❓ I refer to the insurance market for private properties in Western Australia and I ask:(a) What steps is the Government taking to ensure that private property across Western Australia remains adequatel
AnsweredQoN 2293Legislative Assembly
QuestionView source ↗
I refer to the insurance market for private properties in Western Australia and I ask:(a) What steps is the Government taking to ensure that private property across Western Australia remains adequately insured;(b) Has the Government undertaken any modelling or received advice on areas where insurance is:(i) becoming unaffordable; and(ii) at risk of being withdrawn entirely;(c) What policies or interventions is the Government considering to ensure insurance remains available at an affordable price for:(i) households;(ii) farmers and primary producers; and(iii) small businesses;(d) Will the Government consider direct intervention mechanisms, including:(i) underwriting schemes;(ii) public reinsurance models; and(iii) disaster risk pooling;(e) What actions will the Government take if insurers refuse to insure certain properties or regions:(i) will the Government act as insurer of last resort; and(ii) if not, what protections exist for affected property owners;(f) Has the Government engaged with insurers regarding withdrawal of coverage in high risk regional or costal areas:(i) if yes, what was the outcome; and(g) What coordination is occurring with the Commonwealth regarding national insurance affordability and availability?
I refer to the insurance market for private properties in Western Australia and I ask:
(a) What steps is the Government taking to ensure that private property across Western Australia remains adequately insured;
(b) Has the Government undertaken any modelling or received advice on areas where insurance is:
(i) becoming unaffordable; and
(ii) at risk of being withdrawn entirely;
(c) What policies or interventions is the Government considering to ensure insurance remains available at an affordable price for:
(i) households;
(ii) farmers and primary producers; and
(iii) small businesses;
(d) Will the Government consider direct intervention mechanisms, including:
(i) underwriting schemes;
(ii) public reinsurance models; and
(iii) disaster risk pooling;
(e) What actions will the Government take if insurers refuse to insure certain properties or regions:
(i) will the Government act as insurer of last resort; and
(ii) if not, what protections exist for affected property owners;
(f) Has the Government engaged with insurers regarding withdrawal of coverage in high risk regional or costal areas:
(i) if yes, what was the outcome; and
(g) What coordination is occurring with the Commonwealth regarding national insurance affordability and availability?
I refer to the insurance market for private properties in Western Australia and I ask:
(a) What steps is the Government taking to ensure that private property across Western Australia remains adequately insured;
(b) Has the Government undertaken any modelling or received advice on areas where insurance is:
(i) becoming unaffordable; and
(ii) at risk of being withdrawn entirely;
(c) What policies or interventions is the Government considering to ensure insurance remains available at an affordable price for:
(i) households;
(ii) farmers and primary producers; and
(iii) small businesses;
(d) Will the Government consider direct intervention mechanisms, including:
(i) underwriting schemes;
(ii) public reinsurance models; and
(iii) disaster risk pooling;
(e) What actions will the Government take if insurers refuse to insure certain properties or regions:
(i) will the Government act as insurer of last resort; and
(ii) if not, what protections exist for affected property owners;
(f) Has the Government engaged with insurers regarding withdrawal of coverage in high risk regional or costal areas:
(i) if yes, what was the outcome; and
(g) What coordination is occurring with the Commonwealth regarding national insurance affordability and availability?
AnswerView source ↗
Answered
9 June 2026
Responded by
Hon Rita Saffioti
Response time
9 days
(a-g) Private sector organisations are best placed to understand their property risk exposures and apply risk informed commercial decisions on how to best protect their assets.
Support is available from Insurance Brokers and insurers to advise private sector organisation on risk and insurance matters.
The Small Business Development Corporation also provides guidance to Small Business on insurance matters.
Support is available from Insurance Brokers and insurers to advise private sector organisation on risk and insurance matters.
The Small Business Development Corporation also provides guidance to Small Business on insurance matters.
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