Dr. Steve Thomas questions the Minister for Housing regarding Keystart loan interest rates following an official interest rate rise. The Minister's response deflects, citing Keystart's regulatory obligations and referring back to a previous answer.

AnsweredQoN 1390Legislative Council
Asked
9 November 2023
Portfolio
Housing

QuestionView source ↗

KEYSTART
1390. Hon Dr STEVE THOMAS to the minister representing the
Minister for Housing:
I refer to the minister's
refusal to provide a simple answer to my question without notice 1375 asked
yesterday, 8 November, on the Keystart shared home ownership scheme following
the latest official interest rate rise.
(1) Will Keystart
loans now have an interest rate of 7.85 per cent, being the official rate of
4.35 per cent plus the fixed margin of 350 basis points; and when will this
apply?
(2) If no to (1), what will Keystart interest rates be
in exact numerical percentage terms, and when will this apply?
(3) What
increase, in dollar terms in monthly repayments, will there be on a $500 000
Keystart loan when the new rate is applied?

AnswerView source ↗

I thank the member for some notice
of this question. The following response has been provided by the Minister for
Housing.
(1)–(3) Keystart
is a public limited company with a single shareholder, the Housing Authority.
Keystart is incorporated under the Corporations Act and is regulated by the
Australian Securities and Investments Commission. Keystart will announce any
changes to interest rates once it has completed all the tasks required in line with its interest rate setting
policy and legal and regulatory obligations. I refer the honourable member to the response provided to question without notice 1375.

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