❓ Hon Lynn MacLaren's QoN seeks detailed data on Keystart loans, including first-time buyer percentages, loan volumes, average sizes, default rates, and applicant demographics from the scheme's inception to 2013-14. The initial answer provides percentages for first-time buyers in 2012-13 and 2013-14, with further data tabled.
AnsweredQoN 1699Legislative Council
QuestionView source ↗
(1) Please provide the percentage of standard Keystart loans that were granted to first time buyers: (a) in the financial year 2012-13 and 2013-14; (b) as a percentage of all lending to first time buyers in the State since the scheme started to 2013-14; (c) for house and land packages; and (d) for established dwellings? (2) What is the total number of applications for Keystart loans received, by year, since the scheme started to 2013-14? (3) What is the total number of loans provided, by year, since the scheme commenced to 2013-14? (4) What is the average loan size, by year, since Keystart commenced to 2013-14? (5) What is the average loan-to-value ratio since commencement through to 2013-14? (6) What is the average income, by year, of successful applicants from commencement through 2013-14? (7) What is the average deposit, by year, by successful applicants from start to 2013-14? (8) What is the number of defaults, by year, for commencement to 2013-14 with: (a) 30 day arrears; (b) 90 day arrears; and (c) repossession orders lodged with the Supreme Court?
AnswerView source ↗
Answered
18 November 2014
Responded by
Minister for Agriculture and Food representing the Minister for Housing
Response time
56 days
The Department of Housing and Keystart advise:
(1)
(a)
2012-13: 87%
2013-14: 87%
(1)
(b)-(8)
[See Tabled Paper no. ]
(1)
(a)
2012-13: 87%
2013-14: 87%
(1)
(b)-(8)
[See Tabled Paper no. ]
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