is going on in the other States that Western Australia is right up with them in coming forward with a comprehensive approach. This is a major problem in our society. There were the terrorist attacks on 11 September and the collapse of HIH Insurance. Real pressure has been exerted because of some of the natural disasters that have occurred. Pressure is on the reinsurance industry throughout the world. The impact of that is starting to flow back through the system and is increasing costs for small business and non-government associations. A response is needed. The Government will have a comprehensive response to this issue.
Fourthly, the Prime Minister has been requested to extend the current Australian Competition and Consumer Commission inquiry into insurance premiums to specifically address public liability insurance. When this issue was first raised, unlike the Opposition, I did not jump in and say what we needed to do. I jumped in and said that insurance companies should justify their premiums. That was my response. They are yet to justify their premiums. The Government has called on the Prime Minister to make sure that public liability insurance is part of that inquiry. Finally, a government working party is in place. It is investigating legal remedies, including the capping of claims and reaching quick settlements. The speed that these matters are dealt with and the level of the claims are a problem, and that needs to be addressed. The Government will go to the national summit with specific proposals, and it will look to the Commonwealth to assist it in the implementation of a plan. I repeat that the volunteers protection Bill proposal is but one part of a broader range of steps that need to be taken. The Government has never said that that is the solution to the problem of public liability premiums. Of course it is not. However, it is one part of a package of measures that needs to be implemented. It is clear when one looks at what is going on in the other States that Western Australia is right up with them in coming forward with a comprehensive approach. This is a major problem in our society. There were the terrorist attacks on 11 September and the collapse of HIH Insurance. Real pressure has been exerted because of some of the natural disasters that have occurred. Pressure is on the reinsurance industry throughout the world. The impact of that is starting to flow back through the system and is increasing costs for small business and non-government associations. A response is needed. The Government will have a comprehensive response to this issue.
Finally, a government working party is in place. It is investigating legal remedies, including the capping of claims and reaching quick settlements. The speed that these matters are dealt with and the level of the claims are a problem, and that needs to be addressed. The Government will go to the national summit with specific proposals, and it will look to the Commonwealth to assist it in the implementation of a plan. I repeat that the volunteers protection Bill proposal is but one part of a broader range of steps that need to be taken. The Government has never said that that is the solution to the problem of public liability premiums. Of course it is not. However, it is one part of a package of measures that needs to be implemented. It is clear when one looks at what is going on in the other States that Western Australia is right up with them in coming forward with a comprehensive approach. This is a major problem in our society. There were the terrorist attacks on 11 September and the collapse of HIH Insurance. Real pressure has been exerted because of some of the natural disasters that have occurred. Pressure is on the reinsurance industry throughout the world. The impact of that is starting to flow back through the system and is increasing costs for small business and non-government associations. A response is needed. The Government will have a comprehensive response to this issue.
I repeat that the volunteers protection Bill proposal is but one part of a broader range of steps that need to be taken. The Government has never said that that is the solution to the problem of public liability premiums. Of course it is not. However, it is one part of a package of measures that needs to be implemented. It is clear when one looks at what is going on in the other States that Western Australia is right up with them in coming forward with a comprehensive approach. This is a major problem in our society. There were the terrorist attacks on 11 September and the collapse of HIH Insurance. Real pressure has been exerted because of some of the natural disasters that have occurred. Pressure is on the reinsurance industry throughout the world. The impact of that is starting to flow back through the system and is increasing costs for small business and non-government associations. A response is needed. The Government will have a comprehensive response to this issue.
(1) The Premier said in a media statement on 5 February 2002 that the Commonwealth must have genuine solutions to consider. Does the Government intend to take any real solutions to the national meeting convened by Senator Coonan, or will the Government turn up, expecting the Commonwealth to hand it a solution? (2) If the Government is taking real solutions to the meeting, will the Premier please inform the House what they are and how they will help regional community organisations? Dr GALLOP replied: I thank the member for Merredin for the question. (1)-(2) My first point on this issue is that the Commonwealth does not appear to have a clear position on it. It has different ministers with different positions. The point that the States have made about the Commonwealth, which raised the question of conducting a national summit, is that they should get some clarity from the Commonwealth about where it is coming from, what it is willing to put on the table and how it can assist the States in dealing with a major problem in our community. I will go through the five points that the Government raised. I indicate to the member for Merredin that each one of these, of itself, is not enough, but when all five are taken together and put into a national context, they could have an impact. Mr Barnett: Could but probably won’t. Dr GALLOP: What a negative approach from the Leader of the Opposition. He is so negative. Has my Government done anything that is worthwhile? Mr Barnett: You are not addressing the issue. Dr GALLOP: The minister responsible for volunteers is currently preparing a volunteers protection Bill, which will provide volunteers with qualified immunity from personal liability. That is an important issue from the point of view of the incentive for volunteers to become involved. Mr Barnett: It is an issue, but it is not the main issue. Dr GALLOP: If members opposite look at my press releases and my comments on this matter, they will see that I have never said that was the solution to the problem. Mr Barnett: Why is that your plan? Dr GALLOP: It is not our plan. It is one element. Mr Barnett: That was your plan - your five-point plan. Dr GALLOP: I have not done the other four points yet. The second point is that public sector agencies will be required to review the level of insurance coverage required under government contracts to ensure that it is appropriate. Many contracts require insurance, and the Government has not been reviewing whether the level required is adequate in the circumstances. Sometimes the requirement has been pitched too high. Therefore, the Government is reviewing that. Thirdly, RiskCover, in conjunction with other relevant government agencies, is conducting education programs to promote risk minimisation strategies to affected groups. Many organisations are not building in the proper risk management procedures. That is causing a problem with their premiums. The Government has a role to play in facilitating better practices. Fourthly, the Prime Minister has been requested to extend the current Australian Competition and Consumer Commission inquiry into insurance premiums to specifically address public liability insurance. When this issue was first raised, unlike the Opposition, I did not jump in and say what we needed to do. I jumped in and said that insurance companies should justify their premiums. That was my response. They are yet to justify their premiums. The Government has called on the Prime Minister to make sure that public liability insurance is part of that inquiry. Finally, a government working party is in place. It is investigating legal remedies, including the capping of claims and reaching quick settlements. The speed that these matters are dealt with and the level of the claims are a problem, and that needs to be addressed. The Government will go to the national summit with specific proposals, and it will look to the Commonwealth to assist it in the implementation of a plan. I repeat that the volunteers protection Bill proposal is but one part of a broader range of steps that need to be taken. The Government has never said that that is the solution to the problem of public liability premiums. Of course it is not. However, it is one part of a package of measures that needs to be implemented. It is clear when one looks at what is going on in the other States that Western Australia is right up with them in coming forward with a comprehensive approach. This is a major problem in our society. There were the terrorist attacks on 11 September and the collapse of HIH Insurance. Real pressure has been exerted because of some of the natural disasters that have occurred. Pressure is on the reinsurance industry throughout the world. The impact of that is starting to flow back through the system and is increasing costs for small business and non-government associations. A response is needed. The Government will have a comprehensive response to this issue.
(2) If the Government is taking real solutions to the meeting, will the Premier please inform the House what they are and how they will help regional community organisations? Dr GALLOP replied: I thank the member for Merredin for the question. (1)-(2) My first point on this issue is that the Commonwealth does not appear to have a clear position on it. It has different ministers with different positions. The point that the States have made about the Commonwealth, which raised the question of conducting a national summit, is that they should get some clarity from the Commonwealth about where it is coming from, what it is willing to put on the table and how it can assist the States in dealing with a major problem in our community. I will go through the five points that the Government raised. I indicate to the member for Merredin that each one of these, of itself, is not enough, but when all five are taken together and put into a national context, they could have an impact. Mr Barnett: Could but probably won’t. Dr GALLOP: What a negative approach from the Leader of the Opposition. He is so negative. Has my Government done anything that is worthwhile? Mr Barnett: You are not addressing the issue. Dr GALLOP: The minister responsible for volunteers is currently preparing a volunteers protection Bill, which will provide volunteers with qualified immunity from personal liability. That is an important issue from the point of view of the incentive for volunteers to become involved. Mr Barnett: It is an issue, but it is not the main issue. Dr GALLOP: If members opposite look at my press releases and my comments on this matter, they will see that I have never said that was the solution to the problem. Mr Barnett: Why is that your plan? Dr GALLOP: It is not our plan. It is one element. Mr Barnett: That was your plan - your five-point plan. Dr GALLOP: I have not done the other four points yet. The second point is that public sector agencies will be required to review the level of insurance coverage required under government contracts to ensure that it is appropriate. Many contracts require insurance, and the Government has not been reviewing whether the level required is adequate in the circumstances. Sometimes the requirement has been pitched too high. Therefore, the Government is reviewing that. Thirdly, RiskCover, in conjunction with other relevant government agencies, is conducting education programs to promote risk minimisation strategies to affected groups. Many organisations are not building in the proper risk management procedures. That is causing a problem with their premiums. The Government has a role to play in facilitating better practices. Fourthly, the Prime Minister has been requested to extend the current Australian Competition and Consumer Commission inquiry into insurance premiums to specifically address public liability insurance. When this issue was first raised, unlike the Opposition, I did not jump in and say what we needed to do. I jumped in and said that insurance companies should justify their premiums. That was my response. They are yet to justify their premiums. The Government has called on the Prime Minister to make sure that public liability insurance is part of that inquiry. Finally, a government working party is in place. It is investigating legal remedies, including the capping of claims and reaching quick settlements. The speed that these matters are dealt with and the level of the claims are a problem, and that needs to be addressed. The Government will go to the national summit with specific proposals, and it will look to the Commonwealth to assist it in the implementation of a plan. I repeat that the volunteers protection Bill proposal is but one part of a broader range of steps that need to be taken. The Government has never said that that is the solution to the problem of public liability premiums. Of course it is not. However, it is one part of a package of measures that needs to be implemented. It is clear when one looks at what is going on in the other States that Western Australia is right up with them in coming forward with a comprehensive approach. This is a major problem in our society. There were the terrorist attacks on 11 September and the collapse of HIH Insurance. Real pressure has been exerted because of some of the natural disasters that have occurred. Pressure is on the reinsurance industry throughout the world. The impact of that is starting to flow back through the system and is increasing costs for small business and non-government associations. A response is needed. The Government will have a comprehensive response to this issue.
Dr GALLOP replied: I thank the member for Merredin for the question. (1)-(2) My first point on this issue is that the Commonwealth does not appear to have a clear position on it. It has different ministers with different positions. The point that the States have made about the Commonwealth, which raised the question of conducting a national summit, is that they should get some clarity from the Commonwealth about where it is coming from, what it is willing to put on the table and how it can assist the States in dealing with a major problem in our community. I will go through the five points that the Government raised. I indicate to the member for Merredin that each one of these, of itself, is not enough, but when all five are taken together and put into a national context, they could have an impact. Mr Barnett: Could but probably won’t. Dr GALLOP: What a negative approach from the Leader of the Opposition. He is so negative. Has my Government done anything that is worthwhile? Mr Barnett: You are not addressing the issue. Dr GALLOP: The minister responsible for volunteers is currently preparing a volunteers protection Bill, which will provide volunteers with qualified immunity from personal liability. That is an important issue from the point of view of the incentive for volunteers to become involved. Mr Barnett: It is an issue, but it is not the main issue. Dr GALLOP: If members opposite look at my press releases and my comments on this matter, they will see that I have never said that was the solution to the problem. Mr Barnett: Why is that your plan? Dr GALLOP: It is not our plan. It is one element. Mr Barnett: That was your plan - your five-point plan. Dr GALLOP: I have not done the other four points yet. The second point is that public sector agencies will be required to review the level of insurance coverage required under government contracts to ensure that it is appropriate. Many contracts require insurance, and the Government has not been reviewing whether the level required is adequate in the circumstances. Sometimes the requirement has been pitched too high. Therefore, the Government is reviewing that. Thirdly, RiskCover, in conjunction with other relevant government agencies, is conducting education programs to promote risk minimisation strategies to affected groups. Many organisations are not building in the proper risk management procedures. That is causing a problem with their premiums. The Government has a role to play in facilitating better practices. Fourthly, the Prime Minister has been requested to extend the current Australian Competition and Consumer Commission inquiry into insurance premiums to specifically address public liability insurance. When this issue was first raised, unlike the Opposition, I did not jump in and say what we needed to do. I jumped in and said that insurance companies should justify their premiums. That was my response. They are yet to justify their premiums. The Government has called on the Prime Minister to make sure that public liability insurance is part of that inquiry. Finally, a government working party is in place. It is investigating legal remedies, including the capping of claims and reaching quick settlements. The speed that these matters are dealt with and the level of the claims are a problem, and that needs to be addressed. The Government will go to the national summit with specific proposals, and it will look to the Commonwealth to assist it in the implementation of a plan. I repeat that the volunteers protection Bill proposal is but one part of a broader range of steps that need to be taken. The Government has never said that that is the solution to the problem of public liability premiums. Of course it is not. However, it is one part of a package of measures that needs to be implemented. It is clear when one looks at what is going on in the other States that Western Australia is right up with them in coming forward with a comprehensive approach. This is a major problem in our society. There were the terrorist attacks on 11 September and the collapse of HIH Insurance. Real pressure has been exerted because of some of the natural disasters that have occurred. Pressure is on the reinsurance industry throughout the world. The impact of that is starting to flow back through the system and is increasing costs for small business and non-government associations. A response is needed. The Government will have a comprehensive response to this issue.
I thank the member for Merredin for the question. (1)-(2) My first point on this issue is that the Commonwealth does not appear to have a clear position on it. It has different ministers with different positions. The point that the States have made about the Commonwealth, which raised the question of conducting a national summit, is that they should get some clarity from the Commonwealth about where it is coming from, what it is willing to put on the table and how it can assist the States in dealing with a major problem in our community. I will go through the five points that the Government raised. I indicate to the member for Merredin that each one of these, of itself, is not enough, but when all five are taken together and put into a national context, they could have an impact. Mr Barnett: Could but probably won’t. Dr GALLOP: What a negative approach from the Leader of the Opposition. He is so negative. Has my Government done anything that is worthwhile? Mr Barnett: You are not addressing the issue. Dr GALLOP: The minister responsible for volunteers is currently preparing a volunteers protection Bill, which will provide volunteers with qualified immunity from personal liability. That is an important issue from the point of view of the incentive for volunteers to become involved. Mr Barnett: It is an issue, but it is not the main issue. Dr GALLOP: If members opposite look at my press releases and my comments on this matter, they will see that I have never said that was the solution to the problem. Mr Barnett: Why is that your plan? Dr GALLOP: It is not our plan. It is one element. Mr Barnett: That was your plan - your five-point plan. Dr GALLOP: I have not done the other four points yet. The second point is that public sector agencies will be required to review the level of insurance coverage required under government contracts to ensure that it is appropriate. Many contracts require insurance, and the Government has not been reviewing whether the level required is adequate in the circumstances. Sometimes the requirement has been pitched too high. Therefore, the Government is reviewing that. Thirdly, RiskCover, in conjunction with other relevant government agencies, is conducting education programs to promote risk minimisation strategies to affected groups. Many organisations are not building in the proper risk management procedures. That is causing a problem with their premiums. The Government has a role to play in facilitating better practices. Fourthly, the Prime Minister has been requested to extend the current Australian Competition and Consumer Commission inquiry into insurance premiums to specifically address public liability insurance. When this issue was first raised, unlike the Opposition, I did not jump in and say what we needed to do. I jumped in and said that insurance companies should justify their premiums. That was my response. They are yet to justify their premiums. The Government has called on the Prime Minister to make sure that public liability insurance is part of that inquiry. Finally, a government working party is in place. It is investigating legal remedies, including the capping of claims and reaching quick settlements. The speed that these matters are dealt with and the level of the claims are a problem, and that needs to be addressed. The Government will go to the national summit with specific proposals, and it will look to the Commonwealth to assist it in the implementation of a plan. I repeat that the volunteers protection Bill proposal is but one part of a broader range of steps that need to be taken. The Government has never said that that is the solution to the problem of public liability premiums. Of course it is not. However, it is one part of a package of measures that needs to be implemented. It is clear when one looks at what is going on in the other States that Western Australia is right up with them in coming forward with a comprehensive approach. This is a major problem in our society. There were the terrorist attacks on 11 September and the collapse of HIH Insurance. Real pressure has been exerted because of some of the natural disasters that have occurred. Pressure is on the reinsurance industry throughout the world. The impact of that is starting to flow back through the system and is increasing costs for small business and non-government associations. A response is needed. The Government will have a comprehensive response to this issue.
(1)-(2) My first point on this issue is that the Commonwealth does not appear to have a clear position on it. It has different ministers with different positions. The point that the States have made about the Commonwealth, which raised the question of conducting a national summit, is that they should get some clarity from the Commonwealth about where it is coming from, what it is willing to put on the table and how it can assist the States in dealing with a major problem in our community. I will go through the five points that the Government raised. I indicate to the member for Merredin that each one of these, of itself, is not enough, but when all five are taken together and put into a national context, they could have an impact. Mr Barnett: Could but probably won’t. Dr GALLOP: What a negative approach from the Leader of the Opposition. He is so negative. Has my Government done anything that is worthwhile? Mr Barnett: You are not addressing the issue. Dr GALLOP: The minister responsible for volunteers is currently preparing a volunteers protection Bill, which will provide volunteers with qualified immunity from personal liability. That is an important issue from the point of view of the incentive for volunteers to become involved. Mr Barnett: It is an issue, but it is not the main issue. Dr GALLOP: If members opposite look at my press releases and my comments on this matter, they will see that I have never said that was the solution to the problem. Mr Barnett: Why is that your plan? Dr GALLOP: It is not our plan. It is one element. Mr Barnett: That was your plan - your five-point plan. Dr GALLOP: I have not done the other four points yet. The second point is that public sector agencies will be required to review the level of insurance coverage required under government contracts to ensure that it is appropriate. Many contracts require insurance, and the Government has not been reviewing whether the level required is adequate in the circumstances. Sometimes the requirement has been pitched too high. Therefore, the Government is reviewing that. Thirdly, RiskCover, in conjunction with other relevant government agencies, is conducting education programs to promote risk minimisation strategies to affected groups. Many organisations are not building in the proper risk management procedures. That is causing a problem with their premiums. The Government has a role to play in facilitating better practices. Fourthly, the Prime Minister has been requested to extend the current Australian Competition and Consumer Commission inquiry into insurance premiums to specifically address public liability insurance. When this issue was first raised, unlike the Opposition, I did not jump in and say what we needed to do. I jumped in and said that insurance companies should justify their premiums. That was my response. They are yet to justify their premiums. The Government has called on the Prime Minister to make sure that public liability insurance is part of that inquiry. Finally, a government working party is in place. It is investigating legal remedies, including the capping of claims and reaching quick settlements. The speed that these matters are dealt with and the level of the claims are a problem, and that needs to be addressed. The Government will go to the national summit with specific proposals, and it will look to the Commonwealth to assist it in the implementation of a plan. I repeat that the volunteers protection Bill proposal is but one part of a broader range of steps that need to be taken. The Government has never said that that is the solution to the problem of public liability premiums. Of course it is not. However, it is one part of a package of measures that needs to be implemented. It is clear when one looks at what is going on in the other States that Western Australia is right up with them in coming forward with a comprehensive approach. This is a major problem in our society. There were the terrorist attacks on 11 September and the collapse of HIH Insurance. Real pressure has been exerted because of some of the natural disasters that have occurred. Pressure is on the reinsurance industry throughout the world. The impact of that is starting to flow back through the system and is increasing costs for small business and non-government associations. A response is needed. The Government will have a comprehensive response to this issue.
Dr GALLOP: What a negative approach from the Leader of the Opposition. He is so negative. Has my Government done anything that is worthwhile? Mr Barnett: You are not addressing the issue. Dr GALLOP: The minister responsible for volunteers is currently preparing a volunteers protection Bill, which will provide volunteers with qualified immunity from personal liability. That is an important issue from the point of view of the incentive for volunteers to become involved. Mr Barnett: It is an issue, but it is not the main issue. Dr GALLOP: If members opposite look at my press releases and my comments on this matter, they will see that I have never said that was the solution to the problem. Mr Barnett: Why is that your plan? Dr GALLOP: It is not our plan. It is one element. Mr Barnett: That was your plan - your five-point plan. Dr GALLOP: I have not done the other four points yet. The second point is that public sector agencies will be required to review the level of insurance coverage required under government contracts to ensure that it is appropriate. Many contracts require insurance, and the Government has not been reviewing whether the level required is adequate in the circumstances. Sometimes the requirement has been pitched too high. Therefore, the Government is reviewing that. Thirdly, RiskCover, in conjunction with other relevant government agencies, is conducting education programs to promote risk minimisation strategies to affected groups. Many organisations are not building in the proper risk management procedures. That is causing a problem with their premiums. The Government has a role to play in facilitating better practices. Fourthly, the Prime Minister has been requested to extend the current Australian Competition and Consumer Commission inquiry into insurance premiums to specifically address public liability insurance. When this issue was first raised, unlike the Opposition, I did not jump in and say what we needed to do. I jumped in and said that insurance companies should justify their premiums. That was my response. They are yet to justify their premiums. The Government has called on the Prime Minister to make sure that public liability insurance is part of that inquiry. Finally, a government working party is in place. It is investigating legal remedies, including the capping of claims and reaching quick settlements. The speed that these matters are dealt with and the level of the claims are a problem, and that needs to be addressed. The Government will go to the national summit with specific proposals, and it will look to the Commonwealth to assist it in the implementation of a plan. I repeat that the volunteers protection Bill proposal is but one part of a broader range of steps that need to be taken. The Government has never said that that is the solution to the problem of public liability premiums. Of course it is not. However, it is one part of a package of measures that needs to be implemented. It is clear when one looks at what is going on in the other States that Western Australia is right up with them in coming forward with a comprehensive approach. This is a major problem in our society. There were the terrorist attacks on 11 September and the collapse of HIH Insurance. Real pressure has been exerted because of some of the natural disasters that have occurred. Pressure is on the reinsurance industry throughout the world. The impact of that is starting to flow back through the system and is increasing costs for small business and non-government associations. A response is needed. The Government will have a comprehensive response to this issue.
Mr Barnett: You are not addressing the issue. Dr GALLOP: The minister responsible for volunteers is currently preparing a volunteers protection Bill, which will provide volunteers with qualified immunity from personal liability. That is an important issue from the point of view of the incentive for volunteers to become involved. Mr Barnett: It is an issue, but it is not the main issue. Dr GALLOP: If members opposite look at my press releases and my comments on this matter, they will see that I have never said that was the solution to the problem. Mr Barnett: Why is that your plan? Dr GALLOP: It is not our plan. It is one element. Mr Barnett: That was your plan - your five-point plan. Dr GALLOP: I have not done the other four points yet. The second point is that public sector agencies will be required to review the level of insurance coverage required under government contracts to ensure that it is appropriate. Many contracts require insurance, and the Government has not been reviewing whether the level required is adequate in the circumstances. Sometimes the requirement has been pitched too high. Therefore, the Government is reviewing that. Thirdly, RiskCover, in conjunction with other relevant government agencies, is conducting education programs to promote risk minimisation strategies to affected groups. Many organisations are not building in the proper risk management procedures. That is causing a problem with their premiums. The Government has a role to play in facilitating better practices. Fourthly, the Prime Minister has been requested to extend the current Australian Competition and Consumer Commission inquiry into insurance premiums to specifically address public liability insurance. When this issue was first raised, unlike the Opposition, I did not jump in and say what we needed to do. I jumped in and said that insurance companies should justify their premiums. That was my response. They are yet to justify their premiums. The Government has called on the Prime Minister to make sure that public liability insurance is part of that inquiry. Finally, a government working party is in place. It is investigating legal remedies, including the capping of claims and reaching quick settlements. The speed that these matters are dealt with and the level of the claims are a problem, and that needs to be addressed. The Government will go to the national summit with specific proposals, and it will look to the Commonwealth to assist it in the implementation of a plan. I repeat that the volunteers protection Bill proposal is but one part of a broader range of steps that need to be taken. The Government has never said that that is the solution to the problem of public liability premiums. Of course it is not. However, it is one part of a package of measures that needs to be implemented. It is clear when one looks at what is going on in the other States that Western Australia is right up with them in coming forward with a comprehensive approach. This is a major problem in our society. There were the terrorist attacks on 11 September and the collapse of HIH Insurance. Real pressure has been exerted because of some of the natural disasters that have occurred. Pressure is on the reinsurance industry throughout the world. The impact of that is starting to flow back through the system and is increasing costs for small business and non-government associations. A response is needed. The Government will have a comprehensive response to this issue.
Dr GALLOP: The minister responsible for volunteers is currently preparing a volunteers protection Bill, which will provide volunteers with qualified immunity from personal liability. That is an important issue from the point of view of the incentive for volunteers to become involved. Mr Barnett: It is an issue, but it is not the main issue. Dr GALLOP: If members opposite look at my press releases and my comments on this matter, they will see that I have never said that was the solution to the problem. Mr Barnett: Why is that your plan? Dr GALLOP: It is not our plan. It is one element. Mr Barnett: That was your plan - your five-point plan. Dr GALLOP: I have not done the other four points yet. The second point is that public sector agencies will be required to review the level of insurance coverage required under government contracts to ensure that it is appropriate. Many contracts require insurance, and the Government has not been reviewing whether the level required is adequate in the circumstances. Sometimes the requirement has been pitched too high. Therefore, the Government is reviewing that. Thirdly, RiskCover, in conjunction with other relevant government agencies, is conducting education programs to promote risk minimisation strategies to affected groups. Many organisations are not building in the proper risk management procedures. That is causing a problem with their premiums. The Government has a role to play in facilitating better practices. Fourthly, the Prime Minister has been requested to extend the current Australian Competition and Consumer Commission inquiry into insurance premiums to specifically address public liability insurance. When this issue was first raised, unlike the Opposition, I did not jump in and say what we needed to do. I jumped in and said that insurance companies should justify their premiums. That was my response. They are yet to justify their premiums. The Government has called on the Prime Minister to make sure that public liability insurance is part of that inquiry. Finally, a government working party is in place. It is investigating legal remedies, including the capping of claims and reaching quick settlements. The speed that these matters are dealt with and the level of the claims are a problem, and that needs to be addressed. The Government will go to the national summit with specific proposals, and it will look to the Commonwealth to assist it in the implementation of a plan. I repeat that the volunteers protection Bill proposal is but one part of a broader range of steps that need to be taken. The Government has never said that that is the solution to the problem of public liability premiums. Of course it is not. However, it is one part of a package of measures that needs to be implemented. It is clear when one looks at what is going on in the other States that Western Australia is right up with them in coming forward with a comprehensive approach. This is a major problem in our society. There were the terrorist attacks on 11 September and the collapse of HIH Insurance. Real pressure has been exerted because of some of the natural disasters that have occurred. Pressure is on the reinsurance industry throughout the world. The impact of that is starting to flow back through the system and is increasing costs for small business and non-government associations. A response is needed. The Government will have a comprehensive response to this issue.
Mr Barnett: It is an issue, but it is not the main issue. Dr GALLOP: If members opposite look at my press releases and my comments on this matter, they will see that I have never said that was the solution to the problem. Mr Barnett: Why is that your plan? Dr GALLOP: It is not our plan. It is one element. Mr Barnett: That was your plan - your five-point plan. Dr GALLOP: I have not done the other four points yet. The second point is that public sector agencies will be required to review the level of insurance coverage required under government contracts to ensure that it is appropriate. Many contracts require insurance, and the Government has not been reviewing whether the level required is adequate in the circumstances. Sometimes the requirement has been pitched too high. Therefore, the Government is reviewing that. Thirdly, RiskCover, in conjunction with other relevant government agencies, is conducting education programs to promote risk minimisation strategies to affected groups. Many organisations are not building in the proper risk management procedures. That is causing a problem with their premiums. The Government has a role to play in facilitating better practices. Fourthly, the Prime Minister has been requested to extend the current Australian Competition and Consumer Commission inquiry into insurance premiums to specifically address public liability insurance. When this issue was first raised, unlike the Opposition, I did not jump in and say what we needed to do. I jumped in and said that insurance companies should justify their premiums. That was my response. They are yet to justify their premiums. The Government has called on the Prime Minister to make sure that public liability insurance is part of that inquiry. Finally, a government working party is in place. It is investigating legal remedies, including the capping of claims and reaching quick settlements. The speed that these matters are dealt with and the level of the claims are a problem, and that needs to be addressed. The Government will go to the national summit with specific proposals, and it will look to the Commonwealth to assist it in the implementation of a plan. I repeat that the volunteers protection Bill proposal is but one part of a broader range of steps that need to be taken. The Government has never said that that is the solution to the problem of public liability premiums. Of course it is not. However, it is one part of a package of measures that needs to be implemented. It is clear when one looks at what is going on in the other States that Western Australia is right up with them in coming forward with a comprehensive approach. This is a major problem in our society. There were the terrorist attacks on 11 September and the collapse of HIH Insurance. Real pressure has been exerted because of some of the natural disasters that have occurred. Pressure is on the reinsurance industry throughout the world. The impact of that is starting to flow back through the system and is increasing costs for small business and non-government associations. A response is needed. The Government will have a comprehensive response to this issue.
Dr GALLOP: If members opposite look at my press releases and my comments on this matter, they will see that I have never said that was the solution to the problem. Mr Barnett: Why is that your plan? Dr GALLOP: It is not our plan. It is one element. Mr Barnett: That was your plan - your five-point plan. Dr GALLOP: I have not done the other four points yet. The second point is that public sector agencies will be required to review the level of insurance coverage required under government contracts to ensure that it is appropriate. Many contracts require insurance, and the Government has not been reviewing whether the level required is adequate in the circumstances. Sometimes the requirement has been pitched too high. Therefore, the Government is reviewing that. Thirdly, RiskCover, in conjunction with other relevant government agencies, is conducting education programs to promote risk minimisation strategies to affected groups. Many organisations are not building in the proper risk management procedures. That is causing a problem with their premiums. The Government has a role to play in facilitating better practices. Fourthly, the Prime Minister has been requested to extend the current Australian Competition and Consumer Commission inquiry into insurance premiums to specifically address public liability insurance. When this issue was first raised, unlike the Opposition, I did not jump in and say what we needed to do. I jumped in and said that insurance companies should justify their premiums. That was my response. They are yet to justify their premiums. The Government has called on the Prime Minister to make sure that public liability insurance is part of that inquiry. Finally, a government working party is in place. It is investigating legal remedies, including the capping of claims and reaching quick settlements. The speed that these matters are dealt with and the level of the claims are a problem, and that needs to be addressed. The Government will go to the national summit with specific proposals, and it will look to the Commonwealth to assist it in the implementation of a plan. I repeat that the volunteers protection Bill proposal is but one part of a broader range of steps that need to be taken. The Government has never said that that is the solution to the problem of public liability premiums. Of course it is not. However, it is one part of a package of measures that needs to be implemented. It is clear when one looks at what is going on in the other States that Western Australia is right up with them in coming forward with a comprehensive approach. This is a major problem in our society. There were the terrorist attacks on 11 September and the collapse of HIH Insurance. Real pressure has been exerted because of some of the natural disasters that have occurred. Pressure is on the reinsurance industry throughout the world. The impact of that is starting to flow back through the system and is increasing costs for small business and non-government associations. A response is needed. The Government will have a comprehensive response to this issue.
Mr Barnett: Why is that your plan? Dr GALLOP: It is not our plan. It is one element. Mr Barnett: That was your plan - your five-point plan. Dr GALLOP: I have not done the other four points yet. The second point is that public sector agencies will be required to review the level of insurance coverage required under government contracts to ensure that it is appropriate. Many contracts require insurance, and the Government has not been reviewing whether the level required is adequate in the circumstances. Sometimes the requirement has been pitched too high. Therefore, the Government is reviewing that. Thirdly, RiskCover, in conjunction with other relevant government agencies, is conducting education programs to promote risk minimisation strategies to affected groups. Many organisations are not building in the proper risk management procedures. That is causing a problem with their premiums. The Government has a role to play in facilitating better practices. Fourthly, the Prime Minister has been requested to extend the current Australian Competition and Consumer Commission inquiry into insurance premiums to specifically address public liability insurance. When this issue was first raised, unlike the Opposition, I did not jump in and say what we needed to do. I jumped in and said that insurance companies should justify their premiums. That was my response. They are yet to justify their premiums. The Government has called on the Prime Minister to make sure that public liability insurance is part of that inquiry. Finally, a government working party is in place. It is investigating legal remedies, including the capping of claims and reaching quick settlements. The speed that these matters are dealt with and the level of the claims are a problem, and that needs to be addressed. The Government will go to the national summit with specific proposals, and it will look to the Commonwealth to assist it in the implementation of a plan. I repeat that the volunteers protection Bill proposal is but one part of a broader range of steps that need to be taken. The Government has never said that that is the solution to the problem of public liability premiums. Of course it is not. However, it is one part of a package of measures that needs to be implemented. It is clear when one looks at what is going on in the other States that Western Australia is right up with them in coming forward with a comprehensive approach. This is a major problem in our society. There were the terrorist attacks on 11 September and the collapse of HIH Insurance. Real pressure has been exerted because of some of the natural disasters that have occurred. Pressure is on the reinsurance industry throughout the world. The impact of that is starting to flow back through the system and is increasing costs for small business and non-government associations. A response is needed. The Government will have a comprehensive response to this issue.
Dr GALLOP: It is not our plan. It is one element. Mr Barnett: That was your plan - your five-point plan. Dr GALLOP: I have not done the other four points yet. The second point is that public sector agencies will be required to review the level of insurance coverage required under government contracts to ensure that it is appropriate. Many contracts require insurance, and the Government has not been reviewing whether the level required is adequate in the circumstances. Sometimes the requirement has been pitched too high. Therefore, the Government is reviewing that. Thirdly, RiskCover, in conjunction with other relevant government agencies, is conducting education programs to promote risk minimisation strategies to affected groups. Many organisations are not building in the proper risk management procedures. That is causing a problem with their premiums. The Government has a role to play in facilitating better practices. Fourthly, the Prime Minister has been requested to extend the current Australian Competition and Consumer Commission inquiry into insurance premiums to specifically address public liability insurance. When this issue was first raised, unlike the Opposition, I did not jump in and say what we needed to do. I jumped in and said that insurance companies should justify their premiums. That was my response. They are yet to justify their premiums. The Government has called on the Prime Minister to make sure that public liability insurance is part of that inquiry. Finally, a government working party is in place. It is investigating legal remedies, including the capping of claims and reaching quick settlements. The speed that these matters are dealt with and the level of the claims are a problem, and that needs to be addressed. The Government will go to the national summit with specific proposals, and it will look to the Commonwealth to assist it in the implementation of a plan. I repeat that the volunteers protection Bill proposal is but one part of a broader range of steps that need to be taken. The Government has never said that that is the solution to the problem of public liability premiums. Of course it is not. However, it is one part of a package of measures that needs to be implemented. It is clear when one looks at what is going on in the other States that Western Australia is right up with them in coming forward with a comprehensive approach. This is a major problem in our society. There were the terrorist attacks on 11 September and the collapse of HIH Insurance. Real pressure has been exerted because of some of the natural disasters that have occurred. Pressure is on the reinsurance industry throughout the world. The impact of that is starting to flow back through the system and is increasing costs for small business and non-government associations. A response is needed. The Government will have a comprehensive response to this issue.
Mr Barnett: That was your plan - your five-point plan. Dr GALLOP: I have not done the other four points yet. The second point is that public sector agencies will be required to review the level of insurance coverage required under government contracts to ensure that it is appropriate. Many contracts require insurance, and the Government has not been reviewing whether the level required is adequate in the circumstances. Sometimes the requirement has been pitched too high. Therefore, the Government is reviewing that. Thirdly, RiskCover, in conjunction with other relevant government agencies, is conducting education programs to promote risk minimisation strategies to affected groups. Many organisations are not building in the proper risk management procedures. That is causing a problem with their premiums. The Government has a role to play in facilitating better practices. Fourthly, the Prime Minister has been requested to extend the current Australian Competition and Consumer Commission inquiry into insurance premiums to specifically address public liability insurance. When this issue was first raised, unlike the Opposition, I did not jump in and say what we needed to do. I jumped in and said that insurance companies should justify their premiums. That was my response. They are yet to justify their premiums. The Government has called on the Prime Minister to make sure that public liability insurance is part of that inquiry. Finally, a government working party is in place. It is investigating legal remedies, including the capping of claims and reaching quick settlements. The speed that these matters are dealt with and the level of the claims are a problem, and that needs to be addressed. The Government will go to the national summit with specific proposals, and it will look to the Commonwealth to assist it in the implementation of a plan. I repeat that the volunteers protection Bill proposal is but one part of a broader range of steps that need to be taken. The Government has never said that that is the solution to the problem of public liability premiums. Of course it is not. However, it is one part of a package of measures that needs to be implemented. It is clear when one looks at what is going on in the other States that Western Australia is right up with them in coming forward with a comprehensive approach. This is a major problem in our society. There were the terrorist attacks on 11 September and the collapse of HIH Insurance. Real pressure has been exerted because of some of the natural disasters that have occurred. Pressure is on the reinsurance industry throughout the world. The impact of that is starting to flow back through the system and is increasing costs for small business and non-government associations. A response is needed. The Government will have a comprehensive response to this issue.
Dr GALLOP: I have not done the other four points yet. The second point is that public sector agencies will be required to review the level of insurance coverage required under government contracts to ensure that it is appropriate. Many contracts require insurance, and the Government has not been reviewing whether the level required is adequate in the circumstances. Sometimes the requirement has been pitched too high. Therefore, the Government is reviewing that. Thirdly, RiskCover, in conjunction with other relevant government agencies, is conducting education programs to promote risk minimisation strategies to affected groups. Many organisations are not building in the proper risk management procedures. That is causing a problem with their premiums. The Government has a role to play in facilitating better practices. Fourthly, the Prime Minister has been requested to extend the current Australian Competition and Consumer Commission inquiry into insurance premiums to specifically address public liability insurance. When this issue was first raised, unlike the Opposition, I did not jump in and say what we needed to do. I jumped in and said that insurance companies should justify their premiums. That was my response. They are yet to justify their premiums. The Government has called on the Prime Minister to make sure that public liability insurance is part of that inquiry. Finally, a government working party is in place. It is investigating legal remedies, including the capping of claims and reaching quick settlements. The speed that these matters are dealt with and the level of the claims are a problem, and that needs to be addressed. The Government will go to the national summit with specific proposals, and it will look to the Commonwealth to assist it in the implementation of a plan. I repeat that the volunteers protection Bill proposal is but one part of a broader range of steps that need to be taken. The Government has never said that that is the solution to the problem of public liability premiums. Of course it is not. However, it is one part of a package of measures that needs to be implemented. It is clear when one looks at what is going on in the other States that Western Australia is right up with them in coming forward with a comprehensive approach. This is a major problem in our society. There were the terrorist attacks on 11 September and the collapse of HIH Insurance. Real pressure has been exerted because of some of the natural disasters that have occurred. Pressure is on the reinsurance industry throughout the world. The impact of that is starting to flow back through the system and is increasing costs for small business and non-government associations. A response is needed. The Government will have a comprehensive response to this issue.
Thirdly, RiskCover, in conjunction with other relevant government agencies, is conducting education programs to promote risk minimisation strategies to affected groups. Many organisations are not building in the proper risk management procedures. That is causing a problem with their premiums. The Government has a role to play in facilitating better practices. Fourthly, the Prime Minister has been requested to extend the current Australian Competition and Consumer Commission inquiry into insurance premiums to specifically address public liability insurance. When this issue was first raised, unlike the Opposition, I did not jump in and say what we needed to do. I jumped in and said that insurance companies should justify their premiums. That was my response. They are yet to justify their premiums. The Government has called on the Prime Minister to make sure that public liability insurance is part of that inquiry. Finally, a government working party is in place. It is investigating legal remedies, including the capping of claims and reaching quick settlements. The speed that these matters are dealt with and the level of the claims are a problem, and that needs to be addressed. The Government will go to the national summit with specific proposals, and it will look to the Commonwealth to assist it in the implementation of a plan. I repeat that the volunteers protection Bill proposal is but one part of a broader range of steps that need to be taken. The Government has never said that that is the solution to the problem of public liability premiums. Of course it is not. However, it is one part of a package of measures that needs to be implemented. It is clear when one looks at what is going on in the other States that Western Australia is right up with them in coming forward with a comprehensive approach. This is a major problem in our society. There were the terrorist attacks on 11 September and the collapse of HIH Insurance. Real pressure has been exerted because of some of the natural disasters that have occurred. Pressure is on the reinsurance industry throughout the world. The impact of that is starting to flow back through the system and is increasing costs for small business and non-government associations. A response is needed. The Government will have a comprehensive response to this issue.
Fourthly, the Prime Minister has been requested to extend the current Australian Competition and Consumer Commission inquiry into insurance premiums to specifically address public liability insurance. When this issue was first raised, unlike the Opposition, I did not jump in and say what we needed to do. I jumped in and said that insurance companies should justify their premiums. That was my response. They are yet to justify their premiums. The Government has called on the Prime Minister to make sure that public liability insurance is part of that inquiry. Finally, a government working party is in place. It is investigating legal remedies, including the capping of claims and reaching quick settlements. The speed that these matters are dealt with and the level of the claims are a problem, and that needs to be addressed. The Government will go to the national summit with specific proposals, and it will look to the Commonwealth to assist it in the implementation of a plan. I repeat that the volunteers protection Bill proposal is but one part of a broader range of steps that need to be taken. The Government has never said that that is the solution to the problem of public liability premiums. Of course it is not. However, it is one part of a package of measures that needs to be implemented. It is clear when one looks at what is going on in the other States that Western Australia is right up with them in coming forward with a comprehensive approach. This is a major problem in our society. There were the terrorist attacks on 11 September and the collapse of HIH Insurance. Real pressure has been exerted because of some of the natural disasters that have occurred. Pressure is on the reinsurance industry throughout the world. The impact of that is starting to flow back through the system and is increasing costs for small business and non-government associations. A response is needed. The Government will have a comprehensive response to this issue.
Finally, a government working party is in place. It is investigating legal remedies, including the capping of claims and reaching quick settlements. The speed that these matters are dealt with and the level of the claims are a problem, and that needs to be addressed. The Government will go to the national summit with specific proposals, and it will look to the Commonwealth to assist it in the implementation of a plan. I repeat that the volunteers protection Bill proposal is but one part of a broader range of steps that need to be taken. The Government has never said that that is the solution to the problem of public liability premiums. Of course it is not. However, it is one part of a package of measures that needs to be implemented. It is clear when one looks at what is going on in the other States that Western Australia is right up with them in coming forward with a comprehensive approach. This is a major problem in our society. There were the terrorist attacks on 11 September and the collapse of HIH Insurance. Real pressure has been exerted because of some of the natural disasters that have occurred. Pressure is on the reinsurance industry throughout the world. The impact of that is starting to flow back through the system and is increasing costs for small business and non-government associations. A response is needed. The Government will have a comprehensive response to this issue.
I repeat that the volunteers protection Bill proposal is but one part of a broader range of steps that need to be taken. The Government has never said that that is the solution to the problem of public liability premiums. Of course it is not. However, it is one part of a package of measures that needs to be implemented. It is clear when one looks at what is going on in the other States that Western Australia is right up with them in coming forward with a comprehensive approach. This is a major problem in our society. There were the terrorist attacks on 11 September and the collapse of HIH Insurance. Real pressure has been exerted because of some of the natural disasters that have occurred. Pressure is on the reinsurance industry throughout the world. The impact of that is starting to flow back through the system and is increasing costs for small business and non-government associations. A response is needed. The Government will have a comprehensive response to this issue.
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