❓ Hon Lynn MacLaren questions the Housing Minister regarding Keystart shared equity home loan eligibility criteria for sole parents, specifically concerning discretion in exceptional circumstances. The Minister clarifies the rationale behind the criteria and confirms the CEO's delegated authority to approve applications outside the standard criteria.
AnsweredQoN 3740Legislative Council
QuestionView source ↗
I refer to the eligibility criteria for a Keystart ‘shared equity' home loan, and ask -
(1) Can the Minister explain why if you are a sole parent ‘facing losing your home as a result of a relationship breakdown or bereavement’, you satisfy those criteria, but if you are a sole parent facing losing your home for some other reason, you do not?
(2) Does Keystart Loans Limited or the Minister for Housing have the discretion to assess an application for a ‘shared equity’ home loan other than strictly in accordance with the eligibility criteria?
(3) If no to (2), why not?
(4) Does Keystart Loans Limited or the Minister for Housing have the discretion to waive any part of a requirement where all other eligibility criteria are otherwise satisfied?
(5) If no to (4), why not?
(1) Can the Minister explain why if you are a sole parent ‘facing losing your home as a result of a relationship breakdown or bereavement’, you satisfy those criteria, but if you are a sole parent facing losing your home for some other reason, you do not?
(2) Does Keystart Loans Limited or the Minister for Housing have the discretion to assess an application for a ‘shared equity’ home loan other than strictly in accordance with the eligibility criteria?
(3) If no to (2), why not?
(4) Does Keystart Loans Limited or the Minister for Housing have the discretion to waive any part of a requirement where all other eligibility criteria are otherwise satisfied?
(5) If no to (4), why not?
AnswerView source ↗
Answered
17 May 2011
Responded by
Minister for Finance representing the Minister for Housing
Response time
56 days
The
Department of Housing
advises:
(1) The criteria for sole parents faced losing their home as a result of a relationship breakdown or bereavement was initiated by the Government of the day in 2005. It was to assist sole parents dealing with a relationship breakdown or bereavement of a partner and who, as a result of these difficult circumstances, face losing their homes.
(2) Keystart's Chief Executive Officer has been provided with delegated discretion by the Keystart Board to approve applications outside the criteria in exceptional circumstances.
(3) Not applicable
(4) See answer to part (2) above
(5) Not applicable
Notice: This document is created or edited using unregistered or evaluation copy of rtLib valid for testing or development purposes only. To use it for productive or any other purposes please register it. You may purchase the license on
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Department of Housing
advises:
(1) The criteria for sole parents faced losing their home as a result of a relationship breakdown or bereavement was initiated by the Government of the day in 2005. It was to assist sole parents dealing with a relationship breakdown or bereavement of a partner and who, as a result of these difficult circumstances, face losing their homes.
(2) Keystart's Chief Executive Officer has been provided with delegated discretion by the Keystart Board to approve applications outside the criteria in exceptional circumstances.
(3) Not applicable
(4) See answer to part (2) above
(5) Not applicable
Notice: This document is created or edited using unregistered or evaluation copy of rtLib valid for testing or development purposes only. To use it for productive or any other purposes please register it. You may purchase the license on
http://www.rtlib.com
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